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� _`; , - . �fk%tiF � i�\:' . <br /> . ... <br /> . , , . <br /> . . , <br /> ` "'_�_:.. ._ .. Y _. ...: . _ <br /> . . <br /> . <br /> .:�.0 . . <br /> _ _- c <br /> '. .•. .,....rnw.G�h�+MrC t� . � ._'�'-'"__._'—' �� '�"_»" �..__._"...'"'____._.."'_"'__�...__._"_.�._ _ _ <br /> . _�_�_�_._.1. _ ' —_"__.�__'_.._'_..... <br /> ` ( ,nb�t;uitiallv equi��lent mortgage in�ur�uece co�era�e is not y�•ailable. Bnrra��.:r�hall ps� to L.�:nder each munth a,um eyual w <br /> , � une-t��elfth of the}eari}'nturtgage iasuranc�e�remi�s m tr e i n;p:s t d b y t i u m»�e r«n e n t n e m t u r a n c e mr�ra gr ia p�ai or��cS iv <br /> • �ia effect.L�r wi!!��cept, u�and retain the�e Qaymcnt,s. a lo�. rc�en•e in lieu of murtgage in+nr.sncc. t��++ re�en•e � <br /> ' paymrns>m�y au l��grr h► rcquir�ci.at the uptian of Lensicr. if mi�n a 2 insuranre co�•er.�=c lin the smount and tar the Qeri�ed <br /> ' tiiai L:nder reyuirc+►pnni�al hy an anwrer appru�ed by LeR�ier again becrotn�a�'atluhle artd'a+obtained. Bom�«er ahall pay �, <br /> � the premiunl+re�uire�f to n�intain mongaFe in5ursn►�e in eftact,ur to procide a lu+s re+.n�e,until thr reyuir��rent f��r mortgage <br /> ' � imursn�r ends in arcunlance�vith any«ritten;�reement hetw��n Bumn�er anti I.ender ur appt�rsble la��. � <br /> . 9. 1[ts�ectiun. l.endrr ur it.agent may ma{:c r�+��isabie envies upon and imperti�m.of the Pr..pcm. I.ender tiliaH gi�c � <br /> Bnrnns�cr nutice at thc timc uf�tr prinr to an inspercion.gsPCifying rw.wn�ble�.mse for the in.�r�tiun. <br /> . � 10. Con�4emnution. The pmccKdti of any av.eant ur claim fiu d:imarcr. Jir.r•t ar ron�cu,ucnual, m ra�nrt�tiuon arth any <br /> d <br /> . . . cumiea�natinn ur othe�taking uf an� pan of the Pra�pertti-.or fnr.Y�m•eyance in licu uf�t+edemn:uinn, arc hcrcb} a..i�nw1 snd <br /> shall F�paiJ t��l.ender. � �_ <br /> -- tn thc e�ent of a.uta1 Cakin�of the Progrrty. the pruiti�+hali tn apptie�i to the�ums�cun�l hy thi�Sstunn ln.trumrnt. -. <br /> ' ^ ahether or noi then due. ���ith an}•cx�r+.paid m �orm.ccr. In the e��ent of a partia! til:ing of the Properz� m ��hirh the fair � � <br /> I;� . m�trket��alue of the Praperty immedia:e{y�betom tQte iti.►:ing i�equal io or Sreater than the amuunt ut'the�um. �c�:an�i b} thi� � �= <br /> Sttiurity In.rtrurnrnt immedeately befare the talring. unler.Bomo.ver and Lender othencise agrce in tisriting. the+ums stwcurrxi by� � � <br />- • � thi� S�urity Irtstrurttent tihall he rcduced b� the amoura of the praceeds multiplied by the folluwing fr.rction_ �a► the ww! — <br /> T or,. <br /> amuunl of the sum,� 4ecurc+i immediate[y tr�fure tQae tal:ing, divided by(bl thz fair markei �IIlue of[he Pmpeny immediately _ <br /> � `x. befose the takin�. Any balance shall be paid ro�orrower. In the event af a panial takin�of the Pmper[y�n which the fair � __ <br /> mart:et value of the�rapercy�mmeaiatrly heFare the caki�g is less than th�anwnnt of the suins secvred immediately hefore the � � <br /> : t:il:eng,unl��++Barro«er and l.cndcr��thenei��agree in amtine ar unles�applipble iau othen�i4e provide�.the pnxeeds shall � G� <br /> . ` ' 'E he applieJ ta the�um.�crumi h}thi.Securit}•la�trument��heih�r ur nnt the wm.are then duc. <br /> [f the Frep�rty is abandonal b� Burro�cer.u� iL attrr nut�ce M Lemi�r tu&ur�n��r that Ih�rnaarmrtur�+11�r.t��ms1.c an <br /> ;� aw�ard ar settte a claim fi�r damages. Bomow�er fails to resFond w Ixader�tii[hin 30�y+attcr�hr da�r thr m�uc� i.g�ven. _ <br /> L.ender is authorized ta mllect sutd apP1Y the Proce�ds.at its optian,either to cestoiatiun or repair of the Praperty or to the sums <br /> " secnred by this�ccurity Instru�er.t,aheiher or nci then due. <br /> � Unless Lender and Bflrro�cer othenvi�e agree in ��ritinF, any appliration of proceeds to priaripa! shall not eatcnd or <br /> � . , postRone the due daie of the monthly payenenu re�err�to in paragraphs 1 and 2 ar change the amount of such payments. - <br /> - 11.Bas�v:er�o�Releas�d:For�esrante By Leader�u�a��atf�.E�:tensian of the time for psyc�ent or atudification -- <br /> " of:unortiration of the sums secund by this Security Ia+trumEnt grantcd by[.ender to any+uccessor in interest of Bomcnver sha11 <br /> a not opetate to reirase the liability uf the original @attnu;er or Borro«er��ucceswr�in inter�t. l.en�er shall not 6�t+�quired to _ <br /> `��• commence pmceedings against any successor in interest ar refuse to extend cime for payment or othern�ise modit;r anmrt�xation _ <br /> ' of the sums secuced by this Sccunty� latitrument by reason of any demand m3de by the original Borroucr ar Borrouer s <br /> c <br /> ' � successors in interest. Any fortsearance by 6..ender in exercising any right or remedy ahall nat be a �sai�er of or preclude the <br /> � exercise of any right ar rentedy_ <br /> D�, Suooes�o�s and Ass�gns Bnund: doinY and Ser•eral Lia6Bity;Ca-si�ne�s. The coti•enants and agreemenu of this <br /> Secvriry Insuument shatl bi�ed and benefit the.uccess�s and assigns of Lender att;� 8orrower,subject to the p.rovisians of <br /> paragraph 17. Bnrrower s coti'enants «nd agreements sha:1 be joint ast� several. A.n} Bommcer who ea-signs thc� Seeurity <br /> Insuun�ent but doES not execute the�Iote: (a)is co-si;ning this Securit!r lnstrument only to mortgage.�rant and oonvey that <br /> Borrow�er's int�rcst in the Property under the tem�s of this Serurity In.arument:(b1 is rtot pers�n�ll�r obligatcd to pay the su� <br /> ' •�,�•. secured by this Security Instrument:and(c)agre�s that l.ender and as►} e:iier Borrower may agree lo utend,�adify.f02I1C�IT 6i _ <br /> . m^e:2 any accammodations��ith regard to the terms of this Security Instrument or the'Note without t4i:it Borron�er s mnsQnt. <br /> , ; ;3,Loan Charges. If the loan�ecured by this Sed.'uritv 1n�trument is subject to a law�vhich sets ma�imum loan ciU:r��. <br /> ' and that law is finally interpreted so that the intecest or otlT�r loan charges collecte�or to be cmllected in connaYio�with�Pts <br /> ' toan exce�d the permitted lirtuu.then: (a�anp s�ch loun c'narge shuf he reduced by the amount nR�sary to raduce the chae�ne <br /> +. to the permitted l�mit:and(b)any sums a��:dy coll�:ted from Bonnwc��vhicfi exce�ed permittex limits will be refundecl to <br /> Borrower. Len3er may chaose to make this refand by reducing che �srincipal otved under the Note or by making a direct <br /> ,:;��.„ � payraent to Boaaw'er. If a refund reduces prinapal, the re�uct:on will be treated as a pactial prepayrtrent without any <br /> ••.r,:•:'•.,.. PrepaYrtrznt charge under die i�'ote. <br /> iA••' . <br /> ."'.'f�;,:;;: 14.Not�ces.Any notice ta Borrower provided for in th�s Security Instrum.nt slsall tre given by delivering it or by mailing <br /> � � it by Grst class mail unless applicable la�v requires use of another rttethcsd.The aotia:�l}a11 be directeG to the Property Address <br /> _ � or any oiher address Bonower designates by notice to Lender. Any �ciice to Lender shall be given by fitst class mail to <br /> '�� � '°"'. Lender s address stated herein or any oslter. address Lender designates by natice to Borrouer. Any aotice provided far in this <br /> �+:•'�=''� g�ity lnstrument shall be de�ed to hati e been given to Borrower or l.ender�vhen given as provided in this paragrapS�- <br /> {� �S.���{�g ��y� �:c�abil�ty, This gecurity Inswcnent sh�ll be governed by federal la�v and the !aw of the <br /> _ jiuierdietion in whieh the Pro�sc-rcy is tas2::�.�n the eveca that any provision or clause of this Security Inswm�lt or the Noie <br /> . cuaflicts with applicable law,s;:eh co-!itiia �:iszli not affect o3her provwons of this Security(nstrume:nt or the A�at�which can he <br /> -- , ° given effect vlitlrtnt the conflicting pr.zri.+i��n.Ts�this end the prova�i,»i:�of this Security Instrwn�:nt and the Note are declac�ct <br /> � ' to be severable. <br /> � � • 16.Borrnwer's C��ay.h",;rrower shall be given one r.onformcd copy of the Note and of this S�curity lmtrument. <br /> :,!'"� 1�,Trt�tt,sf¢r o4 the IIn3�erty or a Benefirial Interest in Borrowes.If all ar a�t,�part of ihe Property or any interest in it <br /> �;�`:�y��_: ,::', rsin <br /> ;�+:,,�;,, is sold or transferred(or if��eneficial inter�st in Borrnwer is sold or transferred a�fd�orrower is nat a natural person)withont <br /> : ,� •� Lender s prior written consent. Lender may. at its option, require ir,::aediat� �y+r.ent in full of all sums secured by this <br /> � � � �, ,, Security Instrument.However,this aptirni�-hal� rtot b�eaercised bq Lu3d�:r if exercise is prohibit�z by fed.eral law as of the date <br /> of this Security instrument. <br /> ,':;;:.' � • If Lender exereises this�eption,l.er.Gar shall give 8orrower m,ticc of acceleration.The notiu:�:�all provids a period of rtot <br /> ' � 4cgy than 30 days from t3ie date the no4ice is d�li�•er�i ur mailc�d within which Beirower must pay aJl sums secured hy this <br /> Security Instrurrtent.Ii Borra•,xer fails to pay these sunys pri�ir to the eupiration of this periad.Lettder may invnke uny remedies <br /> ` � �"; permitted by this Securicy Instrument wic1<<�+.tl�nrt;iec r,��tic=or dem�on Boaower. <br /> r, 18. Barrocs¢r's Right to Reaa�t,:. Fr Borr�•.•�r meets a:n:�in conditions. Borrotiver shall ha�•e ihe ri6hi tn have <br /> ` enforceisent of this Security Instrurttent dir:v�naincod� st any time pn��r to the earlier of: la1 S d:�ys Iar�ucfi other peri��d :�y <br /> applicable ia�v may specify fJr reinstaterr.entl mcfnrc: �a!e of the Prupeny pur,u::ni tu any potver of sale contairtEd in Qis , <br /> Sccurity In�trument:nr 1h�entr� ot.+judgmem enforcing�hi,Securiry Instrument.Thuze conditions are that Borrower:(a)pays . <br /> Lender:ill �unu which then K•�rsld b�due under this Security Intitrurncnt artd the Nute as if no�rceleration hzd arcumed:(b) ': <br /> • cures any defautt of any other coeenants qr agreeuteyits:(c>pays al! cxpenses incurre� in enforcen;this Security Inctrumem. <br /> irtcluding,but not limited to. reasonable actam�ys fees:and(d)talces such�ction ati Lertder rr�ay rea�oaiably reqmre to assure � <br /> that the lien of this Stcurity Instcument. Lsnder s rights in the Property and Borro�ver's obligation to pay the sums secured by <br /> � this Security Instrument shall continue unctn�nged- IJpnn rcimtatement by Borroucr. thic Sacurity lnslrum.nt and the <br /> • ;� obligutions secured hereby�hall remain fully effecti�•e a5 if no arceleration had iTecutre�. Hm�ever,thiL right to reinstate sha11 <br /> , • noi apply in the ca.se of:�cceleralion under paragraph 17. <br /> � � 19. �ale o! tiote: Chan�;e of I,fl�Se�vicer. 71�e Note or a partial interest in the Note Itogea�her �cith this Secvrity <br /> � � fnstrumentl may Is�sold one or morc tirtc•:s a•ithout prior rtotice to Borrou�er.A>:ile m.�y resvlt in a chan�c in th:entity Ikrtn�sn <br /> � as the"Lo:in Servicer"1 that collects monthly payment4 due under the:i'ote and this S�curiry Instrument. There alst.may ba ar�e <br /> or mc�re chan;es nf the Il.oan Scrvicer unredated toa:.afe uf the Note.li there is a change��f the I.uan Scrvicer.Bunower will br <br /> gi�•en written rtolice of the change in acrnrdance a�ith paragraph 14 aboo•e and applirsble I�tis. The Rntice �vill�tate Ihe nanm and <br /> � :cddrew�uf thc rtew la�an S�rvicer and thc xdd���s n� u�hich payrnem� should h�mtde. The nntice n�lt alio runtain:►ny olher <br /> ` infnrmatinn reyuired by applicabtc la�v. <br /> ' ' 20. H�tardc�us ti�b'�luares. Bnrn'�rer��all n�,t c�au4���r prnnit th: pre�rnce. �tic. di�po�sl.titarage. ur relea�c of;usy <br /> --,- .---,, --,_. ' j„f��U�y; ;��;�;;��; =:n!.. � �h� Pn,�s,,rty Rnrc�iuer �.hall aut dv. rtor :illuw an}•imc elsc tu do. znything afferiing th� <br /> � � �'ruprrty that i�iro ���nlatum nf any Enciranmtntal 0�►u�. The prccaling t�tio�entcnrc��ftafi cnt agpfy xn tinr prc+an�•a�+:•c�= <br /> . � ru�ra�r��n tirc Fruycii� uf�ma11 yu�niiti..of :�ar.irclnaS Suh�!snce� th:a :�re nenerallv rer�t��nvc�1 to h�appropri::te tn na,mul <br /> � rctiid:nUa)u�c+ard tu msmicn.��ur„ti th: 1'ru�rirty. <br /> .j � °`.`'',,a Form 3D20 �J�£*J <br />