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<br /> TQ�,ETHEg WiZH a11 the improvemenu now or her2after erected on the pmgarty.arcd ali eacemenu.appurtenances.sud
<br /> .�.s`. fixwres rt�tv ar hereafteT a part of the property. All replacemenu and additions shall also Be covered by this Sec3uity
<br /> .�.
<br /> ,•4. Insuumem. Al3 of the fore�oing is ceferred to in this�ecurity Instnunent as the"Pso�erty.
<br /> k. BORltOWER COVEAIANTS that Barrower is lawfully seised of the es4ate hereby comeyed ard has the right w grant aad
<br /> . �;z conr•ey the Property and that the Pcoperty is unencumbered,except far encumbrances nf rzcord. Borrower warrants and�,11
<br /> .-,� defea�generally the title to the Froperty against all clauns and demands. subject to any er.cumbrances of recoid.
<br /> '.:� THIS SECURIT�IAISTRUiNENT combirtes uniform covenants for national use and non-uniform ooveaants with Gmited
<br /> �y variatioas by jurisdiction to constitute ss uni€orm s�curity instrument cavering real prapertY• . �
<br /> �,�� UNIFORM COVENAPJTS.Borrower ana i,en3er wvenant aad agree as follows: �
<br /> •���, 1. P$qm�at of i�'rIatipal nnd Inte�i; Pfeeepa�eat ant8 I.ate Charg�. �arrower sball pmmpdy pay when due the � _
<br /> �F prittcipat of and intetesi on[ke cfebt evidenced by the 1Vote as�l any PrepaYmeat ac��ate�harges due under the Note. �
<br />-.� 2.Faaads Far Ts�es and I��uranoe.Subject to applicable law or to a written waiver by Lender. Borrower shall pay co �
<br /> �:'i." T,eader on the day montlily payat�nts are due under the Note.until the Note is paid in full,a sum("Funds")for.(a)ye.3rly taxes �
<br /> ;�• and assess�rsenis whic6 may aitain F��orty over this Security Instiument as a lien on t�e Pfi}�ty:(b)Yearly leasehold paymznts
<br /> or grouud renu on th�Property,if an?•:(c)Yeariy 4aaard or proFe:ty insutans�preaiiums;td)Yearty tlond insurancr premiums. Q3
<br /> if any;(e)yeariy mcrt�ge insurance pnemium?.rf any; and(�.sy s-�C�:�le by Bormwer to Leader, in accordance with
<br /> - the grovisions of paragraph 8,in��of the payment of mort�-u��.RL+�'��.��.�ums. These items are called"Escrow Items."
<br /> `"`a-° L��r-y,at any tune. co1L��e��old fiva�s in an 2�^�urr.�,~:� e;�'. che �ec*r•.�n►amoant a lender for a Ee3eraily .
<br /> relatad cr.-.rtgage lQan�ay r�ire f�r Borrower's escrow a::ount:a::���e:�eral It�:.T i:stace Settlement Procedun;s.�d of
<br />�-�� 19?4 as amended frc��6.;.��t�dme, 12 U.S.C.Sertion 26U2 a seg.i`�'�r�"), untess anoth�r law that ap�lies to�.�z�Fimds
<br />-'� sets a lesser amou.�. Z`•�_..�er maY,at an_ time,collect aud hold :�.mds in an amnnnt not to excx.e�l the lesser amount.
<br />;;.:`� Lender may estim��:rhe amount of Funds due un the basis of current da:��.`d reasonable estimates of e�cpenditures of fuwre
<br />_:_� Escraw Isems or othera�ise in acc^c�aze with applicabte law.
<br /> n:� 'I�►e Fuads shall be held ia an institation whose deposits are insured by a fed...�l agency, instrumentality, or entity
<br /> -___ Cneivdiag I.ender..if�xnder is such an institution)or ia any Fedetal Home Loan Bank. Lender shail apply the Fuc�s to pay the
<br /> _— Escrow Items.Lender may not charge Borrower for hoiding and applying th�Fnnds.aanuallY anslYr�n�the escrow account,or
<br />-~� verifying the Fscrow Items,unless Lender pays Borrower interest on the F���:.and applicable law permits l..ender to make such
<br /> 'Y�'� a chargQ. Ho��ever.Lender may reqsyire Bflrroiver to pay a on�time chargz i'�r an in��andent real esrate tax reporting servioe
<br />_-- used by Lender in connection with Wis loan, unless applicable law provides oth�r�:sz. Unless an agreement ns sm� ar
<br />__='� applicable law myuires interest to be paid,[.ender shall not be required to g.ay Borrower any intsrest or eamings on Yhe Fuu�s.
<br />---- Bonower and Lender may agree in writing. however.that interest sha11 be:psid on the Fands. L�nder sha11 give to Borrowez.
<br /> — withoui charge, an annual accounring of the Fands. showiag credits sisd�a.`•is co the Fuads and the purpose for which each
<br /> `°�"'� debit to the Funds was made.Tha Funds are pledged as addidonal security fc:�'1 s�sms s:a:a�d by this Secutity Insmrment. �
<br /> = — €i;che Funds held by[xnd�2xceed the amounu germittad w be held r;�-aliczl:c':�+.�,Lender shall account to Borrower
<br /> for tl-,e�s�:�ss Funds en accordance witt�the requiremenu of applicable l�k :f the amc��:�z of the Funds held by Lender at any
<br />:=,.;�vn. ame is not sufficient to pay the Escrow Items when due.Lenc�r aiay so rrt i j Borrow�r in wriring,and.in such case Harcowsr
<br /> shall pay to Lea��she amoant neressary to make up the de�ciancy. Le�:;�+er shall make up the deficiency in no cnore than
<br /> -- twelve momhly payments,at Lender's sole discreuon.
<br /> -- Upoa payment in full of all sums secured by this Sa:_-riaf Instrument. Lender shall prompdy refand to Ha�wer any
<br /> Funds held by L.ender.If,under paragaph 21,Lender shall�a�uire or sell the Property,Lend;,r.prior to the acquisiucm or sale
<br />__= of the Pmperty.sN.;;1.apply any Funds held by Lender at the time of arquisidon or sale as a ecedit against the sums secwed by
<br /> � this Serurity Insw::.za��
<br /> 3.Applicauo�of Ys�y�ente•Unless appiicable law provides o�herwise.alf payments receivad by Leader nnder paragraphs�
<br /> 1 and 2 chall be apptied: first.W any prepayment charges due under the N�te;secand,to amwnu payable under paragraph 2; .
<br /> third.to interest due;fourth,to principal due;and last,to any laze charges due under the Note.
<br /> q,Ct�rges;IJiens. Borrower shall pay ull taxes,assessments.charges, fines and impositians attribntable to the Property
<br /> which may at"� r�n��rity aver thls Security Instrument. and leasehold payments or ground tents,if any. Bomower shall pay
<br /> these aF'_a.�aric-�1:_,�he manner pmvided in paragraph 2.or if not paid in thAt mancier.Borrower shalf pay them on time directly
<br /> to the Y��on ov�ed payment.Borrower shall promptly fumish to Lesider aq notices of amounts to be paid under this pa�agraph.
<br /> If Borrower makes these paymsnts directly,Borrower shall prompily fumish to Lender raceipts evidencing the payments.
<br /> -- Sc�rrower s�._'!promptly discharge an��tien which has prioriry over this Security Insnvment unless Borrower: (a)agrees in
<br /> writing to the pa}:�v:��t of the obligation secured by the lien in a manner acceptable to Lender;(b)contests i�good faith the lien
<br /> by, or dsfends ��rr.�ast enforcement of the lien in. legal proceedings w�ich in the Lender's apinion opzrate to prevent ttte
<br /> enfor:�:��:t o:+�e tien;or(c)s:cures from the holder of the lien an agreeruent satisfactory to Lender subordimting th�lien to
<br /> this��a::�.y Ins•�.rument. If Le'i:;er determines that any part af the Prararty is snbjec':v a lien which may attain prioriry over
<br /> __--- this Secur.ty init-_ment. Lender may give Borrower a nouce identifyir.��:�:lien. Bor;�iver shali satisfy the lien or take one or .
<br /> _° �ore vF t'u��xti;::,•�:��•t fo�tl�a'uove v�ithin 10 days of tlie giving of noti:,;
<br /> Forn 3028 9!$0
<br /> P,::�,2 018
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