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202101812
<br />1-4 FAMILY RIDER
<br />(Assignment of Rents) MIN: 101413800007588130
<br />THIS 1-4 FAMILY RIDER is made this 24th day of February , 2021 , and is
<br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the
<br />"Security Instrument") of the same date given by the undersigned (the "Borrower") to secure Borrower's Note to
<br />US Home Mortgage, Inc.
<br />(the "Lender") of the same date and covering the Property described in the Security Instrument and located at:
<br />3728 Frostfire Avenue Grand Island, NE 68803
<br />[Property Address]
<br />1-4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security
<br />Instrument, Borrower and Lender further covenant and agree as follows:
<br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In
<br />addition to the Property described in Security Instrument, the following items now or hereafter attached to
<br />the Property to the extent they are fixtures are added to the Property description, and shall also constitute the
<br />Property covered by the Security Instrument: building materials, appliances and goods of every nature
<br />whatsoever now or hereafter located in, on, or used, or intended to be used in connection with the Property,
<br />including, but not limited to, those for the purposes ofsupplying or distributing heating, cooling, electricity,
<br />gas, water, air and light, fire prevention and extinguishing apparatus, security and access control apparatus,
<br />plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers,
<br />disposals, washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades, curtains and
<br />curtain rods, attached mirrors, cabinets, paneling and attached floor coverings, all of which, including
<br />replacements and additions thereto, shall be deemed to be and remain a part of the Property covered by the
<br />Security Instrument. All of the foregoing together with the Property described in the Security Instrument (or
<br />the leasehold estate if the Security Instrument is on a leasehold) are referred to in this 1-4 Family Rider and
<br />the Security Instrument as the "Property."
<br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to
<br />or make a change in the use of the Property or its zoning classification, unless Lender has agreed in writing
<br />to the change. Borrower shall comply with all laws, ordinances, regulations and requirements of any
<br />governmental body applicable to the Property.
<br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow any
<br />lien inferior to the Security Instrument to be perfected against the Property without Lender's prior written
<br />permission.
<br />D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in
<br />addition to the other hazards for which insurance is required by Section 5.
<br />E. "BORROWER'S RIGHT TO REINSTATE" DELETED. Section 19 is deleted.
<br />F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing,
<br />Section 6 concerning Borrower's occupancy of the Property is deleted.
<br />G. ASSIGNMENT OF LEASES. Upon Lender's request after default, Borrower shall assign
<br />to Lender all leases of the Property and all security deposits made in connection with leases ofthe Property.
<br />Upon the assignment, Lender shall have the right to modify, extend or terminate the existing leases and to
<br />execute new leases, in Lender's sole discretion. As used in this paragraph G, the word "lease" shall mean
<br />"sublease" if the Security Instrument is on a leasehold.
<br />H. ASSIGNMENT OF RENTS; APPOINTMENT OF RECEIVER; LENDER IN
<br />POSSESSION. Borrower absolutely and unconditionally assigns and transfers to Lender all the rents and
<br />revenues ("Rents") of the Property, regardless of to whom the Rents ofthe Property are payable. Borrower
<br />authorizes Lender or Lender's agents to collect the Rents, and agrees that each tenant of the Property shall
<br />pay the Rents to Lender or Lender's agents. However, Borrower shall receive the Rents until (i) Lender has
<br />given Borrower notice of default pursuant to Section 22 ofthe Security Instrument and (ii) Lender has given
<br />notice to the tenant(s) that the Rents are to be paid to Lender or Lender's agent. This assignment of Rents
<br />constitutes an absolute assignment and not an assignment for additional security only.
<br />MULTISTATE 1-4 FAMILY RIDER --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />9842.CV (8/09) 1702597636 Form 31701/01
<br />(page 1 of 2 pages)
<br />Creative Thinking, Inc.
<br />GOTO(000c615d)
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