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all fflu-- 107042 -- UNIFORM CMumM Borrower and LWAW oovonarik and &Ww as fob": shag promptly pay when due 1. pft"w of PrInOW and IntmoM Prepayment and Lde ChWOM Borrower &a. —A ---* and We dwoes due under the Note. the P it . of and Interest On Me debt sylos"cau by 1— --r Lender, w Z. Funds for T=0111111 End In"Millfg- Bu*ol to Spipacel" law or to anWp#AAane W weber ChVYWcW) -a*"WTtGo Wm*jW4wAPh" toot — Lender an the day friongify payrnsinte m due under the Note. until Ow Note 19 POW (a) yeasty am and naesmonts which may arAM priority Over this Security Instrument (b) yearly lasshold payments or Wound tints on ft plopsiv V any. (a) Vesely heard inuesociii promiume; and (d) yearly M00111111911 Insurance Pranittim- 9 any' The "ems are called "escrow items." Leader, may estimate the Funds due an the basis of current dole and ressonabillf "*Nts@ Of future escrow ifer"' 711119 Funds shy be hold In an institution the deposits or Skowuhts Of which we insured or quaranteed by a federal or state agonw Aft lends p Lender Is such an inaMition). Lends shit apply the Funds to Pay the escrow hems. Lender nary not ~ fo holding and appWq the Furick, analysing the account or varifying the escrow items, unins Lender pays Borrower Interest on the Funds and applicable law POMM Lw"W to n-Akg such a ~. A ~ assessed by Lender in connection with 80111awOr's entering into this Security Instrument to pay the 002101 an independent tax rapoding service *hall not be a charge for purposes of the preceding antenoa am aws and Lender may agree in writing that Interest shelf be paid an the Fonda. Unless an agreement is made or applicable low requiters kared to be paid. Linder shelf not be required to pay Borrower any Interest or awnings an the Funds. Lender $hall give to ewww. edthoull charge, an annual accounting Of the Funds showing crarari and debits to the Funds and the purpose for which sach seat,- The Funds am ~ as additional socurItY for Ow won sectuoid by this Secudilli! IRSOM1100110L d6kV ", Funds was futwe mentift payments of FwW& papblic pdof to tho " 4" lot K the %p"int of the Funds hold by larder. OPOw with 90 clue. the exam shall be. at Bwmwmes Option, a" the escrow turns. she, storied the amount mpm)ed to pay the escrow its= when at creditoof to Borrower on monthly psyrawo 0 Funds. 9 go amount of the Funds hold by Linder Is not promptly rwom to Borrower %XM4 necessary 10 maits up he deftigincy in one or suflk&d to pay the escrow Rom when due. DomM shelf PAY to Lender any or n*m more pirlignents as ratfulfrod by Londw • Upon payment in full of all sums smw4d by this Security instifumeno, kinder shall promptly refund to Borrower any Funds held t!V Lender. If under persigraph 19 the Prop" is sold or acquired by Lender. Lender shall apply. no later than Immediately Prior to the sale at the Property or No acquisition by Lender. any Funds hold by Lender at the time of application as a CNN against the sums secoraCl by this Security instrument. video otherwise. all payments received by Lender under paragraphs 1 3. Applicalklon Of PSY111121111111- Unless sivill'able law Pro MOU and 2 shall be applied: first, to late charges due under the Note; second, to prepayment charges due under the Note. third, to amounts payable under paragraph 2. fourth. to Interest due, and last, to principal due goes and impositjonti sUributabis to the Property which 4. Charges; Usnis, Borrower shall PAY ON taxes, assessments. charges. may afth priority over this Sactully Instrument, and leasehold Payments or ground jenj3. 9 any. Borrower shall pay these obligations In the runner provided in paragraph 2. or I not paid In that manner. Borrower shah Pay them on time directly to the person owed payment Borrower shag promptly fumish to the Lender *11 notices of amounts to be paid tiodair this paragraph. If Beffewer wAR- 111111116 payments directly. Borrower shag promptly fumlsh to Lender receipts evidencing the payments. Borrower shag promptly discharge any Kart which has priority over this Security Instrument unless Borrower. (a) agrees In writing to the payment of the obligation secured by the Dan In a manner acceptable to Lender, (b) contests In good faith the lien by, or defends against enforcement of the Dan In, legal proceedings which In the Lender's opinion operate to prevent the onforcenva.? of the ON of forlelture at any Put of the Property' or (c) secures from the holder of the Dan an agreement satisfactory to Lender subordnating the lion to this Secoifty Instrument. it Lender determines that any pan of the No" Is subject to a lion which may attain priority over Ols Security Instrument. Lender may give Borrower a notice Wandlying the Nort. Borrower shag satisfy the Ron or take one or more of The actions set forth above within 10 days of the giving of notice. now existing or hereafter eroded on the Property Insured against S. Hazard Insurance. Borrower shag keep the Improvements n her hazards for which Lender requires insurance. This lose by fko. hazards included within the ton "extended coverage" and any at Insurance shelf be Maintained In the amounts and for the periods that Lender requires. The insurance carder providing the Insurance shag be chosen by Borrower subject to Lender's approval which shag not be unreasonably withheld. AN insurance policies and renewals sthas be acceptable to the Lender and shag Include a standard mortgage clause. Lender shut have the right to hold the policies and renewals. 13 Lender requires. Borrower shag promptly give to Lender all receipts of paid premiums and ronswal nodoes. In the event of 1038, Borrower sham give prompt notice to the Insurance carder and Lender. Lender may make proof of loss I not made promptly by Borrower. ir of the Property Unless Lender and Borrower otherwise agree In writing. Insurance proceeds shag be applied to restoration or repa damaged. it the restoration Of repair is eocnomicelly feasible and Lender's socuilly is not lessened. If the restoration or repair Is not sconornically forseW Of Lenders security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument. whether or not then due, with any excess paid to Borrower. It Borrower abandons the Property. or does not answer within 30 days a notice from Lender that the insurance carder has offered to settle a claim. then Lender may collect the Insurance proceeds. Lender may use the proceeds to repair or restore the Property Or to Pay sums secured by this Security Instrument. whether or not then due. The 30•day period will begin when the notice Is given. Unless Lender and Borrower otherwise agree In writing, any application of proceeds to principal shag not extend or postpone the due dole of the monthly paVnvnts refined to In paragraph I and 2 or change the amount of the payments. it under paragraph 19 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting from damage to the Property Prior 10 the acquisition shag Pass to Lender to :ne extent of the sums secured by this Security Instrument immediately prior to the acquisition. 6. Preservation and Maintenance of Property; Leaseholds. Borrower shag not destroy, damage or subst-3-ittallY change the Property, allow the Prop" to deteriorate of commit waste. 11 this Security Instrument Is on a leasenoid. Borrower shall comply with the provisions of the lease. and H Bcrrowe acquires fee title to the Ficoerty, the leasehold and fft- she shag not merge unless the Lender agrees to the merger In writing. 7. P-jotgOlon of Lander's Rights In the Property; Mortgage Insurance. If Borrower falls 10 perform the ccitmants and agreements contained In this Security Instrumer% ct there Is a legal proceeding that may significantly &#ad the Lender's right In the uer. i A- M and Property (such as a proceeding In bankruptcy. probate. or condemnation Or to enforce MWO in low--ft - _en__ - - pay for whatever Is necessary to protect the value 0 the Property and Lender's rights In the Property. Lender's actions may Include paying any sums secured by a lion which has priority over this Security Instrument, appearing In court. Paying reasonable attorneys' lose and entering on the property to make repairs. Although Lender ray take action under paragraph 7. Lender does not have to do so. Any amounts disbursed by Lender under paragraph 7 shag become additional debt of Borrower secured by this SecurrtV IrLvMment- Unless Borrower and Lender agree to other terms of payment. these amounts shag beer Interest from date of drzursement at the Note rate and shag be payable, upon notice from Lender to Borrower requesting payment. F1029.CTI(Orm) Page 2 of 4 200? W�L-i. 7 t-r r4 li J all fflu-- 107042 -- UNIFORM CMumM Borrower and LWAW oovonarik and &Ww as fob": shag promptly pay when due 1. pft"w of PrInOW and IntmoM Prepayment and Lde ChWOM Borrower &a. —A ---* and We dwoes due under the Note. the P it . of and Interest On Me debt sylos"cau by 1— --r Lender, w Z. Funds for T=0111111 End In"Millfg- Bu*ol to Spipacel" law or to anWp#AAane W weber ChVYWcW) -a*"WTtGo Wm*jW4wAPh" toot — Lender an the day friongify payrnsinte m due under the Note. until Ow Note 19 POW (a) yeasty am and naesmonts which may arAM priority Over this Security Instrument (b) yearly lasshold payments or Wound tints on ft plopsiv V any. (a) Vesely heard inuesociii promiume; and (d) yearly M00111111911 Insurance Pranittim- 9 any' The "ems are called "escrow items." Leader, may estimate the Funds due an the basis of current dole and ressonabillf "*Nts@ Of future escrow ifer"' 711119 Funds shy be hold In an institution the deposits or Skowuhts Of which we insured or quaranteed by a federal or state agonw Aft lends p Lender Is such an inaMition). Lends shit apply the Funds to Pay the escrow hems. Lender nary not ~ fo holding and appWq the Furick, analysing the account or varifying the escrow items, unins Lender pays Borrower Interest on the Funds and applicable law POMM Lw"W to n-Akg such a ~. A ~ assessed by Lender in connection with 80111awOr's entering into this Security Instrument to pay the 002101 an independent tax rapoding service *hall not be a charge for purposes of the preceding antenoa am aws and Lender may agree in writing that Interest shelf be paid an the Fonda. Unless an agreement is made or applicable low requiters kared to be paid. Linder shelf not be required to pay Borrower any Interest or awnings an the Funds. Lender $hall give to ewww. edthoull charge, an annual accounting Of the Funds showing crarari and debits to the Funds and the purpose for which sach seat,- The Funds am ~ as additional socurItY for Ow won sectuoid by this Secudilli! IRSOM1100110L d6kV ", Funds was futwe mentift payments of FwW& papblic pdof to tho " 4" lot K the %p"int of the Funds hold by larder. OPOw with 90 clue. the exam shall be. at Bwmwmes Option, a" the escrow turns. she, storied the amount mpm)ed to pay the escrow its= when at creditoof to Borrower on monthly psyrawo 0 Funds. 9 go amount of the Funds hold by Linder Is not promptly rwom to Borrower %XM4 necessary 10 maits up he deftigincy in one or suflk&d to pay the escrow Rom when due. DomM shelf PAY to Lender any or n*m more pirlignents as ratfulfrod by Londw • Upon payment in full of all sums smw4d by this Security instifumeno, kinder shall promptly refund to Borrower any Funds held t!V Lender. If under persigraph 19 the Prop" is sold or acquired by Lender. Lender shall apply. no later than Immediately Prior to the sale at the Property or No acquisition by Lender. any Funds hold by Lender at the time of application as a CNN against the sums secoraCl by this Security instrument. video otherwise. all payments received by Lender under paragraphs 1 3. Applicalklon Of PSY111121111111- Unless sivill'able law Pro MOU and 2 shall be applied: first, to late charges due under the Note; second, to prepayment charges due under the Note. third, to amounts payable under paragraph 2. fourth. to Interest due, and last, to principal due goes and impositjonti sUributabis to the Property which 4. Charges; Usnis, Borrower shall PAY ON taxes, assessments. charges. may afth priority over this Sactully Instrument, and leasehold Payments or ground jenj3. 9 any. Borrower shall pay these obligations In the runner provided in paragraph 2. or I not paid In that manner. Borrower shah Pay them on time directly to the person owed payment Borrower shag promptly fumish to the Lender *11 notices of amounts to be paid tiodair this paragraph. If Beffewer wAR- 111111116 payments directly. Borrower shag promptly fumlsh to Lender receipts evidencing the payments. Borrower shag promptly discharge any Kart which has priority over this Security Instrument unless Borrower. (a) agrees In writing to the payment of the obligation secured by the Dan In a manner acceptable to Lender, (b) contests In good faith the lien by, or defends against enforcement of the Dan In, legal proceedings which In the Lender's opinion operate to prevent the onforcenva.? of the ON of forlelture at any Put of the Property' or (c) secures from the holder of the Dan an agreement satisfactory to Lender subordnating the lion to this Secoifty Instrument. it Lender determines that any pan of the No" Is subject to a lion which may attain priority over Ols Security Instrument. Lender may give Borrower a notice Wandlying the Nort. Borrower shag satisfy the Ron or take one or more of The actions set forth above within 10 days of the giving of notice. now existing or hereafter eroded on the Property Insured against S. Hazard Insurance. Borrower shag keep the Improvements n her hazards for which Lender requires insurance. This lose by fko. hazards included within the ton "extended coverage" and any at Insurance shelf be Maintained In the amounts and for the periods that Lender requires. The insurance carder providing the Insurance shag be chosen by Borrower subject to Lender's approval which shag not be unreasonably withheld. AN insurance policies and renewals sthas be acceptable to the Lender and shag Include a standard mortgage clause. Lender shut have the right to hold the policies and renewals. 13 Lender requires. Borrower shag promptly give to Lender all receipts of paid premiums and ronswal nodoes. In the event of 1038, Borrower sham give prompt notice to the Insurance carder and Lender. Lender may make proof of loss I not made promptly by Borrower. ir of the Property Unless Lender and Borrower otherwise agree In writing. Insurance proceeds shag be applied to restoration or repa damaged. it the restoration Of repair is eocnomicelly feasible and Lender's socuilly is not lessened. If the restoration or repair Is not sconornically forseW Of Lenders security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument. whether or not then due, with any excess paid to Borrower. It Borrower abandons the Property. or does not answer within 30 days a notice from Lender that the insurance carder has offered to settle a claim. then Lender may collect the Insurance proceeds. Lender may use the proceeds to repair or restore the Property Or to Pay sums secured by this Security Instrument. whether or not then due. The 30•day period will begin when the notice Is given. Unless Lender and Borrower otherwise agree In writing, any application of proceeds to principal shag not extend or postpone the due dole of the monthly paVnvnts refined to In paragraph I and 2 or change the amount of the payments. it under paragraph 19 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting from damage to the Property Prior 10 the acquisition shag Pass to Lender to :ne extent of the sums secured by this Security Instrument immediately prior to the acquisition. 6. Preservation and Maintenance of Property; Leaseholds. Borrower shag not destroy, damage or subst-3-ittallY change the Property, allow the Prop" to deteriorate of commit waste. 11 this Security Instrument Is on a leasenoid. Borrower shall comply with the provisions of the lease. and H Bcrrowe acquires fee title to the Ficoerty, the leasehold and fft- she shag not merge unless the Lender agrees to the merger In writing. 7. P-jotgOlon of Lander's Rights In the Property; Mortgage Insurance. If Borrower falls 10 perform the ccitmants and agreements contained In this Security Instrumer% ct there Is a legal proceeding that may significantly &#ad the Lender's right In the uer. i A- M and Property (such as a proceeding In bankruptcy. probate. or condemnation Or to enforce MWO in low--ft - _en__ - - pay for whatever Is necessary to protect the value 0 the Property and Lender's rights In the Property. Lender's actions may Include paying any sums secured by a lion which has priority over this Security Instrument, appearing In court. Paying reasonable attorneys' lose and entering on the property to make repairs. Although Lender ray take action under paragraph 7. Lender does not have to do so. Any amounts disbursed by Lender under paragraph 7 shag become additional debt of Borrower secured by this SecurrtV IrLvMment- Unless Borrower and Lender agree to other terms of payment. these amounts shag beer Interest from date of drzursement at the Note rate and shag be payable, upon notice from Lender to Borrower requesting payment. F1029.CTI(Orm) Page 2 of 4 200? W�L-i. 7 t-r r4 li