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202100305 <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />re -convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this <br />Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally <br />entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee <br />for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and <br />the charging of the fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />-Witness <br />Michael S Cockerham <br />NEBRASKA, <br />-Borrower Justine R C <br />Hal) <br />The foregoing instrument was acknowledged before me this <br />by Michael S Cockerham and Justine R Cockerham. <br />Witness my hand and notarial seal at G ro nci TS I n ne <br />My Commission Expires: <br />TLa�1P. 19, aca3 <br />GENERAL NOTARY - State of Nebraska <br />SARAH M. WILES <br />My Comm. Exp. June 19, 2023 <br />19 <br />-Witness <br />�..� (Seal) <br />-Borrower <br />County ss: <br />dayof �JCanuCl i ao2.) <br />in said County, the date aforesaid. <br />17) . <br />Notary Public <br />Loan originator (Organization): Gateway Mortgage Group, a division of Gateway First Bank; NMLS #: 7233 <br />Loan originator (Individual): Ed Jarosik; NMLS #: 470809 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />Borrower(s) Initials /II C-- )L <br />IDS, Inc. - 30227 <br />Iffl I' t1I1III <br />