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<br />UNIFORMCOVpUNfS. BoerowasadLeadereovenant and mama follows:
<br />L' Psprtniat of ft ad ii owinil; Pnpsynew and Lade Chwo a. Borrow# .ichail promptly.pw-'- wbimdue
<br />• the principal ofand interest or, thedebt evidenced by theNoteand any prepayment and iaticharges due under tilts i!iwar.
<br />2. Faq fwTa:eaMd IsawmKv. Subject to applicsW law or to a written waiver by Lender.;13it1erviyersftii)lpay
<br />to Lender On the day monthly payments are due under the Note. until the Note is paid in 011 a subs. ("lc`tisids ") equal to
<br />or*twe111b of (a) yearly taxes and assatrnents which may attain priority over this Security Nitrltrtent, (b) yearly
<br />leasehold pryinettts of growrd rents on the Property, ifally; (d;) yearly hatand insurance pr;miurim slid (d) yearly
<br />mortgage insurance preniitutts, Duty. These items are callad "escrow items." Lender inay Estimate the Funds due on the
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<br />Funds shall be held is an institution the deposits or accounts of which Ste insured orgumittped by a federal or
<br />state agsstcy (iaelndiag header if Lender is such as iartftu ioa). Lender shall a�r.tbe Funds to piiy;the, escrow items.
<br />tth W thiW fir ir6W4 and appiging the Ft n&6 analyzing-IM aticoint as verifying the wit► items, unless
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<br />Lenaer pays Borrower interest on the Funds sail-applicable bw permits Lender to make swh i chill tl;: t o and
<br />Lathier my agorae in i that intow sitall.be paid on the Funds. Lfakss alt ngreclnent is audit elf#pjicisbte law
<br />regaietea lateral to be pad, Letsder shall not be required to pay Borrower any interest or esrmngs art• tie Fuiids. Lender
<br />"give to Borrower. without charge, an annual accounting of the Funds showing credits and debits to the Funds and the
<br />purpose for which each debit to the Funds war made. The Funds are pledged as additional security for the sums secured by
<br />i6security Instrument.
<br />If the amount of the Funds beld.by Lender, tagetba with the future ttinatmy Oymnnts of Funds payable prior to
<br />tie dale dates of the escrow itemrs .shirt[ :zceed the sitxtuut required to pt f the ' itemm when du4 . the excess shall be,
<br />- astntwer's oilier►, either promptly itim d to Rrmwer or credited tat: Sac ewer an monthly psymeau of Funds. If the
<br />tiniottitt of'The Funds held by Lemdlx is not suiFsctepstapay the escrow iWmX 0"40c, Borrower A4 Ony to Lender say
<br />amount necessary tomakeup thedeiciewy in one ck tnore.psymimtses required by Leader..
<br />Upda payment in full of all sums secured by thisSecuritys' irrstrutttent. Lender shall promptly refund to Bonm*er t
<br />any Funds held by Lender. If under paragraph t9 tlit. Propt:rty.i>s xa,Id oe, Acquired by Lender, tender shall apply, ih+aWer
<br />than immediately prior tq ;tba sale of the by E. rooter, any Funds held by txm4er at the time of
<br />sip slication as* credit agaien , sitesumssecumdbytftirriiecurityInstrument. .
<br />3. Aplliestiar of Pity isaiL Unless appfic ible law provides otherwise. all payments rede,w d by Lender under
<br />jparagraphs I and 2 shall be applied: fim. to late: charges due urydtti the Note; second, to preps; tic�&arges due under the
<br />Note; third, to amounts payable under paragmish,2- fputrth, to interest due, and last, to pt
<br />4. C1 Lisa.: Borrower shall . ptry t is us es, assessments. charges, fines and ivhposis ;attributable to the
<br />' rlfitiperty which may attain priority;awem this 1c tali Y Instrument, and leasehold payments or '' try xul rents, if any.
<br />it !bwer shall piny these obligations; ittdhe manner provided in paragraph 2, or if not paid in that rnat,'ner. Borrower shall
<br />V.4 them as ,directly to the persott,owadapaymesnt. Borrowerslsall promptly furnish to Lender all notices of amounts
<br />to be paid ureifii ; t#tis paragraph. If Sofro
<br />war makes these payitr=ls directly. Borrower slulf promptly.fumish to Lender ,
<br />receiptsevidawsiis the payments.
<br />Borrower shall prirl#sti`.y discharge any lien which has priority over this Security Timirument unless Borrower: (a)
<br />agrees in writing to the pajrttastt of the obligation soured by the lien in a manner acceptabkc(o Lender, (b) contests in good
<br />faith the lien by. or defends'sgainst ert(Qrix►mat3 rif the lien in. legal proceedings which i B:'4hr. Lender's opinion operate to
<br />prevent the enforcement of the lien or fof,ectue>± of any part of the Property; or (c) secum olaom the holder of the lien an
<br />agreement satisfactory to Lender suboriYifi sting the Sien to this Security Instrument. if Leiider determines that any pan of
<br />the Property is subject to a lien which may attaiq, priority over this Security Instrument, Lender may give Borrower a
<br />notice identifying the lien. Borrower shall satisfy tlt )jra or take one or more of the actions set forth above within 10 days
<br />of the giving of notice.
<br />3. Hammed beers o". Borrower shall keep the impra;ie wwnts now existing or F.e tfter erected on the Property
<br />j insured against loan by fire, hazards included within the term "extended coverage' and ait j,ndeer hazards for which Lender
<br />requires insurance. This insurance shall be'inaintained in the amounts arvlfi7r. %he piir Sds that Lender requires.' The
<br />Wwrance carrier providing the insurance shall be chosen by Borrower sub*c'to l erltle'x's approval: which shall not be
<br />mwessonably withheld.
<br />All insurance policies and renewals shall be acceptable to Lender and shall iueliiltWo standard mortgage clause.
<br />tender shall have the right to hold the policies and renewals. If Lender requires, Bcrr ;W'in'e sl'tall promptly give to Lender
<br />all,racipis of paid premiunp and renewal notices. 1,04 he event of loss, BorroW!a- .call 19!4 prompt notice to the insurance
<br />asirrier and Lender. Lender may make proof of loss irisf* made promptly by Borrower.
<br />` Unless Lender and Borrower otherwise agree in writing, imrance proceeds shall h�spplied to restoration or repair
<br />of the Property danuged. if the restor1100 or repair is ecommicatity feasible and Lender'• security is not lessened. If 1he
<br />restoration or repair is not econamiaaily feasible or L,ender's smutity would be lessened, the insurance proceeds shall be
<br />applied to the sums secured by, tlftk %ecut{ty Instrument. whether or not then due, with any excess paid to Borrower. If
<br />Borrower abandons the Properly.-or dots lust answer. within 30 days a notice from Lender that the insurance carrier has
<br />eland to settle a claim, then lender may wilect theinsurance proceeds. Len&'r may use the proceeds to repair or restore
<br />the Property or to pay sunts secured by this Security Instrument, whether or not then duce; The 30-day period will hton
<br />when the notice is given.
<br />Unless Leader and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or
<br />postpone the due date of the monthly payments referred to in paragraphs I and 2 or change the amount of the payments. if
<br />under paragraph 19 the Property is acquired by lender, Borrower's right to any insurance policies and proceeds resulting
<br />from damtage to the Property prior to the acquisition shall pass to lender to the extent of the sums secured by this Security
<br />Instruntaat iatasediatdy prior to the acquisition.
<br />i. Piranetnatioa aai Maimteaaate of Property; I eaaehoNa. Borrower shall not destroy, damage or substantially
<br />change the Property. allow the Property to deteriorate or commit waste. If this Security Instrument is on a leasehold.
<br />Borrower shall comply with the provisions of the lease. and if Borrower acquires fee title to the Property. the leasehold and
<br />fa tick shall not merge unless Lender agrees to the merger in writing.
<br />7. Protection of Leader's Ruts is the Property; Nfortgap Insurance. If Borrower faits to perform the
<br />covenantsand agreements contained in this Security Instrument. or there is a legal proceeding that may significantly affect
<br />Lendees rights in the Property (such as a ptoceedinit in bankruptcy. probate: for condemnatum at to enforer or
<br />reguialmns), then Lender may do and pay for whatever isnecessary to protect the valueof the Property and Lender's rights
<br />in the Property. Lender's actions may include paying any sums secured by a lien which has priority over this Security
<br />ltlstrYrnettf. appearing in court, paying reasonable attorneys' fees and entering on the Property to make repairs. Although
<br />Lender may Italic action under this paragraph 7, I:ender does not have to do so.
<br />Any ammals dnWned by Lender under This parsgraph 7 shall become additional debt of Hvrrower secured by this
<br />Security Ifturrnsetit. llnlesrs Borrower and Lender agree to tHha terms of payment. three antounvi shall hear irterest from
<br />The date of disbursement at the Nate rate and shall be payable. with interest, mein notice ford l coder to 84irrc-naer
<br />ragtiehtrttg paytnent-
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