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2021018 <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this <br />Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all <br />the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Borrower James C Olsen <br />grti <br />Borro\ r Joyce A Olsen <br />(Seal) <br />(Seal) <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska ) <br />) ss: <br />COUNTY OF Hall ) <br />Kerin R Smydra , a Notary Public in and for said county and state, do <br />hereby certify thatJames C Olsen and Joyce A Olsen, husband and wife as joint tenants <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents <br />of the foregoing instrument, have executed same, and acknowledged said instrument to be their , free and <br />(his, her, their) <br />voluntary act and deed that they executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br />Witness my hand and official seal this 24th day of Februa 2021 <br />My Commission Expires: 02/27/2024 <br />GENERAL NOTARY - State of Nebraska <br />KERIN R.SMYDR 2024 <br />My Comm. Exp.ruary <br />Keri R Smydr <br />Loan Originator Organization: US Home Mortgage, Inc. <br />NMLSR ID: 1549 <br />(Seal) <br />Individual Loan Originator: G. Eric Loftus <br />NMLSR ID: 8779 <br />NEBRASI(A—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 1/01 (page 9 of 9 pages) <br />12439.CV (6/13) 1702597636 Creative Thinking, Inc. <br />GOTO(000c6151) <br />2 <br />