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200009522 <br />LOAN #: 3703148 <br />By signing below, Borrower accepts this Mortgage Insurance Rider and agrees that it amends and <br />supplements the Security Instrument. <br />(Seal) <br />GARY' J) BER A <br />(Seal) <br />BILLIE AN BER <br />Multistate Mortgage Insurance Rider- Single Family- Fannie Mae Uniform Instrument <br />Form 3160 4/00 <br />Page 2 of 2 <br />F3160RDU <br />