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�0�?141011 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Drew T Kasperbauer -Borrower <br />,/L),, �" /r —I (Seal) <br />Nikole M Kasperbauer -Borrower <br />[Space Below This Line For Acknowledgment] <br />(Seal) <br />-Borrower <br />, (Seal) <br />-Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />2nd March <br />On this UK day of Y49XU1W, 2021 before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Drew T Kasperbauer AND Nikole M Kasperbauer Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Nebraska <br />in said county, the date aforesaid. <br />GENERAL NOTARY - State of Nebraska <br />My Commission expires: September 27, 2021 AMY L. OTTO <br />My Comm. Exp. Sept. 27, 2021 <br />y L Otto -Notary Public <br />Loan Origination Company & NMLS Id: Charter West Bank .466077 <br />Loan Originator & NMLS Id.: Amy L Otto - 491143 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT rFr <br />FORM 3028 1/01c. #FNMA3028-MERS 5/05 Page 13 of 13 'III <br />