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'OVUM TO <br />When recorded, return to: <br />First National Bank of Omaha <br />Mortgage Post Closing <br />1620 Dodge Street <br />Stop Code 3165 <br />Omaha, NE 68197-3165 <br />877-217-9714 <br />LOAN #: 1822756 <br />rn <br />7 <br />= D <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN: 1005000-0000181323-0 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 9, 2021, <br />together with all Riders to this document. <br />(B) "Borrower" is JOHN J STEFFES AND KATHRYN M STEFFES, HUSBAND AND WIFE,. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is First National Bank of Omaha. <br />Lender is a National Banking Association, <br />under the laws of The United States of America. <br />1620 Dodge St, Stop Code 3165, Omaha, NE 68197-3165. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />organized and existing <br />Lender's address is <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />