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202102&75 GRANT OF SPECIFIC AUTHORITY (OPTIONAL) My agent MAY NOT do any of the following specific acts for me UNLESS I have INITI D the specific authority listed below: (CAUTION: Granting any of the following will give your agent the ority to take actions that could significantly reduce your property or change how your pr is distributed at your death. INITIAL ONLY the specific authority you WANT to give r agent.) L� Create, amend, revoke, or terminate an ' ervivos trust Make a gift, subject to the limitatio of the Uniform Power of Authority Act [insert citation to Section 217 of the act] and any s ' is Instructions in this power of attorney (� Create or change right survivorship Create or change eneficiary designation U Delegate to ther person to exercise the authority granted under this power of attorney Waive principal's right to be a beneficiary of a joint and survivor annuity, including a survivor be it under a retirement plan xercise fiduciary powers that the principal has authority to delegate Renounce or disclaim an interest in property, including a power of appointment LIMITATION ON AGENT'S AUTHORITY Except as otherwise authorized by the Power of Personal and Family Maintenance, an agent MAY NOT use my property to benefit the agent or a person to whom the agent owes an obligation of support unless I have included that authority in the Special Instructions or the Grant of Specific Authority. SPECIAL INSTRUCTIONS (OPTIONAL) You may give special instructions on the following lines: EFFECTIVE DATE This power of attorney is effective immediately unless I have stated otherwise in the Special Instructions.