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1OV211S9V I'9 <br />rn <br />nn "4 <br />rn <br />rn 73 <br />• rte, <br />--0_ <br />/ N l./1 <br />;n (-n - — <br />a -'- rrl )'' P7 <br />n t —0 .---- co O <br />Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS F0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />Prepared By: Beth Pollack <br />2701 WELLS FARGO WAY <br />3RD FLOOR <br />MINNEAPOLIS, MN 55467-8000 <br />r <br />r- <br />3 r iA N <br />- 2 <br />1 , <br />Deed of Trust <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated March 31, 2021, together with all <br />Riders to this document. <br />(B) "Borrower" is RYAN S PHINNEY and JESSICA L PHINNEY, husband and wife;. Borrower <br />is the trustor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />• <br />• <br />HCFG-00359 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluwer Financial Services 2021032617.1.0.4574J20180529Y <br />736570721213 <br />Form 3028 1/01 <br />12/17 <br />Page 1 of 17 <br />rr . <br />