20000958'7
<br />DURABLE AND GENERAL POWER OF ATTORNEY
<br />KNOW ALL MEN BY THESE PRESENTS: That I, LORETTA A. WILLIAMS,
<br />domiciled and residing in Aurora, Hamilton County, State of Nebraska, have made constituted
<br />and appointed, and by these presents do make, constitute and appoint CLIFFORD W.
<br />WILLIAMS, a domiciliary and resident of Aurora, Hamilton County, State of Nebraska, my true
<br />and lawful attorney -in -fact for me and in my name, place and stead, and on my behalf, subject to
<br />the provisions of Section 14 hereof, to do and execute all or any of the following acts, deeds and
<br />things:
<br />1. To receive debts, payments and property. To ask, demand, sue for, recover and
<br />receive all sums of money, debts, dues, goods, wares, merchandise, chattels, effects and things of
<br />whatsoever nature or description which now are or hereafter shall be or become due, owing,
<br />payable or belonging to me in or by any right, title, ways or means howsoever, and upon receipt
<br />thereof, or of any part thereof, to make, sign, execute and deliver such receipts, releases or other
<br />discharges for the same respectively as my said attorney -in -fact shall deem advisable.
<br />2. To settle accounts. To settle any account or reckoning whatsoever wherein I now
<br />am or at any time hereafter shall be in any wise interested or concerned with any person
<br />whomsoever, and to pay or receive the balance thereof as the case may require.
<br />3. To satisfy security interests and mortgages. To receive every sum of money
<br />which now is or hereafter shall be due or belonging to me upon the security or by virtue of any
<br />security interest or agreement, or mortgage, and on receipt of the full amount secured thereby to
<br />execute a good and sufficient release or other discharge of such security interest, or mortgage by
<br />deed or otherwise.
<br />4. To compound, submit to arbitration or otherwise settle or adjust differences. To
<br />compound with or make allowances to any person for or in respect to any debt or demand
<br />whatsoever which now is or shall at any time hereafter become due and payable to me, or by me,
<br />or upon my account, and to take or receive, or to pay and discharge, as the case may be, any
<br />composition or dividend thereof or thereupon, and to give or receive releases or other discharges
<br />for the whole of such debts or demands, or to settle, compromise, or submit to arbitration every
<br />such debt or demand and every other right, matter, and thing due to or concerning me as my
<br />attorney -in -fact shall think best, and for that purpose to enter into and execute and deliver such
<br />bonds of arbitration or other instruments as my attorney -in -fact may deem advisable in the
<br />premises.
<br />5. To prosecute and defend. To commence, prosecute, discontinue, or defend all
<br />actions or other legal proceedings touching my estate or any part thereof, or touching any matter
<br />in which I or my estate may be in any wise concerned.
<br />6. To manage real estate. To enter into and upon all and singular my real estate, and
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