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200109108 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />ko.7 (Seal) <br />MONTE L SHULTZ - Borrower <br />7/Nvu� (Seal) <br />MICHELLE G SHULTZ 0 - Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />114— 3163 <br />-6(NE) (0005) LY214 Page 14 of 15 Form 3028 1/01 <br />