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Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is pennitted under Applicable Law. 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terns and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses: -Witness -Witness .�1 C Lely Seal (Seal) Cindy Barri -Borrower JwAan Barrios -Borrower NEBRASKA, Ho ) I County ss: The foregoing instrument was acknowledged before me this (91q day of ;ii i a9n3o by Cindy Barrios and Jonathan Barrios. Witness my hand and notarial seal at 7_x and T_-)�n n j in said County, the date aforesaid. My Commission Expires: ( 11 r� e, Ig ., 13O a5 GENERAL NOTARY - State of Nebraska !1 G SARAH M. WILES y n., My Comm. Exp. June 19, 2023 Notary Public {eSignMarker.TreatAsNote} Loan originator (Organization): Gateway Mortgage Group, a division of Gateway First Bank; NMLS #: 7233 Loan originator (Individual): Ed Jarosik; NMLS #: 470809 FHA Nebraska Deed of Trust with MERS 1/2015 f} Page 12 of 12 IDS, Inc. -59482 Borrower(s) Initials v 11119111WAA1191111III