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ffI ��• "fir ': L D. UNOU)AIi @BCUAM INiitUgiiMt QOVUNINO I•AWi /RVBRAMUn • UdInM Covage" 1s of the smoky Intro "4 atasedad to rod M follow.: iii. Uatfam ttowrip Irlts004 fie w ft Lstw) lisapolty. lids format Security Instrument combines uniform covenants for national use Mud ttottatalfafw ootvttaate willa liMUd vwlatloas by Jurisdiction to eonatitum a uniform security Instrument covering real Prape W- 7114 Security IpgMMM shall be pv raed by Federal law sad the Iaw of this Jurisdiction in which the Property 4 located. In the event Wert my prov4100 Of Clsuse of this Shevrity IMUusttat of this WHO eannko with applicable law, such conflict" aft affect other provWons of this Swaft fnsaumat or We Note which can be given sited without the eonflieft provision, and to this and the provisions of this Seeudty lostrusseot and the Note an decitued to be s"W". B 'IUANon Oi THE PROPERTY OR A KNOWAL INTERM IN MIRROWER Udfarm Covauat 17 of the Security Instrument 4 amosdW to rod as (allows: 17. Th allor of the PreMlY a a lmdkid INWO IN larewef, If all Of soy part of the Property or an interest therein 4 sold or transferred (or It a bmdkW Interest in Borrower 4 sold or tnwferred and Borrower is not a natural person) without Lender 's •prior written consent. I.eslder may, at l ader's option. dectme all the sums secured by this. Security Instrument to be Immediately due and payable. However, this opdoa aW not be exacised by L.erder if exactas Is not sutbodsod by Federal law. Linder may waive the exercise of this option if: (a) Borrower mum to be submitted to Lender Information required by Law* to evaluate the intasded transkroe u if a new loan were being made to the few and (b) Lander reasonably dotermines that L•eaft's security will not be impaired by the loan assumption and that the risk of the breach of any oovestattt or agreement in dt4 Security Instrum ni Is acceptable to Lender. To the extent permitted by applicable law. Lender may Charge a reasonable fee u a condition to Lender's consent to the loan assumption. Lower mayabw require the transferee to keep all the prmdies and agreements nods in the Note and In this Secudgy Instrument. "It Lander exac4a such option to accelaste. L.euder shall mail Borrower notice of acceleration in accordance Rita paragraph 14 hereof. Such notice shall provide a period of not leas than 30 days from the date the nollm 4 mailed within which Borrower may pay the atoms declared due. If Bomm r falls to pay such stems prior to the expiration of such period, Leader may, without further w*c or demand on Borrower. invoke say rernedies permitted by this Security Instrument. olWwithstanding a ask or transfer, Borrower wW coadmia to bf obUgaud under the Note and this Setoagitp Instrument union Lander has released Borrower in wridog." F. LOAN CRANE RS if tlw Imo lowed by the Saurity lnsirurncnt Is wbJcd to a law which eels mail um been chars, and that law ie finally interpreted so that the Interco or other loan chuges collected or to be collected In connection with the loan exceed permitted limits, then: (1) any such loan dwV shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (2) any stems already collected from borrower which encoded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the We or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated sat a partial prepays under the Note. IN W1TNM WIUMIIOF, loaower has etuctstsd this AdJud0le RW OW. 6- (Seal) Ronald L. Jurartek RROWER ' 1 L, s Sharon R. Jurecek BORROWER •,. i p. (Sao `'• ' t; BORROWER ISIUN ORIGINAL ONLY) I . 1r;' Adj NXIN �.r n