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�� <br />Certification of Consolidation 800 PAG <br />200009383 <br />Page 2 of 2 <br />Wells Fargo Bank Nebraska, N.A., National Bank of Commerce Trust and Savings Association, <br />First National Bank and Trust Company of Kearney, The Overland National Bank of Grand <br />Island, Western Nebraska National Bank, The First National Bank of McCook, The First <br />National Bank of West Point <br />The OCC also authorizes the resulting bank, should the consolidation occur between Call Report <br />dates, to recalculate its legal lending limit. The new lending limit should be calculated by using <br />data from the last Call Report of the individual banks filed prior to consummating the <br />consolidation, as adjusted for the combination. The resulting bank will then file a new Call <br />Report and begin calculating its legal lending limit according to 12 C.F.R. 32.4(a) at the end of <br />the quarter following consummation of the consolidation. <br />In the event of questions, please contact Licensing Analyst Abel Reyna at (202) 874 -5060 or by <br />e -mail at LargeBanks @occ.treas.gov. <br />Sincerely, <br />Richard T. Erb <br />Licensing Manager <br />Control Nr. 2000 -ML -02 -0019 <br />