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202008500 entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses: -Witness Seal -Borrower axter NEBRASKA, et2- Juditb R. Beller �aII County ss: -Witness (Seal) -Borrower The foregoing instrument was acknowledged before me this 2)0 day of O..tO Oer , .a.Q0 by Ryan D. Baxter and Judith R. Baxter. Witness my hand and notarial seal at Carp r,ri .1-5 Inru) .T.S6yJ in said County, the date aforesaid. My Commission Expires: Tux) r? Iq�c%(-)n`�- GENERAL NOTARY - State of Nebraska SARAH M. WILES _ . My Comm. Exp. June 19, 2023 Accvd, . (.v�Q. Notary Public Loan originator (Organization): American Financing Corporation; NMLS #: 182334 Loan originator (Individual): David Abraham Smith; NMLS #: 111605 NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 Page 13 of 13 IDS, Inc. - 30227 1111 FRAIMINIKIII