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<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the
<br />Property (collectively, the "rents"), all leases or subleases covering the Property or any portion thereof
<br />now or hereafter existing or entered into, and all right, title and interest of Trustor thereunder, all
<br />right, title and interest of Trustor in and to any greater estate in the Property owned or hereafter
<br />acquired, all interests, estate or other claims, both in law and in equity, which Trustor now has or may
<br />hereafter acquire in the Property, all easements, rights-of-way, tenements, hereditaments and
<br />appurtenances thereof and thereto, all water rights, all right, title and interest of Trustor, now owned
<br />or hereafter acquired, in and to any land, lying within the right-of-way of any street or highway
<br />adjoining the Property, and any and all alleys and strips and gores of land adjacent to or used in
<br />connection with the Property, and any and all buildings, fixtures and improvements now or hereafter
<br />erected thereon (the yImprovementsyAnd all the estate, interest, right, title or any claim or demand
<br />which Trustor now has or may hereafter acquire in the Property, and any and all awards made for the
<br />taking by eminent domain, or by any proceeding or purchase in lieu thereof, of the whole or any part
<br />of the Trust Estate, including without limitation any awards resulting from a change of grade of streets
<br />and awards for severance damages.
<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively
<br />as the "Trust Estate".
<br />For the Purpose of Securing:
<br />A. Payment of indebtedness evidenced by the Second Promissory Note of Trustor in the amount
<br />of $ 7.495.00 in favor of Beneficiary (the "Promissory Note"); and
<br />B. Payment of all sums advanced by Beneficiary to protect the Trust Estate.
<br />The indebtedness described in paragraphs A and B above is referred to as the "Indebtedness".
<br />This Second Deed of Trust, the Promissory Note of Trustor in favor of Beneficiary and any other
<br />instrument given to evidence or further secure the payment and performance of any obligation secured
<br />hereby are referred to collectively as the "Loan Instruments".
<br />Trustor covenants that (i) Trustor holds title to the Trust Estate and has lawful authority to
<br />encumber the Trust Estate, (ii) the Trust Estate is free and clear of all liens and encumbrances except
<br />for easements, restrictions and covenants of record and the Deed of Trust from Trustor encumbering
<br />the Property dated on or about the date hereof (the "First Deed of Trust"), and (iii) Trustor will defend
<br />the Trust Estate against the lawful claims of any person.
<br />To Protect the Security of this Second Deed of Trust:
<br />1. Payment of Indebtedness. Trustor shall pay when due the principal of, and the interest on,
<br />the Indebtedness and all other sums as provided in the Loan Instruments.
<br />2. Taxes. Trustor shall pay each installment of all taxes and special assessments of every kind,
<br />now or hereafter levied against the Trust Estate or any part thereof, before delinquency, without notice
<br />or demand.
<br />3. Insurance and Repairs. Trustor shall maintain fire and extended coverage insurance insuring
<br />the Improvements constituting part of the Trust Estate for such amounts and on such terms reasonably
<br />satisfactory to Beneficiary. So long as the Property is secured by a first deed of trust or mortgage,
<br />compliance with the insurance requirements of the First Deed of Trust or mortgage shall be sufficient
<br />to satisfy the requirements of this paragraph 3 relating to insurance.
<br />Trustor shall promptly repair and replace the Trust Estate or any part thereof so that, except for
<br />ordinary wear and tear, the Trust Estate shall not deteriorate. In no event shall the Trustor commit
<br />waste on or to the Trust Estate, or commit, suffer or permit any act to be done in or upon the Trust
<br />Estate in violation of any law, ordinance or regulation. Trustor shall pay and promptly discharge at
<br />Trustor scost and expense all liens, encumbrances and charges levied, imposed or assessed against the
<br />Trust Estate or any part thereof.
<br />4. Actions Affecting Trust Estate. Trustor shall appear in and contest any action or proceeding
<br />purporting to affect the security hereof or the rights or powers of Beneficiary or Trustee, and shall pay
<br />all costs and expenses, including cost of evidence of title and attorneys' fees, in any such action or
<br />NIFA/HBA LOAN - SECOND DEED OF TRUST
<br />Form H Initials:
<br />Laser Forms Inc. #NIFA109 10/15
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