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200109201 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />(Seal) (Seal) <br />JERRY M MILLER - Borrower PAMELA S SOBER - MILLER - Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />01- 08 -17- 000031 <br />dM-57R (0008) Page 4 of 4 Form 3170 1/01 <br />