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i ' r Ct J C p Q UNWOM l 1lf 907RI1k11N7'i GOVUMNG LAWI SKVMAMI•fl'11 Ualferm OosaMat 15 of dw detteity lastrtttasat Is tmtadod to read as follows: IL UaNw� 1e 1 113 btmMM* Gwariatre Lawn 19aMMIj. This ram of Secu ft IaW wwat aombiaes uniform oovcowts for a dmd ass ad Mon�mifa m cowaaats with Umited mWlons by jurisdiction to oomtitute a uniform searity instrument Gov"* real property. TW I2tr1111sssat chap ba towarasd by Federal Ldw aad the kw of tbs jwbdkti= iu wmcb the PropertY b located. In the evmt that nay pwAden or dam of tUs Security Instr11 mew at this Note conflicts with applicable law, such conflict shag not affect Other ProvWons of tics Swwky Instrument or the Note which can be dlvm effect without the coaektitt; provIdon, and to thin end the provbious of this Swm*y . lowum*at ad the Not* ara declared to be w4crable. L TRANS OF THE FRtJMM OR A SMIFICIAL MTEREgr IN RORROWI R Uniform Covenant 17 of the Security Instrument is amended to read as follows: t1. Trwdw of rice he"If or a bmdhW 1211@101 IN darower. If all or any part of the Property Or an latent therein is add or transferred (or if a ba didd huaant in Borrower is gold or u=u1c red and Borrower b red a mtural person)'ekbout Leader's prior written cmum, Leader may, at Landoes option, declare all the sums secured by this Security Indrmnent to be immedwdy due and payable. However. this %don dlraH not be awdsod by Leader if eserclse is no authorized by Federal law. Leader may waive the ese dw of this Option if: (a) Borrower Pauses to be submitted to Lender Information required by Leader go evalwte the intended trwadferer as if a ww low were blot roads to the uumf4 . and (b) I.etedar reau aably detamb►a thyt Lenders seco tY will not be impaired by rise kou won and that On risk of dw br*acit of aay cwmmo a agmewxa is this swxky losuun mt le aoocpmbk to Lander. To 0M enter pormino by applicable law. I.esrdar may cbww a rawnew fm as a condition to Lender's consort to the Iwo assn2nptioar. InWer Tnay also rogttire the transferee to keep all the promises and aireements made is the Note and in this Security fnstru=mt. ''73 l.eudet exerdsa such optioa 110 wcderate. leader sbuil'nrail Borrower notice of acceleration iq aocor4ow with par WM* 14 hereof. Such notice &afl provide a period of act less that 341 days from the date the notice is mailed witbin which BorrOM may pay the sums declared due. If Borrower faits to pay such was prior to t'be expiration of such period. Lander may. witinout funher notice or demand on Borrower• invoke toy remedies permitted by this Security 1011 ument. "Notwithstaodfot a sak or transfer. Borrower will cmdaue to be oblitatod under the Nott and this Security Instrument unless Leuder has rdeased Borrower in writing." L LOAN CHMIGES If the loan secured by the Security Instrument is subject to a law which sets mardroum loan charts, and :hat law b finally interpreted so that the interest or other ionn charges collected or (o be uoilec:cd in caanccdaa with the !oat: eresed Pesmitatd limits, then: (1) any such loan charge shall be reduced by the amount necessary to reduce the cbaW to the permitted limit; and (2) any sums already collected Owed bade the which exceeded permitted limits will be refunded to Borrower. LevAkr may choose to snake this refund by reducing the prhrcipvhf Note or by makinpp a direct Payment to Borrower. If a refund sedum principal, the reduedon win be treated as a partial !repayment under the Note. IN Wffil M WHMWF, Borrower has *sneered this Arltlat" Rate IWa. r w7 f:4 � r i i a i i �� ✓ f (Seal) Fred L. Glover BORROWER - _LV-S-9) ou ne lover BORROWER (S01) BORROWER (SIGN ORIGINAL ONLY) u' 11;0 io t' El i \C