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<br /> � � TOGET�r3F-�i WITH�il the impmve�ants aow or��mafter e�rscted on the pmpeity.and all easements.appurtenanoes.and -
<br /> '" fixtures uflw or h2reafter a part of the prepercy. A1i re�lacem�:nts und �dditions sha11 also b� covered by this Sscuriry � _
<br /> Insqum�n:.All of the foregaing is refemed to in this Security Irssru�2nt as the"ProgertY.' � _-
<br /> md
<br /> , . g�glip�'yER COVENANTS thnt Eorrower is tawfully seised of the estate hereby canveyed aad hns the right to�rant and �
<br /> . �� canvey thQ Ptropzrty atid that the Progerty is un2ncum(a$red.except for eacumbrances of reoord. Borro�•er warranu arzd�vill C9 _
<br /> �� } defeud generally dt�title w t�e Property st�ainss ali claitns s�nd demands.subject to any ensumbTasices of c�ord. Q
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<br /> ; THIS SECURIT1l INS'PRUMEI�3T combines uniforrn co�en�nts for national use and non-uniform cove�nts witb limited ;+
<br /> - v,.riations by jurisdiction to consutute a unit'orm security in,stnuacnt wvering rai piop�rty• . � -
<br /> 1�� UtdIFOYtI�i COVENAN'TS.Borro�Yer and Ler.der covenant and agree as follows:
<br /> ..y:.�'-
<br /> 1. �y�cent o�prd�c[pa! aa� InYe�s3: 6'reps+Yment and I.ate ChargES. �flmotver shall pmmp�ly pay when dus the _
<br />_� priIICipal of and interest on tha dcht eside�red by the Note�nd anY P�FaY�t and lsite char�es due uuder the Note.
<br /> —� .� 2.Fhads for Taxcs aa�I¢�uaanoe- Subject to applirzble law or to a written�vaiver by l.Qnder, Borror:er shali pay to
<br /> :,:� Lender on thz day monttilY PaYments are due under th,°.Note.until ttie I�Iote is paid in full.a sum("Funds")for.(a)yeariy taxes
<br /> and assessments whicl�may aitafn prioriry ovar this S�urity Instrumsnt as a lien on th$Prope�y:(b)Year1Y leasehold psycnents
<br />_" ar ground cents on thz Property.if nuy:(c)Year1Y hazard or propeity insarance premiums;(d?Y�Y�ood insurance premiums.
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<br /> if any;(e)yearly mortgage insutan�premiums.if any:aad(�any sums payable by Borrowcr to Lender.in arcordanze with
<br />';�i_�r. the provisions of paragraph 8.in tieu of the paymeat of mortgage insuranse premiums.'fhese items are called"Fs�r°w Items."
<br /> ��`-"i• Leader may, at any tim�,collact and hold Funds in an aurount rcot to exceed the maximum amount a lende:� .`ar a federally
<br />���'=�'"� eelated mort;age loan may rei{uire far Boaower s escmw account under the federal Real Estace Settleinent Pracedures Act of
<br />--_•.��,.
<br /> `.-�?�-v 1974�amendad from time to time. 12 U.S.C. Sectio� 2601 et seg.("FtESPA'?,unless annther law that applies to the F s
<br />;:�ti.�.•;� ;��1���.*..► �'� L�m3p, at aay dmE, collect and hold Funt�s in an amnunt not te exoeed the lesser ainount.
<br />'"'�'h� I.endsr raay �the amnunt of Funds dus on We basis of current data and ceasonable estimates of expen�iw:es af future
<br />_�.:F;..
<br /> :•.�.i;-: Fscrow Items ur Qt�erwise in accordanse with a�plicable law.
<br /> ;:`:T`.� Ttte Fuuds shalf he held in an institution�vhose deposiu are insvnd by a fe�eral agency, insqumentality. or entiry
<br />"�`4� (in�tuding I.ender,if Lender is.�ch an institution)or in any Federal Home Loan Bank.I.ender shall agpiy the Funds to pay the
<br /> ,�� y n the esrrnw aocoun�or
<br />-�:; E:c�w Items.Le�er may not charge Borrowzr for holding and applying ths Funds.annuall aaalY71 8
<br /> ,.����. veritying the Fscrow Items,unless Lxnder pays Borrower i�nterest on the Funds and applica6ie taw permits I.ender to make such
<br />:��� �c'aarge.However.Le.nder may require Borrower to pay a one-tune cbaige for an indepead�nt real estate tax repoiting servioe
<br />;,'•u;� �ci by Lender in connaction with this loan, unless applicable law provides oiherwise. Unless an agreement is made or
<br /> '�`�r..�.'�.� ar�L'�ble law requires interest w be paid,I.ender shall a�t be requi�to pay Borcunrer arry interest or eamings on ths Funds.
<br /> u.;�� &.~rower and Leicder may agree in writing.however, tSt�,=;r�.Erest shatl bo paid an the Funds.Lender shaU�ve to Borrawer.
<br /> -��� witbout charge,an annual accounting of the Funds, s�au��creslits�nri debiu to the Funds and ehe purpose for which eash
<br /> " -- �ft to the Fur:d.:4vas made.The Funds are pledge8 as additionat`�a:=s�t.y'1;�3 all sums serut�ed by this Security insdurnen�
<br /> -=_--° If the Funfs held by l.ender exoced the amuunu permitted to�e L•c��i��y Epplicable law.Lender shall accuuat to Borrower
<br /> -���r�� Lr��.t9:e excess Funds in asca:d:�.x with the reguiremems cf applicable law. Tf the�.�r-,c�t of the Funds held by i.ender at any
<br /> -�_?;*�°� �sac cs not sufficient to pay c:.,�i���ccow Items when due.Le�der may so aorify BorrG���E.-�w'ripng.and.in such case Borrowar
<br /> _— , s_;:;pay to Lender the amoc:.:�zcessary to make up the deficiency. Eorrower shall cnaSce up the deficiency in no mflre tha,�
<br /> --_-_-_= tcve;ve moiuhiy payments,at LendeT's�lcdiscretion.
<br /> - ---- iipon payment in fvll of all sums s.��.�d by this Security In�n'LL�snt, Lender shall promFt!v refund to Barro�ver aay
<br /> �'wu',�r-held by Lender.If,und.�patagcaph 21.Lender s'L�:1�cquire or sell the Praperty.Ler.der,prior to the acquisition or sale
<br /> _ c�'�it�:FrppQity.s�+.all apply�;�Fonds held by Lender�::+i;�e c.im�of ar.quisidon or sale as a credit against the sums secured by
<br /> —� this Security F�r�rn.�ent.
<br /> � 3.Appli�ti�r�.n o�Payiaents.Unless�licable law providcs ottter��:��e.all paymer►ts received by Lender ueder paragruphs
<br /> - i and 2 shafi be applied:fisst,to any pr2pa�nent c➢�arges due under t�:=?tiote:sezand.ta amonnts PaYable under parageaph 2;
<br /> tlusx'.„to interest due;fourlb.:�z principal due:and tast,w any tate charges dae un�er.tn.c:Ivote.
<br /> 4.Charges; Y.lens.Bor��+er shall pay alt taxes.rs:�smen2s,charges.fcn��.��3 irnpositions attributable to the t'roperty
<br /> w:uch may attain priority over this Security Insttumee�.:�:�leasehold paymtnts�c nn��!u�d rems, if any. Borrower shall pay
<br /> th�e obligations in the manner provided in gzrngraph 2,ar if not paid in that manr:er,s oaower shall pay them or�time directly
<br /> t�the persan owed payment.Borrower shali�ramptly fumish to Len�e°�il natices of amounu rn Ise�aid under this paragraph.
<br /> tf`F3�;rrower malces these payrtcenfs directly.Borrower 1.;_'�promptly fumish to Ler.d:-,c:,:e_g�s e�yri�cing the payments.
<br /> Borrower shall ptomptly discharge any lien whicii-�,�:prioriry over this Secaarit4'�3S:i{T.a.*s;t��;:»ess Borcower:(a)agrces in
<br /> a:4:ing to the payment of the obligation secured by the��cc�:in a manner acceptable v.i.T_r:r.i'r:�:.,a i�),+s.�ltests in good faith the lien
<br /> b4, er defc�ds�ainst enforcement of the lien in. le;al proceedings which in the +�:ds:= ��'.nTl��n operate to prevent th�
<br /> - - enl.n�c�ment of the lien;or(c)secures from the holder of the lien ap agrezment satisfa.siory to f�a*r�:r subordinating the lien la
<br /> t��'ia Security instrument.If Lender determiaes that ar►y part of the Property is subj�x;::�a lien which may atuiin prioltity ovet
<br /> ---- Cnis Sesurity Instrument,i.eader may give Borrower a rt�:�ice id�ntifying the tien.�errr_�•uer shall satisfy ths lien or take one or
<br /> — mare of the aetions set foRh above vrithin 10 days of ti�c jiving of notice.
<br /> � Form 3028 9f9D ,
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