02010195
<br />that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as
<br />selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or
<br />cashier's check, provided any such check is drawn upon an institution whose deposits are insured by
<br />a federal agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by
<br />Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no
<br />acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration
<br />under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial
<br />interest in the Note (together with this Security Instrument) can be sold one or more times without
<br />prior notice to Borrower. A sale might result in a change in the entity (known as the "Loan Servicer ")
<br />that collects Periodic Payments due under the Note and this Security Instrument and performs other
<br />mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law.
<br />There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there
<br />is a change of the Loan Servicer, Borrower will be given written notice of the change which will state
<br />the name and address of the new Loan Servicer, the address to which payments should be made and
<br />any other information RESPA requires in connection with a notice of transfer of servicing. If the Note
<br />is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the
<br />mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred
<br />to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by
<br />the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an
<br />individual litigant or the member of a class) that arises from the other party's actions pursuant to this
<br />Security Instrument or that alleges that the other party has breached any provision of, or any duty
<br />owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other
<br />party (with such notice given in compliance with the requirements of Section 15) of such alleged
<br />breach and afforded the other party hereto a reasonable period after the giving of such notice to take
<br />corrective action. If Applicable Law provides a time period which must elapse before certain action
<br />can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The
<br />notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice
<br />of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and
<br />opportunity to take corrective action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are
<br />those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental
<br />Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum
<br />products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or
<br />formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws of
<br />the jurisdiction where the Property is located that relate to health, safety or environmental protection;
<br />(c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as
<br />defined in Environmental Law; and (d) an "Environmental Condition " means a condition that can
<br />cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall
<br />not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any
<br />Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence,
<br />use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the
<br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Wolters Kluwer Financial Services, Inc.
<br />2020122320.3.0.3317-J20200328Y
<br />8042780406
<br />Form 3028 1/01
<br />11/2019
<br />Page 13 of 16
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