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<br /> ' TQ�E7'HER WITH ali the impro�emenu rtou�or hereafter erectc�d on the propertY•and all e:uem�nta.:�ppur•.enancc.�+. and
<br /> � ' Bxturey nnw ar hereaftcr a part of the proprnY. Alt rcpfacecnents and sdditions tihall al.t� bc �ocen'd 6y ctu, Sccurity �
<br /> • ' lnstturttent.Ail nf the fi�regoing iti rzicrrc�i to itt thi.��vcity ln�tcument as the"Progerey.° � �
<br /> � BORRO�'YER COVEAlANTS th:►t 8orroucr ia la�afully �ei�cd��i the e�tate here�y c��r�ti•cy��l:►nd ha�tlic riyht t��grant and � _
<br /> � . mmey the Pmp�ny and tha�the Pn��scrty �.unencumbered.except fi�r ertcumbrunres��f ren�nf• gorm«�er�vnr�nt, sr.d «i!1 9� '�`
<br /> ' s defend gwtsv'ally the title tu the f'raperty aFain+t aU claim�artd dem:mds,subject to any ertcumbr.inceti af r�titi�ni. �
<br /> 'FilLS SECl1FE1TY IhSTRUAI�NT mmbirte�us�ife�mi�ur•enants fnr natianal utie a�td non-unifarm cuc��ant+isith limited � —
<br /> vuriatia��:by juri�d�ctinn[o cuitstitutc u uniform��urity in.tturtteret cavcrin�r.al property• . � c_
<br /> ' ' UNIFORR7 COVENANTS.Bnrru�+cr and Lendcr co�'enant and a�mx a-+folto�cti:
<br /> , 1. pay-[ttcat af Pricclpa9 act� Il�ntcrc�t: �e�;.menE nrt� Lute Ch�r�s�. B°rn";�cr shall prompti�� pay when d¢e the � �-.
<br /> , �,,;--��. prinripal of and interest un che debt evidrnt'ed hy thc lVwe:uai auy prcP�Ymcra:utd late charge+due under che N�zte.
<br /> , �;,,.,,,.,�r�; P. Fu�ds fos'D'axes tutd lasu�'netc�e. Subject to applic:ible la�v or to a written �caicer by Lendcr. Bs�rrauer stialt pay t� _
<br /> - � I.ender on tite day rnonthly pay rrcents:ue duc under the Nute,untit the Nute i,paid in full,a yum 1"Funds"1 I�iy�ItisW d aym n� _
<br /> ` ar.d assessmenu wtnich may attuin psioriry uver this 3ecurity Instrumer.t as a lien on the Propeay:Ib)yearty � h
<br /> `. or graund rente on the Progerty.if any:lc)Yearly hazard or proFerty insurance�mmiums:(d)y�ly flaod insurance�renteums,
<br /> if any:(e)yeacty rnurtgage insur,utce pmrr•ium.S. if:u►y:ar.d lf�any st►ms p:+yabte by Borco�rer to l.ender. in accvrlance with
<br /> ;� remiums.These items are calted "Escr+rl=i Items."
<br /> . _ •� the provisio*4g of gara$rsph 8. in lieu of the payment of�ortgage inswance p
<br /> l,ender may. at anY t��zz• �°�t���h°ld Funds in an amount Rot to exceed the muimum am°unt a lendcr fer a fc�+er�illy
<br /> ' related mortgage loan tnay require for l3orron•er's eso 2601 et seq. "RESPA').u'nless,an th2r laov`thatnaAP��e thc T'wtds
<br /> �' 1974 as amended fram time to time. 12 U-S.C. S�t
<br /> sets a lesser amuuni. if so. Lec�der may. at any time,colleet artd hold Furtds in an arnount Rot to exc�ed the le�c:r arrtount.
<br /> � i,ettder may esrimate th�amount of Fund3 due on the basis of current data and reasonable estimates of esgenditu�+:s cf future
<br /> ' Escrow Items or othenvise in�ccordance�vith aPPli�ble law. i�mentatitl, or z�ity
<br /> .� ' Ths Funds sPtali be held in a:� in�:tituuon�vhnse deposiu are insured by a federal agemy. � ��Fuads to pay the
<br /> . - (including lxnder,if L.ender is such an institution)or in suiy Federsl Hon:e L.oan Bank•1.eIIder shall app�E��o���uR��r
<br /> su
<br /> • Escroiv[tems.Lender may not charge Borro�jer for holding ur�d applying the Funds,annually analyzi g
<br /> � �erifyin�the Esrrow Items.unless Lender pays Borro�er interest on the F��aPP�icable law pPrmi�s L.eader tc make such
<br /> ' � a charge.Ho«ever,Lender may require Borrower to pay a orie-time charge for an inde�ndent rea!estate[aR r�par�inB�QTMt�
<br /> ,''`' us�d 6y Lender in conneciion �vith this loan. unless applicab[e!aw provides othenvise. Unless an agreement iu mude or
<br /> -. � applicable law requires ir.terest to b�paid,l.ender shall n°t be required w pay Bflrrou'er any interest ur eamings on thc��tnds.
<br /> °'�=' ., "�:� Borrower and Lender may agree in writing,houreve�.ahat interest shatl be paisf on the Funds.Le�er Shal��ivfcr�bich each
<br /> `�r`'. -'� �vithout charge. an annual acoounting of the Funds. showing credits azid debiu to the Fun�s and tlte Pary,ta`�
<br /> �u-.� ;� � e�as additional security for all sums szcumd by this Securehj 6nstietraent.
<br /> �;,;:.'��:'•'.'.:: debit to tha Funds was made.The Funds are pledg �ipble law. E,ender shall accaunt t�Eurro+�er
<br /> =__� �--.��; If the Funds held by I.erider excea�,the arnounts Pemutted t��held by app�
<br /> � '''�-1'��''•� for the exc�tss Fu�s in acwrdance�ti:��e ro4��n�of appf��le la�v. If the amount of ti�Fands held by Lendei'ui�nY
<br /> ;�,F,;:_�,�n, .
<br /> -'.�•-c��rt',.�,- time is nat sufficient te,-��;r c.he Escrow It�ms 4vhra�u�.Lender may so notify Barsovrer in writing.and.in such case rrover
<br /> -'=i��:���� ;, sha11 pay to Lender L°:�e u,=rount���Y to m�l:e u�the deficienty.Borro.�c7 s-"�all make up th::deficiency ia co t:�nr than
<br /> = - `� ` twelve tr.nnthly payments,at 4xndei s so3�discnztion.
<br /> . _ `��:�� Upon payment in full of ull sums secured by t1►is Security Insuu�nent. l.ender shall promp�ly r�fund to 8ur.a�ver any
<br /> �*��;,;�,�+' L.ercder,prior to thc acqu'ssition er sate
<br /> -��,;:!��„ Fuuds held by Lender.If,under paragraph 21.Lender shall acquire or sall the PropsrtY•
<br /> -__;;:; � of the�rope�y, shall apply any Fuads held by Lender at the time of acquisition or sal�as u credit a��inst the sumy serured by
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<br /> w_:,:.. this Security Insaument. nu recei�ed by Lendcr uader Qar��uphs
<br /> -- - �,-,� 3.Appllcation of Payments.Unless applicabte law provides othenvise.a11 pa7t�ne
<br /> --=-=_---- i and 2 shall be app�ied:first,to any prepayment charges due u�der the Note:second.to amounu payflble under paragraph 2;
<br /> �""'�""�- third,to interest due:fovrth,to prer,s�fi�L'•due:and last.to susy late char�es due under th�Noie.
<br /> — — 4.Char�es,Lteu� Borrower hi�.f.:pay a!�ca►xes.�ss���c,charges.fines and impositions attri6utable to the PropertY
<br /> �..�_;�� which may attain prion.s;r over�his':�xurity In:.ar.u�i;�t oanf�leas�eho�d�,��.�L,anner Borrower hall pay�d�em on cime di�recUy
<br /> -=�_��� Lhcse obligztions in the manner prm�t�i��in paea�
<br /> ==�_�� to the person ow+ed Payrr�ent_Borre•��x shall pmmptiY fumish rt;L��der all noiices of amounu to be paid under this p..��ph.
<br /> - Y"'�� If Borrower makes these Payments directly.Borrotver shail�r+��n�t1;�fumish to Lender receipu evidencing the payc�sntri•
<br /> °=�'`�`� Borrower shall prompily discharge any lien which has���i►it7 over this Security Instrument unless Barrower:(�)agrees in
<br /> ----- ariting ro the payment of the obligation secured�$'tt►e lien in a manner acceplable to Lendet:(b)contesls ut good fait�the lien
<br /> ��'� by. or defends against enforcement of the lien i.n.legal pror.eedings �vhich in th� LendEr's opinion operate to prevent the
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<br /> :'� enforcement of the lien:or(c)secures from the holder of th�Iic.�ar►agreement�asfactory to Lender subardinuting� ten to
<br /> -'�rir�t��n� �S�curity lnstrument.If I.ender detecmin�s that any paa��f��fie 1�'operiy is subject to a lien which mny atiuin prinrily over
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<br /> _:�.��_���� . this S$curiry Ins[nimr.rn,l.ender may give Borrower a rtotic�°�dw�ntefyin�the lien.Bonower shall s3usfy the lien or ' one or
<br /> °�;_;,� mom of the actions��:t f+:rth above within!0 days of the givmb of notice. �Jo� 8f�
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