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<br /> " • If tRe aruouats hel9 by Ixnder for Fscrow Items exoeed thg amounts permitted to 6e�eld by RF.SPA, l.�nder �`-°°`
<br /> � ' s��ll tscount to�ortower for th:excrss fuads as r�uiral by RESPA. If the x�no�ar*s of fuads held by LeAder at any •-
<br /> ' time are not suffccient co pay tPi:Essro�v Itc.�s�vhem d��..LQnder may notify the Borrower and requice Qnrra�srer to
<br /> • � . � m�ke up the shona�e�s g�rmitted by FF.��A.
<br /> . '['tie Escmw frunds are plodg�d as adlitiarai sev�rity for all sums setur� by chis S�curiry Instrument. If
<br /> ,;;�-�� Boxtmv;,r tendeis co Leader the fu11 paym�nt of all su�sums.Borronrer's axuunt sUall be eredked cv�tf�ttte b�l�nce -
<br /> :�-�:� remaiaing for ail iastalluient items(a).N).a�3(c)�r3�aY���age iasuraare pS2'J11UI11 IIISL3IItf[�Itl II111 Lg1IL�er has
<br /> nat b:comr:o�ligated to pay to the Secsetaay. an� I.ea�'�r sh�1l pmmPtly refi�s�any exc�s funds to Borrower.
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<br /> � . .; Imar�diu�y priar to a foreclosure sal�of th��ro�ty or its a:q�:isition by Leader, Boreowzr's r.c�a�.ni shntl be �
<br /> � � creclite�witti any balanos reraaining for all iastallmr�*s for ite�s(a),(b).aad(c).
<br /> ' ; 3.App9icaifon of�yments•All paymsnu unr±�zr p�-.'apbs 1 an�2 shall be�pplied by L.ender as follows: �;-
<br /> � . �' i .�,co the mongage invuraate pn:mium to M p�i3 by Ixadet co the S�zy or to ttte monthly ckarge by the �-
<br /> ��cretary itiscr�d flf th°m.�nthSy m�rtg,z�e in�suanse pmmium: __
<br /> . , • } SeruR�•to say taxes.sgetial asses.��:s,leasehold payraeats os gmuad resics.and fire,flaad aad other haz�r+d
<br /> � ,3, insurduce premiums.as rsiui�l: �
<br /> ` • Third.to iaterest du:�ur1.'�tLs Natt, _
<br /> � ., , ou to amntti�tio'n af th:Pzin�3p�l of tM Wa'..,aad -
<br /> . . . � . . � Fi ,to late char�2s d-�s imd�ths Alate. _
<br /> - -� 4.TY'l53s�'T00�f1II�O�4P�II1b11YS110E.BOIIDaft�I SL3II Iiis"Ud�2U IIIIpIOYCiIIEII1S QA IItE PI3FCI[yl.rlhether _
<br /> �--° "_ aow in existt�.e or sub:�:endy ecectad.againsc a�►Y harards,casc�lri�,aad contingencies,iaclwiing fue.for which
<br /> ���� g.ender requires in.�uraace. 'I�is �nsur'aute s��11 be °°aintained in �e amauats aufl for tti� periods that Lender _
<br /> , reqwres. Borrower shall a:so ia�ure all improvemenu on th�Prop�rty,whether now in eaisteace oe subsequen y
<br />: . ���. r erect�,against loss by 4t�s to ths ext�t req�ired by the Secretary. All insurznte shall be carried with co��nies
<br /> - .,�....� appmved by Leadxr.The insuranse p�litfes aad any reae'Hals s�11 M=held Dy t.euder and s�ll iaslude loss payaDle
<br /> ' clauses in favrn'of.aad in a form aco�stalrls co,Ixuder.
<br /> . ' In the event oY loss.Borrower shall},ic e Lecd�r immediate aotice by mail.Lender may m3ke praof of loss if not
<br /> r'". ' i98de pmmptly by Bomlvle3.Each in��ur��cnmgany cr�res�aed is hereby authorized and direrted co make paycaent
<br /> %''' far such loss directly to Ixader, in�te�of eo Sun�v�er and to Ixnder jointly. All or any pazt of t�e insurance
<br /> ,.•.``:•. .. . prar.eeas rn�3►bs applied by Lender.st ug art'son,c�E�.�c�c(a)to the re�uction of the iadebtedaess under the Note and
<br /> � �° �.� this Security dnstrumeat.fust w aay ddiirr�nt amnunts applie�in ihe order in paragapb 3.and thea ao prepayment
<br /> of principal, or(b)to the restoration a�r.pair of the damagesl PcopertY. MY aPPlication of the pracads to the
<br /> �.��r�'��,:,.` � principal shall aot extend or postpane the due date of the mo�hly payments which arE refzrred to ia paragraph 2.or
<br /> =:�.s��,��•,� % cl�ange the amaunt of such payments.Any excess insurance proceeds over an amount required w pay all outstnnding
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<br /> ,:..,..:, . . , iadebtedn�s under the Note and ti�is Serurity Insmunent shall he paid to the entiry legally enrittc�d tLriYto.
<br /> :t.%F; ,'�4� ' � ln the event of fozeclosure of thss sec�riry inswment or atlux uansfer of title t�the Ptoperty that extinguishes
<br /> - � � the indebtedness. aU ri�ht, ritle a�imcx�st of Borrower in �r2 to insurana golicies in fo�e shall Q2ss to the
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<br /> - :��,'-r=-":f�" S.Occopaucy.��3ta�,Isi�r!��aaace�i�otedion oi 4he PropeaRy:Borrower's Loan Applic�tion;
<br /> - �%�� Leasehold9. Barrower shall occup�.,c�:rL-iish.��vS t��s�e Pro�erty as Borcower's princiipal residena witWn sixty
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<br /> �___�:_.��� days aftEr t�execudon of this Se�ri�v I�,.:.trument �cr with9n�igs.y days of a later sale or transfcr af the Property)
<br /> r�i��._ =�= and shall ocn�sinu.e to occupy th�gtnt�Y �s Borrower's griasi�a! m�idencs far at leass one year aRer the daze of
<br /> _-- ���i:� occupancy,w-:�zss Lea3�determines�.�sesNirement will cau�,vnit�hardship for Borrower,or unless extenuating
<br /> -__ "'`�''� cinumstaaoes e�cist atir.ts �ra bcycafl Borrower's control. Hc::e��ver shal] n�tify Lender of any extenuating
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<br /> ..�_1;�� circumstanc�.Borrower�.::all aos ca�t waste or descroy,dac�'rJ==r substazri�Ily change the Property or aflow the
<br /> -'`"�� ProPenl+to deurtorate,reasonable w��.�s��r:d tear excepte�.Le2dr�-�,y inspect the Property if the Property is vacaat
<br /> -T``��.';"�°; ; or abandoaed or the loan is in defrail.��. f�nder may take r�unalsi,� actQOn to proiect aa�preseNe such vacant or
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