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202101420
<br />LOAN #: 178593
<br />19. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest
<br />in the Note (together with this Security Instrument) can be sold one or more times without prior notice
<br />to Borrower. A sale might result in a change in the entity (known as the "Loan Servicer") that collects
<br />Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan
<br />servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be
<br />one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the
<br />Loan Servicer, Borrower will be given written notice of the change which will state the name and address
<br />of the new Loan Servicer, the address to which payments should be made and any other information
<br />RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the
<br />Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing
<br />obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer
<br />and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br />20. Borrower Not Third -Party Beneficiary to Contract of Insurance. Mortgage Insurance reimburses
<br />Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay
<br />the Loan as agreed. Borrower acknowledges and agrees that the Borrower is not a third party beneficiary
<br />to the contract of insurance between the Secretary and Lender, nor is Borrower entitled to enforce any
<br />agreement between Lender and the Secretary, unless explicitly authorized to do so by Applicable Law.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those sub-
<br />stances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the
<br />following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides
<br />and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials;
<br />(b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br />action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental
<br />Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not
<br />do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental
<br />Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of
<br />a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preced-
<br />ing two sentences shall not apply to the presence, use, or storage on the Property of small quantities of
<br />Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to
<br />maintenance of the Property (including, but not limited to, hazardous substances in consumer products).
<br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit
<br />or other action by any governmental or regulatory agency or private party involving the Property and any
<br />Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any Environ-
<br />mental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release
<br />of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazard-
<br />ous Substance which adversely affects the value of the Property. If Borrower learns, or is notified by any
<br />governmental or regulatory authority, or any private party, that any removal or other remediation of any
<br />Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary
<br />remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on
<br />Lender for an Environmental Cleanup.
<br />22. Grounds for Acceleration of Debt.
<br />(a) Default. Lender may, except as limited by regulations issued by the Secretary, in the case of pay-
<br />ment defaults, require immediate payment in full of all sums secured by this Security Instrument if:
<br />(i) Borrower defaults by failing to pay in full any monthly payment required by this Security Instru-
<br />ment prior to or on the due date of the next monthly payment, or
<br />(ii) Borrower defaults by failing, for a period of thirty days, to perform any other obligations con-
<br />tained in this Security Instrument.
<br />(b) Sale Without Credit Approval. Lender shall, if permitted by applicable law (including Section
<br />341(d) of the Garn-St. Germain Depository Institutions Act of 1982, 12 U.S.C. 1701j -3(d)) and with
<br />the prior approval of the Secretary, require immediate payment in full of all sums secured by this
<br />Security Instrument if:
<br />(i) All or part of the Property, or a beneficial interest in a trust owning all or part of the Property,
<br />is sold or otherwise transferred (other than by devise or descent), and
<br />(ii) The Property is not occupied by the purchaser or grantee as his or her principal residence, or
<br />the purchaser or grantee does so occupy the Property but his or her credit has not been approved
<br />in accordance with the requirements of the Secretary.
<br />(c) No Waiver. If circumstances occur that would permit Lender to require immediate payment in full,
<br />but Lender does not require such payments, Lender does not waive its rights with respect to subse-
<br />quent events.
<br />(d) Regulations of HUD Secretary. In many circumstances regulations issued by the Secretary
<br />will limit Lender's rights, in the case of payment defaults, to require immediate payment in full and
<br />foreclose if not paid. This Security Instrument does not authorize acceleration or foreclosure if not
<br />permitted by regulations of the Secretary.
<br />NEBRASKA — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Modified for FHA 9/2014 (HUD Handbook 4000.1)
<br />Ellie Mae, Inc. Page 9 of 11
<br />Form 3028 1/01
<br />NEEFHA15DE 0915
<br />NEEDEED (CLS)
<br />02/17/2021 07:41 AM PST
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