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13V2l1SEIV 'I'S <br />When recorded, return to: <br />First National Bank of Omaha <br />Mortgage Post Closing <br />1620 Dodge Street <br />Stop Code 3165 <br />Omaha, NE 68197-3165 <br />877-217-9714 <br />LOAN #: 001916306 <br />n n <br />rn ZD <br />c r <br />nZ <br />= <br />0 <br />[Space Above This Line For Recording Data] <br />O) <br />FHA Case No. <br />DEED OF TRUST 321-3823081-703 <br />MIN: 1005000-0001916306-5 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated March 4, 2021, together <br />with all Riders to this document. <br />(B) "Borrower" is JEREMIAH J CALLAGHAN, A SINGLE MAN, AND KRIS! L BARLOW, A <br />SINGLE WOMAN, JOINT TENANTS. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is First National Bank of Omaha. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Modified for FHA 9/2014 (HUD Handbook 4000.1) <br />Ellie Mae, Inc. Page 1 of 11 <br />Form 3028 1/01 <br />NEEFHA15DE 0915 <br />NEEDEED (CLS) <br />