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-, A ......... ... <br />:Ai7 x: , <br />6 11 <br />A <br />SO- 100000 <br />DEED OFTRUST <br />9th day of November <br />:;%DEED OF TRUST J'Sactilti'l <br />wife) 0 <br />Hardy and L R. Hardy (husband and <br />. The tium is <br />t-Doirromir'► The trustee ig COMMWCW Feditiall S»vup so L►n AlWe"It. <br />s is 445D Famam. Orriahs. <br />The beneScIally, is Colornefew Fed" S&YM and Loan Association, which i3 orpnlzfAJ and vit,sting under the laws of NWASka, and whDa a=*& 8 Iq <br />Seven Thousand Three Hundred Ninety -Three and 3 Dollars <br />WhiCh Provides tW than" PeYfrlilli with MO <br />7,393.18 This debit is evidenced by Borrower's note dated the same date as this Secupty Instrument ("Note) <br />_I. <br />December 21, 1993 <br />A no ll oral Gaffw, due Pal" On - payrrmt 01 alit cow <br />by the Note. with interest, and all tena*al& extensions and mod-ficabitm. (b) the <br />S*V^ Infiflumeall "CUM 10 Landept: (a) the Milayment of the debt evidenced <br />? to protecl the security of this Security Instrument and (cl the performance at Borrower's covenants and agreements For the WPOSO. <br />with interest, advanced WXW paragraph <br />Hall county. Nebraska: <br />_e%q gm-nn and conveys to Trus"O. intrust with Power Of slika. 11105 following 603clibeet PrOMW located an <br />The Westerly Sixty Eight Feet (68') of Lot Nine (9). Block One (1), and the Easterly <br />Six (6) and Thirty Three hundredths feet (.331) of Lot Ten (10). Block One (1), in <br />Stewart Place Subdivision . Being part of the Northeast Quarter of Section Twenty-Nine <br />Township eleven North, Range Nine West of the 6th P.M., Hall County, Nebraska <br />d <br />' has the address of Gran Island, <br />191R rit�T-_Clriye Icily) <br />K": <br />-f-;7 - RHER sith AN the IrrOVA . wwt!' now OF hereafter erected on the PrOpaft WO al-easements, rights. axwrtenwap-8i tents. royalties. minerat oil and gas rights and Pt&-% "ter <br />"is Secu Ty instrument. AU of the fi3regotm is referred to in <br />be by L n <br />and stock and all fixtures now or hereafter a pan of the property. All reptacernw.y.:e, end acklmons shal also conieto <br />hdwriant as Mile, 'Properly., <br />that Borrow is twilitijily seised of the ,3.1.,-49 he" conveyed and has the right to grant and convey Me Property and that the pro" is unencurrl_�Ijred, <br />;5WER COVENANTS inces moo <br />encumbrances of record. Borrower warrants and will def10"­Z1-XTMUy the Idle to the properly against an ctajms and demands, sut�ea!a any encumbrance! of Id. <br />vknth limited variations by iunsdc,�tion to constitute a uniform security lns��JJnehll <br />"K_� SECURITY INSTRUMENT combines uniform Covenants for n -1--d iso and non•uniform covenants <br />Teat M"4 <br />n,_­aWjfl03VENANT,% Borrower and Lender covenant and agree as toi-ows: 1-Y the Note and any <br />pnlilayrtianl`wd Late Charge!. BOrrcYW;1rnaJ WThollittypay, when duo the Pit rrplal.,Z( and interest On the debt eillik's"'CO <br />RNSTIff lit ,*1110.111 ar4k"wowl <br />chug" due under the Note. <br />Lender. Borrower sr pay W iLurdti- an the day monthly payments aV,:lJe t;ndef the Note. until <br />FOXIS Wr Illut" and kmuwKL SubOd imif 21 TO a written waw, L11, -au <br />'e- W Mull` taxes and assessments wnicn rml atain priority over this Security Instrument. (b) year.), Leasehold p&A11,9uI3 Of <br />Note is paid in fun. a sum, rFunds) equal to 01116-TwIlliff" <br />Me property, ry. ar3cj (c) Vmty hazard Insurance omn tim., and (id) yearly mortgage alsea7m am'n rum. it any. These item am called -escrow itemis' Leader may. (wainate <br />on <br />ilim On the basis otminvAll data and reasonable estimates 0 t%mira escrow items. IxMef <br />F. rixye s+x4l ire Held in en on a dopes" or accounts o:,wtich are insured of guaranteed t* atderal of state agency (Including Lender it Lender is such an in M, <br />the <br />inuu-j- Fund=. ny %mntvin�m9 escrow dams. unless Leader 2qls ftivww <br />Idler may not Cnarger for a-fid appy'Ag thai <br />Iva- Funds to Pay the ascrow items. Let - - I be paid on the Funds. Unku an OP.-Wnwill Is <br />trvwv that interest shall <br />Lender to make such a charge. Borrower and Lender " agree in writing I <br />1� off 42C rwids and applicable law permits <br />requires interest to be paid. Lender shall not be required to pay Borrower any interest or earnings on the Funds- Lender Shall give to BOMOWer. without &afge. an <br />as :! xivtz-2MO law additional h <br />debit to the Funds was made The Funds are pledged as addlitio I security for the <br />a. !­LMing of the Funds Showing credits and debits to the Funds and the purpose for which each <br />�1 this shall exceed the amount 110(lufled <br />h-� 5 Security instrument. )r. together with the future monthly payments of Funds payable 1pdDf to the due dates of the escrow t!eim iO Pay <br />the amount of to Funds hold by Lend( we amount of the Funds <br />Borrower on monthly vzprevls of Fu-49. If <br />when due, the excess shall be, at Borrower's option. either promptly repaid to Borrower of Credited to <br />items when due. Borrower shall pay to Lender any amourd necessary to make up the deti(WCOf In one or more payments as required by <br />Lm-Aar is not Sufficient 10 9W the escrow <br />v? M Property is sow or <br />Mr. Lender shall promptly refund to Borrower any Funds held by Lender. It under Paragle4l"i - - 8 0 <br />Upon payment in full of all sums secured by this Security instrument. <br />by Lender any Funds held by Lender at the 11cm-,;f aPPlicabOn as a credit <br />t, Levider, Lender Sha 80111Y. no later than immediately prior to the sale at the property or its acquisition <br />sums secured by this Sisounty Instrument. <br />LInItiss applicable law provides otherwise, all payments received by Lender under paregraOrl.s. 7 rand 2 snarl be applied: first. to We Charges due under the <br />ADP <br />3 of pillymients. <br />under paragraph 2: town. to intemsf due aod tar.. to ,riii4par due. <br />- second• to prepayment cW.1as due under the Note; third. to ornounts payable ns attributable 10 the PfCOe-44 which rW 4XM- 17 Priority Over this Security and <br />assessments- cl--"ges- lines and lmposrbo <br />'t <br />4. Charges; Liam Bothrovier Shan Pay all taxes. im.airectly <br />_ v-nentq or ground reiri• it any. Borrower shall pay these lWigations it" Me manner provided in paragraph 2. or rF not paid in that .-V=er. Borrower sh III pay them on <br />it Borrower makes those payments directly. Borrower shall <br />Lender all nahces 0 la,,*�Cunjjs to be paid under this <br />a1c, pel�- owed payment. Wanower shall promptly furnish to Len <br />1pb,ldt <o Lender receipts evidencing the payments. "auari sse-cured by the lien in a <br />earowAr �hw prompty discharge any lien which has priority over this Security in ssrhert tintless Borrower. (a) agrees writing 10 the payment of the c <br />legal which in the Lender's optrj[q.n •operate to prevent the <br />lll=spuble to Lender; (b) ConleStS In good faith the lien tly 2r defends against enforcement of the lien in, proceedings <br />of the Property. or cc) tmirAles from the holder of the liev, an agreement satisfactory 10 Lender subord,nating the hen to this Security Instrument. <br />Borrower <br />forfeiture of any part <br />the lien or forte give Borrower a not" identifying the lien. <br />Ljrli�c tia-rimines that any put of Me Property.9 subject to a ijei wMq1t may attain prionty over this Seventy instrument. Lender may <br />lien or take one Or MOM Of the actions set forth al.Xft-vmnhen 10 days of the griling Of notice hazards included iq.,thin the term 'extended <br />'-0 heibafter <br />keep 09 improvements Mw Oxlsbng of erected on the Property insured against loss by fire. <br />S, flitaslf Q.Uuneam Borrower shall <br />,P hall be maintained in the amounts a-le for the pencils that Lender m4uji o The insurance carrier <br />hazards for which Lender requires insurance. This insura- - <br />a*)d any other wthheld. and renewals. If Lender <br />Mal insurance shall be chosen by Briniong.:irsablect to Lender's approval %%tlazil shall not be unreasonably % Lend�j have the right to hold the polictes <br />,:Jj0. <br />All insurance policies and renewals shall be amr-p=9 to Lender and shalt include a standard mortgage clause safrot4er shall grove prompt notice to the insurance carner and Lender. <br />and renewal notices MtheolenIO110S.S. <br />Borrower shall promptly give to Lender all •receipis of peukp',emiums <br />neuter may make proof of loss it not made promptly Cry qoxmz:�T restol at,on or repair of the properly damaged. it the restoration or repair is avvvy.itically, <br />Unless Lender and Borrower otherwise agree wntifig. mzv proceeds snail be aPPI-ed to <br />be lessened. the insurance proceeds Shall be applied -0 the <br />nty is not lessened if the resleraIJ-3; •X-lilzarts. not economically feasible or Lender's security would <br />Lentlers secu rrerler if Borrower ananclons Me Property or coes not answer within 30 days a notice from <br />I,,?) vu.;,t. 141!1 any exces, pia to So <br />-- seertred by this Security Instrument. wnethe, oir,,O <br />nazins insurance carrier has offered to settle Xdam .170 iFJ7,,,Or�2),',:d:icdljie,nsurancet).,Oceeds Lender may use tn^- proceeds to repair Or restore the Property or to pay sums <br />by this Security lnstruffant. whether or not then dui. r-'X -eL*1 Ml beq,n when the fo!'Co is O.Wn <br />1p-o,:r_e%ij to pirtnictoal shad not extend of postpone the due date of the monthly payments referred to 1-1 Paragraphs <br />Unless Lender and Sorrowerolinentinse agree in yont"10, &­11� a-- t;j <br />of the payments it under par-ag-W) Iti.the Prop" is accl u-red by Lender Boffovers f:ght to anyelsurance poi,C,.es, and proceeds resulting from damage to <br />and 2 or change the amount lo, to lite aAu.stion <br />:,*P=;PWtDraa=qulst0nSha9 pass to L-der tO thetARMt 0t. the sums secured by In's Secuy:Ty Pf - <br />or subisviaAlatry era-Se tile Property. aikm the Property to deleroTata or =iUnit waste <br />preflarvailloin land Kahlealaboa at property; Leanholds. GoTrower shall not ciestrvir. damage <br />--- Instrument is leaselikold. BOrr01%•ef shall comply with the provisons, of the lease and J Borrovmr acciwres fee V e to the Property, the leasehold and tee title Shall 1`131 merge <br />on <br />Lender agrees to the merger in writing. a Insurance. It Borrower rats 13 Perform the ccri*enants a agreements contained in this Security instrument. or them is a <br />7. PrateCti011i Of L*nOWS 11114111111% In the Prell"ll'"; UOng&g for condonurejon or to enforce laws of regulanonSi. then Lender <br />�! wrinpading that May SignifiGiatt"Y affect Lender's nights in tf�e Property 4such as a proceed ng in banvu=y of - obale. - a aying any sums secured by a lien which her <br />to I" value of the Property any Lender s rights in the Property Lender's actions Mai In dud P <br />�,_&o and pay for whatever is necessary Protect <br />-..-it -�.-thm Security insMment.appeanngin court. parngrea$O,)pZ,eaTIOmeys tees and entering onthe Property lo make repays Alhougn lender may lake action under this paragraph <br />Lender does not have to do SO me addr�.or.al do N Brim. er a Lender agree to Other terms <br />Any amounts disbursed by Lender under this paragraph 7 sha:l DeCo b! 0, Borrover secured by this SecaritY I 'lsT-U`r`er? U M -4 and 'Id <br />be Payable with i-Vefest. -DCn rOt,-e "Cm LenCer * 60"Omr reQuestu`V4 payment <br />'payment. these amounts shell War interest from the dare of a sbursemeni at lliel,4cire rate any shall <br />If Lender required Mortgage insurance as a ci•ndition of making trie loan secured tv t"I,s Security instrument Borro vet j,, I :ay t,e crerr. urns reeiu,red to rnan:&n me insurance in eflect <br />"= such time as me requirement for Ina insurance terrr,ralesm accordance w7:^ Borroxer s and L enter s %%iaien ji,.1mere-i oi, a.-p,:caD!e i&.% <br />.Ice at t,,e - • -e cl cr oror to a,, fLsoecton spec,hrng <br />^Sreciions of the FitrIDertl Lei,der s-la, g,,.e Bo-O.%,ew _-, <br />thapitictlon. Lender or its agent may malm reasonaVe entnes upon and <br />cause for themspection I t-0 PrODerty Cr or <br />9. COndemnadon The proceeds of any award or cla rn for damages o,ec- -.)r conselowential. if, co-ec. cr 3,, Cr -'r :'-e' '3a rq ct aro "-I C <br />in lieu at condemnation. are hereby assigned and sna I be r3 d la LenJOr •• <br />total tak,ngot the PIC0811Y. the proceeds Via I W app'-ed *0 the rums secdfod bi 1'.5secl-Q, eriele- r 0-t',0r1 dye. a,i raceis Ca !3 Borlo-%e- In <br />C. T?le <br />intt;o eeni of :edl tj *ne <br />event Cil a partial taking Of Ole uniess Borrower a-4 Lender clhervi(se agree I AI I P9 -e s,M-S sec�-rj N 5 sec-l'ty sra.. to <br />tak•-g Any bala•-Se shal be claid 10 B0,10-vel' a :!3.- Is, .3 k,�Vofld <br />if Me, Properly is abandoned try Sorwoer or a after not ce n,, Lender !a Ectroi%er!a"e cr-ce---=- t-e,s,_ a- a <br />­12T <br />wtn:n 30 dais after the date Ire rztce is given Lender s a,!^crlzed %� cc"e':' i a'd AccrO !?'e rtxeeds X 5 C-I! e <br />_Pride` <br />Oy this SectrN. tristrarert. voether or not !•)On die we-c-" t <br />unless Lender and Berromr emerwse agree it vent ng any a0D cat on cl prcceeds!3 ronc:,� -'ale r <br />I and 2 or chance t•ie amourt of surf` pay-erts <br />