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When recorded, return to: <br />Home Federal Savings and Loan Assn of Grand Island <br />221 S Locust St <br />Grand Island, NE 68801 <br />800-658-3183 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />G.J <br />(.J <br />FHA Case No. <br />321-3800000-703 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated November 23, 2020, together <br />with all Riders to this document. <br />(B) "Borrower" is Savanna C Calhoun and Brian M Wilcox, Each A Single Person. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Home Federal Savings and Loan Assn of Grand Island. <br />NEBRASKA — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Modified for FHA 9/2014 (HUD Handbook 4000.1) <br />Ellie Mae, Inc. Page 1 of 11 <br />Form 3028 1/01 <br />NEUFHA15DE 0915 <br />NEUDEED (CLS) <br />