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20000958'7 <br />DURABLE AND GENERAL POWER OF ATTORNEY <br />KNOW ALL MEN BY THESE PRESENTS: That I, LORETTA A. WILLIAMS, <br />domiciled and residing in Aurora, Hamilton County, State of Nebraska, have made constituted <br />and appointed, and by these presents do make, constitute and appoint CLIFFORD W. <br />WILLIAMS, a domiciliary and resident of Aurora, Hamilton County, State of Nebraska, my true <br />and lawful attorney -in -fact for me and in my name, place and stead, and on my behalf, subject to <br />the provisions of Section 14 hereof, to do and execute all or any of the following acts, deeds and <br />things: <br />1. To receive debts, payments and property. To ask, demand, sue for, recover and <br />receive all sums of money, debts, dues, goods, wares, merchandise, chattels, effects and things of <br />whatsoever nature or description which now are or hereafter shall be or become due, owing, <br />payable or belonging to me in or by any right, title, ways or means howsoever, and upon receipt <br />thereof, or of any part thereof, to make, sign, execute and deliver such receipts, releases or other <br />discharges for the same respectively as my said attorney -in -fact shall deem advisable. <br />2. To settle accounts. To settle any account or reckoning whatsoever wherein I now <br />am or at any time hereafter shall be in any wise interested or concerned with any person <br />whomsoever, and to pay or receive the balance thereof as the case may require. <br />3. To satisfy security interests and mortgages. To receive every sum of money <br />which now is or hereafter shall be due or belonging to me upon the security or by virtue of any <br />security interest or agreement, or mortgage, and on receipt of the full amount secured thereby to <br />execute a good and sufficient release or other discharge of such security interest, or mortgage by <br />deed or otherwise. <br />4. To compound, submit to arbitration or otherwise settle or adjust differences. To <br />compound with or make allowances to any person for or in respect to any debt or demand <br />whatsoever which now is or shall at any time hereafter become due and payable to me, or by me, <br />or upon my account, and to take or receive, or to pay and discharge, as the case may be, any <br />composition or dividend thereof or thereupon, and to give or receive releases or other discharges <br />for the whole of such debts or demands, or to settle, compromise, or submit to arbitration every <br />such debt or demand and every other right, matter, and thing due to or concerning me as my <br />attorney -in -fact shall think best, and for that purpose to enter into and execute and deliver such <br />bonds of arbitration or other instruments as my attorney -in -fact may deem advisable in the <br />premises. <br />5. To prosecute and defend. To commence, prosecute, discontinue, or defend all <br />actions or other legal proceedings touching my estate or any part thereof, or touching any matter <br />in which I or my estate may be in any wise concerned. <br />6. To manage real estate. To enter into and upon all and singular my real estate, and <br />