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<br /> � � TO�ETHEit W1TH a!1 the impmvements now or hereaRer erecte�on[hs prop�rty,and a11 e�s�inenu,appurtenance5.2nd ;
<br /> ° . fixture,q aow pt hereaner a part of th� pmperty• All teplECC�tents tutd cdditions shall nlso bP sovered by this SQCUrity
<br /> ' Iastrumeni.AU of che foregotng is refern�d co in[his Securiry[nstruc�snt as tAe'Properry•" ..?
<br /> ' " N BURROWER COVENA�ITS th�t Bonotiver is tawfuUy cei�d of the estute hereby wnveyed and h�the d�hc to grant and
<br /> � . - . I canvey the Fcageny and tha�the Prap.�ty is une�cum�ered.excey� for encumbrflaces of record. Banower warrants and wili ;
<br /> • . • � dsfend ge�erally the tttle to the Pra�sertY+against sill claims and demands,subjeci to any encu�abrauces of recurd. ��
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<br /> • � ' . : • i THlS SECURI7`Y INS'I'RUMENT wmCines anifarm covenlnts tor national use artd non-uniform covenants with limited �
<br /> . . � vatiatiuns by jurisdiciion to constitute a uniform security instnunQnt covering real pmpztty•
<br /> �� � ' UNIFORM COVENANTS.�orro�ver and Uender covenant and agree as follo�vs:
<br /> • , � ... ; 1. Fa3�z�Y of['ttt�z�i�l t�d fl�tet�t; �reFaY�►�t aII�Late C�ages.Borrower shall prompdy pay when due the
<br /> .. ' -�� �� ptincipal of aad in:erast on the debt evidenced by the Note and any prepaymQnt and late charges due uader the Note. • °
<br /> � r�,..•4. 2.Funds for Taxps n�d insurr+acc. Subject to applicable law or to a written waiver by Lender.Borrower shall pay co �`��
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<br /> � Lender on the day manthlY Paymeuts an due tinder the Note,until th�Note is paid ia full,a sum("F w t d s°)for:la)Yearly ta�ces �„�._
<br /> ' � 4 ��essments wbirk may attain priority over this SECUrity I'nstniment�.s a lien on the Pregerty;(b)Y e a r lY leas e ho l d p a y m e a u =
<br /> . or grou�d renls on th$Property,if any:(c)YeariY hazard or prop�nny unvrance preauums:(d)yearly flood iasurance premiums, R
<br /> a able Borrower to Lender. in accordaase with ��_—
<br /> if aay:(e)Y�riY mo�gage insuranc�premiu�s. if any:aad(fl anY sums P Y bY -=_
<br /> , �� the provisiaas of paragraph S,in lieu of the pa�mzai of mongage insurause pramiums.These items are cslle�'Fscro�v ltems.' --
<br /> � , :r L.ender may, at aay cime.oollea and hold Fwads in an amount aot to exce�d the maximum amouat a lender for a federaliy Ni
<br /> - � F retau��ortgage loan may tequire for Sorrsuer's escmw accovnt uad�che federal Real Estate SEttlement Pcoceciures Act af __-
<br /> '_ip' � 1974 as amended from ti�to tim8. 12 U.S.C. Se�xion 2601 eiseq.(°RESPA"),unless an4ther law that applies to the Fu�s ;;.__
<br /> - -_ - � .�� sets a lesser a�nunt. If so. Lender may,at any ame.COI�eCt�II(I jlolt�FUu�S tii 3�8i3t�4iiDi flOi LII�LIi£I��P 2IIIOUIII. __
<br /> � Lesder may estimase the amowit of Fuads due on the basis of aurens data aad reasonable estimates of eapenditus�of future
<br /> � i Escrow Items ox et�rwise in acoordaafle with aPPlicable law. ---
<br /> • Y . �. ` � T h e F u u d s s h a 1 1 h e h eld 'm aa in..�tiwfian whose de,posits are iasuxed by a federal ageacy. instruatentality, or entity -
<br /> ('�ILding Lender,if Lentter is sush an in�i�on)or in aay Fedaal Home l.oan�ank.Lender shall apply the F u a d s to pay t he
<br /> � E,.�row Items.L�ader may nai ch�s Eorrower fmr haldi�and applying the F�ds,a�ually analyziag the�cm�u account,or �-_
<br /> • !� veritying the Escrow Items,unless Lender pays Borrowzr iate�st on the Fuads and�splicable law permits 1.eader to m2�e such h _
<br /> � • ' �• a charge.Nowever,Lender may require Eoxroaer to pay a one-um$charge for an iadependent real estate tax repnrting serviae =
<br /> � used by i.eader in oonnecdon with this toan. unless applicable law provides otheiwise. Unless an ageement is made or
<br /> , , :� apPlicable law iequires iater�ss to be paid, Lender shall not be required w pay Borroaer any interest or eamings on the Funds. ..-
<br /> � Borrowe,and L.ender may a��-.in aritu►8.however,that interest shali be paid on tL-�Funds.I.ender shall give to Botrower,
<br /> ' without chatge, an annual a�u�:ting of the Funds, shoaing c�ediu and debits to��=uads and the purpose far which each --
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<br /> • ;• �, debit w the F�Js was made.'fhe Fun�s axc�ledged as addirional seruri:y for all sums s�cured by i��s Securiry L�sn�umeni.
<br /> d If tne F�ris.�eld by Lender exceec 1�amouats Pemoitted to tse(udc�5y applicable law,I.�'sha11 acrnunt w Ba�_�:
<br /> • �g` fer the excess Funds in accordanoe with the re�uiremenu of applic�.��e�.uw. If the atuount of the Cs�.s held by p.ea�+er�s��
<br /> . :.. ,i tiz�.;is uot sufficient to pay the E�s�n�v Items ahen due.L r^'c.er may s�norify Bomower in writing,ar.d,in�.ru�e F3orcca•:.
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<br /> . shall pay to Lender the amffam:ae:�essaN to make nP tTa�defrcienty. Boirower shall make up the deficleu�iu rr4�ore than
<br /> '' � ,• twelve monthly payments.at Ir�:.�r's scIe�'iscretion.
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<br /> :��'?�r�:� •� .,, ; '�� Ugan payment in fiill of�1 su:-s�aanred by this Serurity Instnuneat, Leader shall pm�ti�refwid to c'�orrower�;:
<br /> " ' Funds hsld by Lender.If.ua�=:���.'�g�'y�l.Lender sha11 acquire or seU the Property.Leader,prior to the acqulsitiaa or sa;,
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<br /> • rGy'�'q.; .�� � af the Ptngerty.shall apP1Y:sny L':uiids h�ld by Lender at tke time of acquisition or sa'.e as a credit agaiESt the sums seaued bY
<br /> :;d�,.�al�' .:
<br /> �:,',��'*.�• this S�uriry Insmtment.
<br /> �rti. „•�;;". all paymcnu received by LendEr under paragraPhs
<br /> -'=;�,t?��•�� 3.Appli�ation of P�yments.Unless�^plicable law provides otherwise.
<br /> -�"��'`�•'� 1 aud 2 shal!Lx�:�plied: fust,to any p:��j'/�nt�hazges due uader the TIote;second.to amouz��sc;�able under paragraph 2;
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<br /> --.�r_;_����d ikL-°d.to inter�:3ue:fourth,to principal due;and last,to any late charges due uadsr the Note.
<br /> —==-�-."��i 4.Chaiges;Liea4.Bunower shall pay alt taxes.���is,char8es, fines and imposIt[ons wu�ibutable to the Propertl+
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<br /> ^�-�-::��'=�,,:� u�i�ich ma attain prioriry over this Scrurity InstrumenL. .�.d leasehold paymeats or ground renu, if any. Ii��;+er PaY
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<br /> --_ .... :.;�,.; � �! these abligatioas in the m�rrx i�mvide�In parap,raph 2.c:if not paid in that manaer.Bflrrower shalS pay t��.:-e time direcdy
<br /> _��t'r-;" ! to the petson owed payme�3.�omower sha11 promptly fumish to Lender all notices of amonuts ca i�=jaid uader this paragraph.
<br /> ���, If Bonawer malces these payrents directly,Bormwer shall prompEly fumisL to l,eader receipu e�;<�,i,s*_r.ing the payments.
<br /> _ , . Bormurer shall pm�tiy discharge any licn which has prioriry over this S�curity Insuum:�:�u�l��s Barrew:s:(a)agees in
<br /> �,;av��,�*', writing to the payment of�lrr.cbligation secured by the lien in a manner acceptable r.�a t�.^.��r.(�y�s�+-tests in�1srr�faith t1t21ien
<br /> ."�"=='! by. or defeads against�fm.m�at of the lien in, le�al pmoe�din&S which in t_rye IL�uu's c��s�=n uger�:e`�s pieve�t tht
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<br /> —�: ° enforcemeut�f�i7r 1[en;or(c)secures from the holder of the lien an r��reement satisfactopy t�L.rx;dc�r saSsor�'g�� ea ta
<br /> - :."-.�''- '. .; ' this Se�uriry Lir,:tr=ment. If Lenfler determines that any part of the l��rty is sutsject to a lie�.••v311��;.�ay u-�priority ativr
<br /> � '. : � igis Securiry C�;s��ument. LQnder may give Boaower a norice identifying the lien. Borrower shz:[�.�:�:JI L2C I]ffI dT[2106 OIIB C7 _
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<br /> ;""� �ore of the acrons sst fort�above within 10 days of t�,�iviag of notice.
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