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202102706 secured party under said Code in addition to the rights and remedies created under and accorded to Lender pursuant to this Deed of Trust; provided that Lender's rights and remedies under this paragraph shall be cumulative with and in no way a limitation on Lender's rights and remedies under any other security agreement signed by Borrower or Trustor. (i) Liens and Encumbrances. Trustor hereby warrants and represents that there is no default under the provisions of any mortgage, deed of trust, lease, or purchase contract describing all or any part of the Property, or any other contract, instrument, or agreement constituting a lien or encumbrance against all or any part of the Property, (collectively, "Liens") existing as of the date of this Deed of Trust; and that any and all existing Liens remain unmodified except as may be disclosed to Lender by Trustor in writing. Trustor shall timely perform all of Trustor's obligations, covenants, representations, and warranties under any and all existing and future Liens, and shall not, without Lender's prior written consent, in any manner modify the provisions of or allow any future advances under any existing or future Liens. (j) Application of Payments. Unless otherwise required by law, sums paid to Lender hereunder, including without limitation payments of principal, insurance proceeds, condemnation proceeds, and rents and profits, shall be applied by Lender to the amounts due and owing from Trustor and Borrower in such order as Lender in its sole discretion deems desirable. (k) Severability. If any provision of this Deed of Trust conflicts with applicable law or is declared invalid or otherwise unenforceable, such conflict or invalidity shall not affect the other provisions of this Deed of Trust or the Note that can be given effect without the conflicting provision; and to this end, the provisions of this Deed of Trust and the Note are declared to be severable. (1) Terms. The terms "Trustor" and "Borrower" shall include both singular and plural, and when the Trustor and Borrower are the same person(s), those terms as used in this Deed of Trust shall be interchangeable. (m) Governing Law. This Deed of Trust shall be governed by the laws of the State of Nebraska. Trustor has executed this Deed of Trust as of the date written above. Katherine M. Yu, By Ka erine M. Yu, a single person STATE OF NEBRASKA) (ss: COUNTY OF HALL ) On this day of April, 2021, before me, a notary personally appeared Katherine M. Yu, to me personally known foregoing Deed of Trust and acknowledged the ibxecution t deed for the purposes therein set forth. "Borrower" public in and for said County, as the person who executed, the to be her luntary act and My Commission Expires: ,7 ;70; Notary �Ptbi lic A GENERAL NOTARY - State of Nebraska i MARNIE SCHAGER SUNDERMEIER My Comm. Exp. September 8, 2023 Page 6 of 6