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When recorded, return to: <br />Heritage Bank <br />1101 12th St. <br />PO Box 329 <br />Aurora, NE 68818 <br />LOAN #: 1084284 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />C1-1 <br />CD <br />U-1 <br />0) <br />:i: 7 <br />MIN: 1005403-0000000210-4 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 23, 2021, <br />together with all Riders to this document. <br />(B) "Borrower" is KODY K KNOPIK AND BARBARA J KNOPIK, HUSBAND AND WIFE AS <br />JOINT TENANTS. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Heritage Bank. <br />Lender is a Nebraska Banking Corporation, <br />under the laws of Nebraska. <br />1101 12th St., PO Box 329, Aurora, NE 68818. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />organized and existing <br />Lender's address is <br />Initials. <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />02/22/2021 03:27 PM PST <br />