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<br /> . . ' � TOGETHEIg WITH all th�improvemeau ao�+or i��:.�P.�:�rc..�-t�!an t�F.^�;Q_rty.and all eassments.appartenar.ces.and
<br /> � fixtures no�e or hereafter a part of the propErtY• A!t ���'��nts and �ddu�art� shail also h� covered by this Security
<br /> " � ' Instrumeni. All off the fo�eiq is refened to in this Seca:ir.�L:�trun:ent as the"Progcny."
<br /> � � �ORRa�YER COVENAI�'i'S that Bamntierer is la�.�s:i�s.,�:sad of the estac:hemby conveyod and has the right to grant aad
<br /> - , rnnvey the Propert5'and that itr2 Proparty is unencumEc:�. esccept for en�umbranccs of record. Borrawer warran�s and will
<br /> �.�4` defend generally ahP titie to tiv:Property againsc al1 claim:.artd�mands,subjcct Eo any encumbrances of record.
<br /> � � TH1S SECURTi`Y INS'i'I�UMBNT combines unifcrm cc�enants for na�tional use and non-uniform covecu�nu with limited
<br /> � � .t"' variatians by jurisdiciion to cc�rstitute a nniform securirf ir�:�:ts,�nt rnvering rea!proPerty• • _
<br /> ' � ' UMFORh4 COVENAI�TS.Barrowep and Lxnder co��ecrar,P and agree as follo«s:
<br /> . �' 1.Faynen3 oY ��^�p�.�an� Lite�resi; P�e�Sc��it�Tr� i.ate C�ar�e�. Barrotver shall promptly pay whea due the =
<br /> � �"r� princ�pal of and interest on tt�debt evidenced by the Nco:and a�y prepay.�ceni and tate charges due uetder the 1Vote. .
<br /> 2.Fu�eds for T�es t�t�It�uran�.Subject to�lir�;:u:law or to a written aaiver by Lender, Barra�.er shal!pay to
<br /> �`" ' � Lender on the day monthlp payiaents are due under�e Ptcar.�sntil th�I�ote is paid in full.a sum l"Furt�s")for:ta1 yearly taxes
<br /> •� � and assessments which��attain priority over this S9cu�ir.J =�1�fn�ment as a lien on the Property:(b)Year1Y teasehold payments
<br /> or graund rents on the Pra�?eriy,if any:lc)Yearly haz�r!cr.F,r.;�peRy insutance pmmiujns:(d)yearly flaod insurattce premiums.
<br /> r :., ' if any•(e)YeariY mnrtgage�insar�►nte premiums.if any:an�(f1�any sums payable by BorrowPr tQ Lender.in accordance with
<br />�.-.��"•�,. ;�.
<br /> -__.;e=3�^..r the provisions of paragrap:�8, ia lieu of the pay�rent of trr.a.'.a�insurance premiums.These items aze called"Escrow Items."
<br /> ��� , Lendsr may,zs=.^Y tirae,, mllect and hold Funds i�ar. arr:rs;t,'u Rot to exceed the maximum amount a lender for a federally
<br />"��<':�. ;,".� �a����(oa�•_ma,p require for Borrower's eszra��j accce>nt under the fe�eral Real Estate Senlement Pmcedures Act of
<br /> ,�., ,. ,
<br /> :���-_:,..�� 1974 as asnended from tirr�to ti�s. 12 U.S.C.Seciar Z?i.�;e�seq.("RFSPA").unless another law that applies to the Fun
<br /> .��;•:_'; �,t'` ss�a lesser amaunt. Ii sQ,Le�der rt�ay, at any ticne.cc�ir.�t and ho!d Funds in an amount not to excced the less�r amount.
<br />_::;�i� ' :`� j,ct��r may estimate the amount of Fiutds due on�ie Ca:,is c•f�vrrent data and reasonable estimates of expendinrras of future
<br />_-�=:"�';rt°.}" Fscrow Items or otherwise in accotdanoe vritb applicahle la��.
<br /> - � The Fw.ds SJ73I2 FY: Ii2�i� 1� � �1IUIlAA VJft65.'. u!�.c��s aze insvred by a federal agency. insttumentality. or entity
<br /> �-�--------- (r�sl�ding I.end�r,if L.ec�er is s�xrh an insticution)or iT an.�Fe3eraf Hame Luan Bank.1-egder shall apply the Funds w pay the
<br /> �''�.�..^ � "��� G�row Items.I.end�r�ay not charga Borrower fon c�lwinII ar�'applytng the Funds.annaaily analyzing the rKcrow armuni,or
<br /> �-_ _ - - �•��pg the Escrow Ite�rs.unless Le�der pays Borr��ue:ini',::tst on the Funds and applicable law permiu l.ea�sc to make sach
<br /> '_?:�f:± �• a charge. �-Inke:•er. I.etv?�r maY require�orrower to Fay ac��-tln:e charge far an independent real estate taa�mtin8 service
<br /> �"'�-t°- �` used by L�-u�- in con��ection with this taan, unless a�f+'r.�Ble law provides othen�ise. Onless as� agrcement is made vc
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<br /> -_-�_�:}-, • applicable law rzquires iAterest to b2 paid,Lender shat�ncr.Le tequired to pay Borrower any interesc or eamings on the Fuu�.:.:
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<br /> _ _;;,���, Bomnwer as�d Lender m�.yr a;:��n writing. however,t��nr.in;�est shall be paid on the Funds. L.ender shall give to Borrower..
<br /> ---::.�;:;�,� vR:.iout charge, an annw��n"-f='�..^•ting of the Funds,sbc�u�.n�t ctediu and debits to the Ftmds and the purpnLe f.ar which each
<br /> _„�;���� debit to tke Fv.�ds was mad'-•ihe Funds:.re P�edB��ad,iir_"s•�1 security for all sums ser,�red by tIus Se:uritlr��umen�
<br /> �n.�,;; If the Funds held by.Lender ezc�ai U��amonnt;Feruvr.,,�to be held by applicable la�v.Len�L~all aceeunt to Borrower
<br /> ---°"-`�'�� for the excess Fur.ds in a,ecordance tiv:�.�n�. c-�cluireureu::;c°a��licable la�v.If the amount of die r»iti`.s held�y Lender at any
<br /> �'��=`�'-�-_'� time is nat sufficient to pc�.}'tb�Escrov�:'��s wheR d¢�,I.�.��r may so notify Borro�ver in writinE;�rai.in su�.^.'�.rase Bosowet
<br /> __., =-=- — shall pay to Lender tAe a�au�r�.necessary to make u�tiie���iency. Borrower shalt�ake up the deficien:;� in•rno more thar+
<br /> twelvemonttilE•Aayments.,,at C.enct=t's ss:e�'iscret'scn.
<br /> _ - . Upon pa.�rzent in fu11�of all st��:�sred by ctPa Securiiy Ins�;�:ment, I-ender shall pmm�ily refund co�Borrower�uv:
<br /> - - Funds hetd by L�zr.If,tuyder p3ragra.-:i Z1.1-eadcr sha:; ac��irz or=�!xhe Propzrty,Lender.prior to the acquisition or�a7r
<br /> --_ -e of thc Property.shall ap��y��'Fueds tald by Lender at t�ir f�sne of zct�uisition oz sale as a credit against the sums securzd��
<br /> _--- ° this Security Instrument.
<br /> 3.ApplIcatio�of P�Y`nstats•11n1�'�3PP����le la�u rr•vi�es otherwise,all paymenu teceived by I.ender under paragraphs
<br /> 1 and 2 shall be applied:first,to any�nfi�Y�nent cNarges�+u:under the Note;second,to amounr�payable under paragraph 2;
<br /> third,to interest duc;fo�ulh.to printip��ie;and Iast,u:�any Lite charges d�e under the Note.
<br /> -- 4.Charges;L1ens..Bonower shall pay all taars. d9.°�..°IIS7iPilLS�charges. firtes and imposid�cr,s.�itributable to the PropertY
<br /> wi*t►:h mny attain�riority over this Security Inshvmr.+tc, and i�sehold paymenu or ground rents, if any. Borrower shall pay
<br /> �---� ;:zze obligations in the ranner providea in paragrp:i 2:rr iii Rc►i paid in that mann:.. Borrower shall pay them on time directiy
<br /> - to the perscn r�wed payrc�at.Horro«•er�lz�lf promptlq 6t��ni:ti�to Lendcr all noiices of amounts to be gaid under this paragraF�.
<br /> If Bortower s�*a�<es these payraen'ts directly,Borrower siiall pnimpt.�f»mish to Lender receipts evidencin$the payments.
<br /> .._9=. � gorrnwer shall pro,�zt9y dischar$e any lien which luts pr�nrity over this Secariry Inswment unless Borrower. (a)a�iII
<br /> writing to the pay�ent o£thr.obligation secured by d�c 1i�:n in a manr�.r acceptable to l.ender;(b)contesis in good faith the lien
<br /> �_~ by. or defends against enfprcenr_nt of thc licn in, t�gat P�:oeedings v,hich in the Lender's opinion uYs�rJ.s to prevent the
<br /> enforceinent of the liea:or(c)secures fi+nn the ha:dee cFtHe iien an agreement satisfactory to Lender subordinatin�the lien to
<br /> --- this Security fnstrument.If L.ender detr�mir.es thut am�pur'.c�the Property is subject to a lien tivl�ich may attain prioriry over
<br /> this Security instn�ment�Lend�r may g�ti��: Bonawer a naace u3entifying the lien. Borrower shsl satisfy the lien or take one or
<br /> - more of the uctions set fcuth above within 10 days cf tl�e givin6 of notice.
<br /> -— _ Fu�m 3028 9190
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