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<br /> ,`, � ADJUSTABI.E RATE,a��t.,,,,�p 5 68� .���'o-�zo �- .
<br /> 'Y'FMS/ID�NJ�TAeIF!IA$R�l1�s 11ud�Yi 13th by pf net�hpr . � ' t1 �R��� ,
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<br /> N iloorparhd inb and�bs di�d!o w�Nnd a�id wppi�►�t tl��Aoelp��e.DMd d 7nKt ar�ax�DMd(`IlAorq�pe'Z.ol
<br /> «.+w.i�«.�Aa MM un�es t'�A p�o�j ts..ars A��.f�bl.RM.r�foMe rria.q.a.rw�aM.
<br /> �wrwM►,b ��Ml.�J11� A�i�D L�O�IIM A�OCIA�N�OF L.1!lCOl.i�l {'M�,�qpN7.�Q�P��
<br /> �- Q..�.e�,,�.�...���� _ ..._ . .
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<br /> -- , ���,��.�„����.«�..�.�,.�.��.�..�,.�.e,��..m�,.,� . . -.
<br /> ,. ��.�..�.���,,.,..��d �- .��,..�,. ,�a,,,,,�,� ��� ,�
<br /> . �,�►���+'��.���6�e►o�i�a�b ch.�q.; as ti.r.�,M..d..a�.d. IA�n 9hr.i�l�r� . ..._ ...;_:;:.
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<br /> -- - - . ° !�!Q�!!1lMK.���M!�!4!lMi�l►.b�1w1�1�4 4t.p.��1 yli�l�+R49l.w�h��IIM�d� I��N�.P!!�11M�.�i 1l�.t.� ` ' '
<br /> iwli�Nnt w�b�i1 M MlOrlt Me�y b�a�a�tlN up�k!pi�a�t 6M�n�t ot 1h!No1R�t tke Mw n�d inlw�at _ . ...--,-,-.:,� •:.
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<br /> e�,w!R 1!N�i�Yq tini�d tM noh.
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<br /> � � Z �h.lrsc aa�u.lm.�t b W.�c e.�.p�►�wMn+�M I�nqutr.ej w�b.�Ifs�w.oa a�.�rse cMy a NaM.mb.t . :
<br /> � 1l�d ' (Vrl�toh d�l�w�not bs Mst thnn 1wdV�mofMM not Inae Uw��iplitMn mo�Ms fe�am tIN due d1�e of N1��rbt . /�,:
<br /> �sww.n�p.�wK�.,au rw Nap,.�a a�«wN.r.�n.d�,.�n�,c�o en.r,ea.�r�e,�b.n�as.�o„nwe d.�r a e� � - .
<br /> , s��oo..a�Q!i'��Y n�e�«n,a t�.+�o�aw.cc�na O.a'�. � �
<br /> � � 3. �E�ah ae�w�nw�t to tl�.�raM w�e.nyd.Dwd upon�+biowtn��n�eu�01�nr�y�q tl+*w�dy arr�►�Ywd_or� � . . :
<br /> tl�id aUMS 1h�ry S�aalli�s�quaMd to a oonai�nt mMu�y M aa yi�;f,`�i+d�':tM k�dat is pubMhid b thf F,�_ ,• - .
<br /> - 1 . �p�.iAd nidi ivaiiGL by tM iJn�l9hMs Tn�siry D�p�r6mirEa"ri�cd HiMte H.T3(5i�j.At d�cM Cif�n�e .
<br /> ' O�M,R.wi b�d�bmiiMd vrfnlf�or not an inMwt tq�a0jualnwnt mwt b�ir11�.md tM rr�otsK of 1M n�w�sl�d fnta�t r� � .
<br /> . : , r"y�.I�row.: , , . . .
<br /> � N1 s[�..nwi.+e a u�.r�dbc ww be d.wmitn.e.wirq th.mose nanuy aw�wyure,tnirty l50)d�ys eeRoo.u�.enenQ.a.t• �
<br /> . ('Cun�nt w�d�t'�.
<br /> �j Z7.�.0 ���r2'7�J� �����1��W�df���t0�1!�i 11Tlflt .
<br /> : N�dre.na ui..um o�n�i..ddlion wil be rou,d.a to th.n...�t one�sf on.oaroenpg.vaiM ro.,2S%). The rou�ded .
<br /> - . sun.a nw�,pw a�.cum�m�,►�r���ea m.-�,.�cw�na r��.•�or..cn c�w�.o.�e. �
<br /> , � tc) nn cata�w.d Int.r.a wu wrt e.oamp.r.a a n�.tM...i�i•�:al.e.ig.�rn.d kr�dtateN o�ior a a,e curn,c�Ct� ;
<br /> . � D�e�(sud�M�nat.�te bdnp caMd the'Exi�lirg Ntwwt Rai�7. Then,�e new�jusNd Mrnst�.if�ny.w�'►�e d�et�miwd � '.
<br /> •,.`,%.:; a lafowa: .. i-
<br /> _ . • (t) M tM C�Iwl�dl fMMrwt Rate Is!he same ar�•��E�dslip kN�st Fiab:t1H Intr�t tab wi not d"�acr�, _. . .._
<br /> ; ,
<br /> . (i� H tM dfrw�o�b�w«n th�C�loul�f�d�FiW rrail L�te E�MWp IM�wt R�M[s Msa Mm ar rqud �.
<br /> to a►�p�r�arM�p�point.th�n�w sdjuqrd InM�st raN wi bt puM a tif�C�kr�d iniwrq Rw(wbject to
<br /> � t!w nwwin��a�ow�bli clw�ps owr Ut�tam o��!.e MoR��W Avt pKCerMp�poinh�in�ithw drec�dn:trom ihe
<br /> k�i11 NNM�NI HM�.Mnin CM�d tfN 'S�C�p';•.. • . ; .
<br /> � n a�. c.ia�ww im.�a w�uE� .a�c:..a.a+.��«.a aw�y�o�.aw�o�.ve�,s.�e v�t a+.n.w;. :
<br /> a�dju�Md Mir«t aa wi b�pw�tm on�pwowrt�polnc htptNr th�n t1K E�datq Intw�t R+a�(�b�es to th�s�c Cip).
<br /> . . ("N) 11 th� CMcul�l�ld irri�ntt Rat�b Ms;th�n tltw�tsdrq IM�nst RrM by mon tMn atw�+ImoiM.th�new
<br /> • . adju�Md GMK�st e�r4ic�b�aqu�l Ro on�P�n�Po1M tess th�n the�rp k�pn�t�(subyirctt,lo.th�5%Cap). ".
<br /> � Idf Nolwkt►s�r�Q�q�r�ytt�y conrained tn tht�ndjuss�bt�Raa F,tewr.i�no awnt v�ill any n�w ad)u�t�e bt�nst rat�brt .. �
<br /> . i mon tlNn ww P�'��C�1 P�ts Mpher ar bw�r th�f th�NiNW Inlen�t RW. N any tna�a�or decress�it�,'tre�'
<br /> � Exi�Ynp N�1rwt R�waAd caua ths rnw ad�i�al�ed IMwat rn�to acs�6�bi�Cap.th�n�w�ktbri btKeat rste
<br /> vri W In�IW to#�nt p�ro�s tS'X)Points Iti�ilxr or low�r.wldch�vw Es i�p�ilabfe.ffw�the k�itW ktf�rwt Rat�. ,. �-�:;
<br /> • (�) Matp��w�PMknn th��tan�nquir�d undR�bp�rayrphs 3(�).(b)�(c)ta d+[t�ni�in�th��n�otx►t ol the new
<br /> • � adjwt�d raM,M�ny, /1n11 wd�nwv adjuspd Inhnst rN�wM b�carN�INt;fiv�on ths�tirp�D�te�nd therMRer wi�bs ` -
<br /> � � � tNMMd to b�the C1drt�n�IntrMt F�ale. Th�n�w E�datin�Mt�rat Rate��►wrwn In�N�ct unt�the�xt ChanDe '' -
<br /> ' D�M oe Vrhich Ms Ihtelrrst raM h�dju�Md. .
<br /> (Q Th�mNhod s�f iorth b this Parap�ph 3 of ktis Adjup�d Rate Rider�.fi;�!+3et�9 wMMhe►a nat•�+c�djusn»ent '
<br /> n'fuR D�rtMd�b th�E�fsYny MN�r�t RM�InaorporN�s the a��ctis is!Iltao}7tovMbns o124 OFR�,c91�(e)(1)�nd
<br /> 203.7�N���?���+4�t����h!!hs Hld�c In aorss M ot�pt��entps pWnt must b��iNbd aver for
<br /> Indu�ion in�wMlrints b th�Eidslfng N�t�r�rli,l�N Y�wb��qu�A1 yNr� . . ,
<br /> (� If tM k�c k no taqa ar�i�bk.Maty�wi b�nquir�d to us�any inda pre�sa�ad by ths Depn�ana�t ot
<br /> �au�q�nd�Jrlw�D�oprt�t• Mor1p�DN w�noYh Mart�or M wrRinp o1 my such aubstitute MiQeu t9�C����Y
<br /> Man�on ia'Morty��or 1e ebl�in wch ir�and Mr th�dtl�ot auc1�nada the subsb'lut�index wir be de�nt�d to b�ihe �
<br /> k�d�t 1w�wndu.
<br /> ;
<br /> 1. (a) N tM 6iMirq k�Mrq Rati ofw��s on�y Chan�DW.Mort�pse wil racNr.u�te the martth#y h�taNrtNnt paynNnts
<br /> d pi��a�l and IrMww1�dMM'n�N�thi rnax�[wf�waiid b�n�o�swy to�ap�y N fu�,on ths rrwturity d�te,ttN unpvd �
<br /> P��r��M����d P�r�iPN b�lY1t�wi bi dN11Md to bs thi�n�rr►t due Qn su�h I;hany�Q�ta is�l�fin�t11�r�11ri blMf �:._.:__--_-
<br /> no��t in an�/p�wN an tM NoN but ai pr��b on 1h�Nolt h�w bwn Lk�n IMo�ccant),at th�n�w E�islirtp Interett �
<br /> IYM,in��1�onel�!!►P�Y���. On a bMa�1M GMrq�Q�M.Mafppr�w��lw IiAort�gor wrilt�n nu4c�('Ad'jutEntent Notice'j i
<br /> W�nf► ciwq�b the E�QsYrq trMrrst RM�an0 d thi►Nfa�d anwtxtt a::T+a mor�tl�►instinmt piyrtwnts d princlpd and tntetest,
<br /> � ara�wa..po�kl.d.bw.. E.d�Ita�u.r+�.+t NoYo.wi..t bM(��n.dw u+.llaj�rtlinan No1io.is yiv.n.C�tl»CNrpe i �
<br /> �A 1h��wr E�i�Mby MMwwt R�M a adjuM�d an d+�Ctwg�Ow.(M tM amoirft a tM adjust�e monthty tnst�rrunt � _ .� r
<br /> D�yniw+b�alaiMd�s provtdrd�bo+r�.M th�Ct�niM k+d�. (v�tM mtlhoa M crcuYiliq th��ejustrnr►t to the mantt►ly .
<br /> L (nstlA�nt p�yM�M�.md(vMj�ny ofMe MlonnWoa wAi�h m�y�taquir�d by bw*dn tinN to fime.
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