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4 <br /> Borrower shall promptly give L,ender written notice of any investigation, ciairti, demand, lawsuit or other action hy any <br /> governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Envirc�nmental law <br />' of w�hich Sorrower has actual knowledge. If Borrower learns, or is notified by any governmenta! or regulatory authority, that <br />�' any removal or other remecliation of any Hazardous Substance affecting the PropeRy is necessary, Bonower shall pr�mptly take <br /> all necessary remedial actiens in accordance with Environmentai Law. <br />' As used in this paragraph 20, "Hazardous Substances" are those substances defined as roxic or hazardous sut�s�ances by <br />� Environmental Law and the following substances: gasolrne; kerosene, other flammable or toxic petroleum prcxlucts, toxic � <br /> pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. A, used in <br /> this paragraph 20. "Environmental Law" means federal laws and laws of the jurisdictian where the Property is located that <br /> relate to health,safety or environmental protection. � <br /> NON-UNIFORM COVENANTS. Borrvwer and Lender further covenant and,agree as follows: <br /> 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borro���er's breach <br /> of am• covenant or agreement in this Security Instrument (but not prior Eo ucc�leration underqpara�raph 17 unless <br /> applicable law provides other�vise). The notice shall specify: (a) the default; (b) the action required to cure the default; <br /> (c) a date, not les.s than 30 da��s from the date the notice is given to I3orrower, by which the default must be cured; and <br /> (d) that failure to cure the default on or before the date specitied in the notice may result in acceleratioxs of the sums � <br /> secured b�� this Securit�� Instrument and saie of the Property. The notice shall further inf'ortn Borrn«•er of the right to ' � <br /> reinstate after acceleratioo� and the right to bring a court action to assert the nvn-existence of a default iir unv other <br /> defense of Borrmve� to acceter�ti�n and sale. [f the default is not cured on nr before the d�te specified in�ihe notice, <br /> I Lender, at its option, may reyuire immeciiate payment ise full of a!1 sums secu��ed Uy this Security lnstrument �vithout <br /> further dema.ad and may ir�voke the power of sale and any other remed'oes pern�itted by applicable la�c. Lender shall be <br /> entitled to collect aIt expenses incurred in pursueng the remedies provided in t:�is paragraph 21, including, but not limited � <br /> to, reasanahle attorneys' Fees and costs of iitle evidence. <br /> If the pv��er of sale is invoked, Tsusiee shall record a no3ice of default in rach county in «�hich any part nf the � <br /> Proper4}� is loc�ted and sh�all mail cop9es of such notice in the mai�ner prescribecl hy applicuble I���• to Iiorro�rer and to � <br /> tbe c*,tl�er pers�iris presc�itred by applicable law�. After the time required by applicabie la�ti•,Trustee shalf�ive public m►tice � <br /> oT s��le to the F+ersons and in the manner prescribed by applicable law. T'rustee, ���ithout deina►zd on Borr�rn�er, shal�`sell Q <br /> the 1'rupert��at public auction Yo the hi�trest bidder at the tinie and placc and under the terms desi�;nateci in the itiotice uf � <br /> sale in one or more parc��Is and in a�»� ordcr 7'rustee determines. Trustee ma�� Ewstpone sate oT all or �n,y parccl of ttie � <br /> Property b�� F�ubiic announcement at the time and place of any previously schedided sale. Lender or its desi�;nee nmy <br /> Rurcha�e the Pruperty at any sale. _. � <br /> _ Upc,n receGpt of payment of the price bid, Trustee shall deliver to the parchaser Trustee's deecf conveyin}; the � <br /> Propert��. "Chc recitals in ti�e Trustee's deed sh911 he primn facie evidence of the truth of tt�e statementti made therein. <br /> Trustee shall sNply the procecds c�f the sale in the following order: (a) to all costs a,nd expenses of exercisin�; the�ri«�er of <br /> sale, and the sale, including the pa}•ment of the Trustee's fees actualf�' incurred, nt�t to exceed t h e�o f 5 0. 0 0 a r� `�c <br /> of the principal amouiit of the note at the time af the declaratii►n of default, unef reasonable attorneys' fees as per►�iitted <br /> bv la�r�; (b) to all sums secured by this C�;urity Instrmne�et; and (c) any excctis to the person or persons Ie�;ally entitled to <br /> it. <br />' 22. Kecom�eo�ance. Upun paymenc of all sums secured by this Security Inswment, Lender shall request Trustee �o <br /> reconve�� the Property and shall surrender this Sccurity lnstrument and all notes evidencing debt sccured by this Security <br /> Instrument to Trustee. Trustee shall reconvey the Property w�thout warranty and without charge to thc person or persons Iegally <br /> entitled ro it. Such person c�r persons shall pay any recordation costs. <br /> 23. Siybstitute Trustee. Lender, a[ its optien, may from time to time removc Trustee and appoint a succcssor trustee to <br /> any Trustee appointed hereunder by an instrument rzcorded in the caunty in which this Security Instrument is recorded. With�ut <br /> canve��ance of the Propr_rty, the success�r trustee shall succeed to all the title, power and duties conferred upon Trustee herein <br /> and by applicable law. <br /> 24. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address <br /> which is the Preperty Address. <br /> 25. Riders to this Securit}• Instrum�nt. If one or more riders ar� execute� 6y Bon•ower anc,+ recorded together with this <br /> Srcuri,y Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement <br /> the covenants and agreements of this Security Instrument as if the rider(s)were a part of this Security insirinnent. <br /> (Check applicable box(es)J <br /> r <br /> �Adjustable Rate Rider [�Cond�minium Rider ❑ 1-4 Family Rider <br /> L._�Csraduated Payment Rider �]Planned Unit Developnaent Ridcr �Biweekly Paymcnt Ridcr <br /> , 0 Balloon Rider C]Rate Improvemen, ui.',er []Second H�mc Rider <br /> �V.A. Rider �Other(s) (specify] <br /> BY SIGNING �3F.l.OW, Borrower accepts and agrees to the terms and covenants contained in this Security lnstrumcn: and <br /> in any rider(s)executed by Borrower and recorded with it. <br /> Witnesses: <br /> ����` �Seal) <br /> Scott A. Broers -ts�,r�o���r <br />�' ���-�.� ,- , 1��'c. .., <br /> —� — Kathleen G. Broers � �gOf�O r� � <br />�:� _(Seal) <br /> (Seal) <br />, -Bor.owcr <br /> -Eiorrowcr <br /> STATF;OF NEI3RASKA, Countv ss: Hall <br /> The foregoir�g instrument was acknowledged beforc me this 4 th ��Y of January � 1999 <br /> bY ScoCt A. Broers and Kathleen G. Broers, liusband and wife <br /> Witness my hand and notarial seal at G r an d I s 1 an d, N e b r a s k in said County, the date aforesaid. <br /> Ivfy CnmmiSSion Expires: � � " <br /> llecember 23, 2000 .�� No�aryPu ��c <br /> � GENERAt NOTARI'St�te of Hebr�fb <br /> YICKI COETZ <br /> �r�mm.��,p�'�� ° Form 3028 9/90 <br />, . _ . _ __. <br /> ,-.,,� <br />� . , , <br />