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1JV}J1SEIV '1'J <br />When recorded, return to: <br />Five Points Bank <br />P.O. Box 909 <br />Kearney, NE 68848 <br />Title Order No.: 2008463 <br />LOAN #: 2826621 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />ry <br />CO <br />(n -� <br /><✓) <br />N <br />TJ <br />co <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 9, 2020, <br />together with all Riders to this document. <br />(B) "Borrower" is NICKOLUS DEAN MULLER, A SINGLE PERSON. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank. <br />Lender is a Nebraska Corporation, <br />under the laws of Nebraska. <br />1809 W 39th St, P.O. Box 909, Kearney, NE 68845. <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Five Points Bank, A Nebraska Corporation. <br />organized and existing <br />Lender's address is <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 10 <br />NEUDEED 0415 <br />NEUDEED (CLS) <br />a u <br />