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202010. 47 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this 1-4 <br />Family Rider. <br />Borrower <br />-L•12 -41Jro QS MJ.tj)(J <br />Rene Morales Murillo Seal <br />ca,cL,ec,,) <br />Maria Morales <br />Seal <br />MULTISTATE 1-4 FAMILY RIDER --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Wolters Kluwer Financial Services, Inc. <br />2020122320.3.0.3317J20190326Y <br />1517166 <br />Form 3170 1/01 <br />01/2019 <br />Page 3 of 3 <br />