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<br /> D. U[�Ib'ORlit�iCiJR1'TY lNStRUM6N7'i G�D�►t�l�ql�iG LAW:SEYF�AlliltY •
<br /> , Ueifocrre Co�rentm i S oi ti�t Sensiry Imuum�ent is aai+eaded to rsad as foitows: . . ..
<br /> lS. IJ�Ifie�ta�eie�1�M��Mi�R+L�:���M4'.This fom�of Secsaity Instr�meent combines w�iform covet�nts fat�oatit�otl uu . .
<br />- aed aoa-izdfoan ao�veafats x86 Iieiited varatio�n lry j�Ction to coastitute a anifa�aaCUritY i�rumeat oorerin�neu p�w�rty.TWs
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<br /> ' S'ac�iity I�t�s�tlt 1ie�overaed i�►ped�ra7��riwr�iod�tFie 4w of tfle j�iri�fi�wI�tl�-P►Yrp�ty it kraltM::L1rtble�ifttiat ury . . ....._ ... -------
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<br /> p�ovisios a dau�e c�f tlm�SeruritY Imuumeat or the Note confiists with appliabk LM,suth contlict sliqU na affect atkr p�+oai�isf�of'this .
<br /> Saurity Imtrue�tnt at the Note�rhich cas be�iv�en etfect rritbout tlse con�tictsas provisiun.and W tl��ad tlie pro�sions nf.thiii Security :
<br /> . - Instru�t sod tlieNotea'e decSated to be severabk. . . .
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<br /> E. 1�AlY9FF.�OF TNL!�Ol�'I'Y OR A SENEFICEAL i!VTEBI�ST IV llOit�f,� .
<br /> ' iSnifor�Fi�Caree�nc Il7,qf the Security Iestrumeat is amended tv read as foU�ivs: . ' � `' , :, ,
<br /> ' ::':!9. �'ta�[a�I t��erl�or�ie�feW Itkrai i�Borrower.lf•all ar�itip y�rt of t�e Pta�rtrty ar a�1 interest thetein is s�lit�ac traesferred ' ... . .
<br /> , � (vr if a�e�eficii!intefac ia BorroMer is sotd ar transferred and Borrav�er Ss not s aatural tkrson)without Ixmlirir'�.Ariar•�wfciun comeat. . . . , ... . .
<br /> ... Is.�de�maY.at I.asder's option,declst�e all t6,�swns stcured by this Sa�uri=Y instru�t.to be immediutely due�pay�hfg;However.tbis . .
<br /> ;' option shall not bt eaercise�bY Lender if execa.�i;s.aot authorized by Fede[a71sw.I�er,der nwy wzive cIi�e�xsTCise of�his o��io�a�if:_(a)Borrowa
<br /> .� ;;':'�:::puses to be submitted to Leader iafarm�tti�r�ired by Lcnd��t to evaluate tht inteadt�l trsaafaer�if a new lwa,�rei beii�.r»»Wdt to tbe ; ',;.;., _..
<br /> ' •�1tr�fetiee;aad(b)i.eader reasonably detmnihaa that Lender%s sECUrity will not be imp�tt�d.b3�L'i�1�rt:�ssumptioa�+l�d that t6rs�;�of t6e :_•;%'a:;'.• •:_�
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<br /> b�,��d'.�n}r ooveaant or�reemt�ia this Socttrity Instrumen�;iS°accsptabie to L.ender.;,. `,i, i.•:.;:•:_
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<br /> 'L'�r.t35�e.actent 'tted by appFicable taw,Lendez nra�:;;�.�r�,�a rr,asonaMe fa as��':s�::'t;�i:.�pder's con.�ei'si�'t:Er.�he t�a�.�mpc�C-�.';�i' .�.; •�,:s`>�3.::
<br />. pertnt :,�•::'�`� �c%'%•c:;;,_�:_�
<br /> ethetnnsfer tok a11t3ie o�i:�:v:s� a iatheNoteandint�is n. t.� • t! �:l°� , � „ • '';, .�^4`„'�,'�...;;
<br /> L.endar�aj'also ra[uir. �e KP pr . �� 5��.�ti'sa�ade �cu'"Y ��rn ., � ``';`� , � � -
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<br /> " ."If Lenc2er ex�:�such option to arseiera:e�Y.en,ier��:.��.m?�!�s��i�notict of acceleration�x�:nrdana ivith p�ta�t��*�ikP��ltec�of. 3;; � % '"
<br /> • SuCh irotioe sEw11 pta��de.A petio3;cV��1o11as ttwu►30 d.ay�Pn;�:a+::�t�`:i���ce is mailed within wEu���lttawet maY paY ihe s�s!¢CClared • ,;�,c.`:,:�;.
<br /> ; d�e.Ef.Borrower fails co pay��vr�at tr��s prior ca.the'ex�zrii;�r�_�i:s..s�`;sue?��.�...�eK^iod.Lsnder may,wdthuut•�.er notice or demarid e�'�?orro�ra.. , �; .� .
<br /> l� • imro�e a�iemedies pernxitted�x,is�a{..^au?rg��;�i#�eni:": . • `::. • , :`; , .'!`:'�,
<br /> s '•:+�atwithstan�i�,g�s�sieR�tr.�.:.t�er,'Bffrcm6'rx���llcontinueto-tre.obli��.�undertheK�+r��r'y�:'�i:�!iecuritylrutrumentunS�s�i.tndechas . . . '�
<br /> ( • rdesscd Borrower iri da�ting:;,. _ , �� ._....
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<br /> F. LOAN CHANGFS
<br /> . I[the losn seeured by the Security lnstrument i�:subject to a taw whieh sets m�cimum toan charges,and that law is�fnally interprded so �
<br /> • that ttu interat or other loan charges collected ar te be coltected in connection with the loan exceed permitted Iimits,then:(1)any such loan � r
<br /> chuje shall be reduced by the amount necessary t�t reduce tfie cliarge ta the permitted limit;and(2)any sums alrcady collected from borrower � �� �
<br /> whkR eaceeded permitced ifmits will be refnuded t��l3csrrowcr.Lendcr may choose to make this refund by reduoing the princiDal owed under the
<br /> Note or by nrsking a direct payment to Besr�awer.f4'a refuad redures principal,the reducticm wiIl be treated as a partial prepayment under the
<br /> Note. �
<br /> IN WITNF.S5 WHERFAF.Bomo�er bs�:xecuted thl�AdJu�t�bk Rate Rider.
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<br /> � (Seal) ,
<br /> Eugene . Watsor�RROwF:R
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<br /> � Judith . Ilia�son BORROWER
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<br /> BORROWER
<br /> (SIC;N OKIGINAL ONt.Y) '; _
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