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200109102 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />- - P4� (Seal) <br />N ALLEN - Borrower <br />_' k XMA� f___ - (Seal) <br />STACY ALE - Borrower <br />114- 3220 <br />-6(N E) (0005) LY214 Page 14 of 15 <br />M <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Form 3028 1/01 <br />