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i tt;'• . f r.. D6 UNUOiM>i{ECUBflV MMURGIMI GOVENUOM IL AWI BEVBitAMUM UeUorns Cowan t IS of the Security testwmmt Is atasnded to read ac follows: 15. Ualferm eetaa14 lukursn: GsnwdaR Liam flevesibi a. This form of Security Instrument combines unlrorm covenants for astlood use and moor uaffamm covenants with minted variations by jwiedktica to cotwitute a uniform security immanent covering real property. This Security lostru=rU shall be sn- nd by Pedwd law and tla law of the jurlsdktion in which the Property k tocaed. !n the swot that any provision or clause of this Security Instrument or the Now conflicts with applicable few, such conflict shall not affect other provisions of this Security lmtrumart or the Note which can be Riven effect without the conflicting provislon, and to this nand the provisions of this Security Instrument and the Note ara declared to be severable. B. TRANSM OF TM MtO1Et IT OR A UM METAL INI=tEffr IN BORROWER uniform Covenant 17 of the Sexatrity Instrument is amended to read as follows: 17. Tauter d do Ps PMY or a Beneficial Intaaat U Borrower. If an or any part of the Property or as interest therein is sold or transferred (cur if a beadiciel interest in Borrower is ON or transferred and pormuff is to a natural perms) without Leader's prior written Consent. Leader slay. at Lender's option, declare all The sums v^wed by this Soctwity lsstrumcnt to be imoso' w y due and payable. However. this option &MU not be exercised by I.eoder if exercise is not awbeised by Federal law, !.ender my waive dke exercise of this option if: (a) Borrower causes to be submitted to Leader iafonastion r quired by !.ender to evaluate the intended transferee as if a new loan was bdn made to the ttanfes roe; and (b) Leader teamaably determine that [.cadet's security win not be impaired by the loan assumption and that ele risk of the breach of any covenant or agreement in this Security Instrument is acaptabk to Leader. To the adent permitted by applicable law. I.ethdet may charge a reasaw6k fee as a condition to Under's consent to the [tun aswtaptioa. Leader may alto require the transferee to keep all the promises and agreements made in the Now and in this Security Instrument. "If IAWa exercises such option to accelerate, Lender shall mail Borrower notice of aoakradoa in accordance with paragraph 14 hereof. Such notice shall provide a period of not less than 30 days from the date the notice Is nailed within which Borrower may psy the sums declared due. If Borrower fails to pay such guns prior to the expiration of such period. t.ethder may, without fbnber notice or demand on Borrower. Invoke any remedies Permitted by this Security Instrument." "Notwithstanding a ale or transfer, Borrower will contiane to be obligated under the Note and this Security Instrument unless Leader has released Borrower in writing." F. WAN CIVIANGES If the loan secured by the Security Instrument is subject to a law which sets maximum loan charges, and that law Is finally interpreted so that ft Interest or other lam charges collected or to be collected in connection with the loan except pen=ned limits, than: (1) any such luau obw shall be reduced by the amount nemswry to reduce the charge to the permitted limit; and (2) anti sums already collated from borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund t+y reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal. the reduction will be tmeaud as a partial prepayment under the Nate. 1 IN WUNBFES VMERFAF, Borrower has executed this Adjustable Rate Rider. �1 Lawrence R. Ved6 ea R BORROWER Gertrude E. Vedstecl (Sea) BORROWER (SIGN ORIGINAL ONLY) .. 14 • C7 r , e MIAMI to ,, : Or 'j.:.. _ D6 UNUOiM>i{ECUBflV MMURGIMI GOVENUOM IL AWI BEVBitAMUM UeUorns Cowan t IS of the Security testwmmt Is atasnded to read ac follows: 15. Ualferm eetaa14 lukursn: GsnwdaR Liam flevesibi a. This form of Security Instrument combines unlrorm covenants for astlood use and moor uaffamm covenants with minted variations by jwiedktica to cotwitute a uniform security immanent covering real property. This Security lostru=rU shall be sn- nd by Pedwd law and tla law of the jurlsdktion in which the Property k tocaed. !n the swot that any provision or clause of this Security Instrument or the Now conflicts with applicable few, such conflict shall not affect other provisions of this Security lmtrumart or the Note which can be Riven effect without the conflicting provislon, and to this nand the provisions of this Security Instrument and the Note ara declared to be severable. B. TRANSM OF TM MtO1Et IT OR A UM METAL INI=tEffr IN BORROWER uniform Covenant 17 of the Sexatrity Instrument is amended to read as follows: 17. Tauter d do Ps PMY or a Beneficial Intaaat U Borrower. If an or any part of the Property or as interest therein is sold or transferred (cur if a beadiciel interest in Borrower is ON or transferred and pormuff is to a natural perms) without Leader's prior written Consent. Leader slay. at Lender's option, declare all The sums v^wed by this Soctwity lsstrumcnt to be imoso' w y due and payable. However. this option &MU not be exercised by I.eoder if exercise is not awbeised by Federal law, !.ender my waive dke exercise of this option if: (a) Borrower causes to be submitted to Leader iafonastion r quired by !.ender to evaluate the intended transferee as if a new loan was bdn made to the ttanfes roe; and (b) Leader teamaably determine that [.cadet's security win not be impaired by the loan assumption and that ele risk of the breach of any covenant or agreement in this Security Instrument is acaptabk to Leader. To the adent permitted by applicable law. I.ethdet may charge a reasaw6k fee as a condition to Under's consent to the [tun aswtaptioa. Leader may alto require the transferee to keep all the promises and agreements made in the Now and in this Security Instrument. "If IAWa exercises such option to accelerate, Lender shall mail Borrower notice of aoakradoa in accordance with paragraph 14 hereof. Such notice shall provide a period of not less than 30 days from the date the notice Is nailed within which Borrower may psy the sums declared due. If Borrower fails to pay such guns prior to the expiration of such period. t.ethder may, without fbnber notice or demand on Borrower. Invoke any remedies Permitted by this Security Instrument." "Notwithstanding a ale or transfer, Borrower will contiane to be obligated under the Note and this Security Instrument unless Leader has released Borrower in writing." F. WAN CIVIANGES If the loan secured by the Security Instrument is subject to a law which sets maximum loan charges, and that law Is finally interpreted so that ft Interest or other lam charges collected or to be collected in connection with the loan except pen=ned limits, than: (1) any such luau obw shall be reduced by the amount nemswry to reduce the charge to the permitted limit; and (2) anti sums already collated from borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund t+y reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal. the reduction will be tmeaud as a partial prepayment under the Nate. 1 IN WUNBFES VMERFAF, Borrower has executed this Adjustable Rate Rider. �1 Lawrence R. Ved6 ea R BORROWER Gertrude E. Vedstecl (Sea) BORROWER (SIGN ORIGINAL ONLY) .. 14 • C7 r , e 'j.:.. _ D6 UNUOiM>i{ECUBflV MMURGIMI GOVENUOM IL AWI BEVBitAMUM UeUorns Cowan t IS of the Security testwmmt Is atasnded to read ac follows: 15. Ualferm eetaa14 lukursn: GsnwdaR Liam flevesibi a. This form of Security Instrument combines unlrorm covenants for astlood use and moor uaffamm covenants with minted variations by jwiedktica to cotwitute a uniform security immanent covering real property. This Security lostru=rU shall be sn- nd by Pedwd law and tla law of the jurlsdktion in which the Property k tocaed. !n the swot that any provision or clause of this Security Instrument or the Now conflicts with applicable few, such conflict shall not affect other provisions of this Security lmtrumart or the Note which can be Riven effect without the conflicting provislon, and to this nand the provisions of this Security Instrument and the Note ara declared to be severable. B. TRANSM OF TM MtO1Et IT OR A UM METAL INI=tEffr IN BORROWER uniform Covenant 17 of the Sexatrity Instrument is amended to read as follows: 17. Tauter d do Ps PMY or a Beneficial Intaaat U Borrower. If an or any part of the Property or as interest therein is sold or transferred (cur if a beadiciel interest in Borrower is ON or transferred and pormuff is to a natural perms) without Leader's prior written Consent. Leader slay. at Lender's option, declare all The sums v^wed by this Soctwity lsstrumcnt to be imoso' w y due and payable. However. this option &MU not be exercised by I.eoder if exercise is not awbeised by Federal law, !.ender my waive dke exercise of this option if: (a) Borrower causes to be submitted to Leader iafonastion r quired by !.ender to evaluate the intended transferee as if a new loan was bdn made to the ttanfes roe; and (b) Leader teamaably determine that [.cadet's security win not be impaired by the loan assumption and that ele risk of the breach of any covenant or agreement in this Security Instrument is acaptabk to Leader. To the adent permitted by applicable law. I.ethdet may charge a reasaw6k fee as a condition to Under's consent to the [tun aswtaptioa. Leader may alto require the transferee to keep all the promises and agreements made in the Now and in this Security Instrument. "If IAWa exercises such option to accelerate, Lender shall mail Borrower notice of aoakradoa in accordance with paragraph 14 hereof. Such notice shall provide a period of not less than 30 days from the date the notice Is nailed within which Borrower may psy the sums declared due. If Borrower fails to pay such guns prior to the expiration of such period. t.ethder may, without fbnber notice or demand on Borrower. Invoke any remedies Permitted by this Security Instrument." "Notwithstanding a ale or transfer, Borrower will contiane to be obligated under the Note and this Security Instrument unless Leader has released Borrower in writing." F. WAN CIVIANGES If the loan secured by the Security Instrument is subject to a law which sets maximum loan charges, and that law Is finally interpreted so that ft Interest or other lam charges collected or to be collected in connection with the loan except pen=ned limits, than: (1) any such luau obw shall be reduced by the amount nemswry to reduce the charge to the permitted limit; and (2) anti sums already collated from borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund t+y reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal. the reduction will be tmeaud as a partial prepayment under the Nate. 1 IN WUNBFES VMERFAF, Borrower has executed this Adjustable Rate Rider. �1 Lawrence R. Ved6 ea R BORROWER Gertrude E. Vedstecl (Sea) BORROWER (SIGN ORIGINAL ONLY) .. 14 • C7 r , e