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200108930 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />� yw� a' %'►1 w (Seal) <br />TIMOTHY GOODMAN - Borrower <br />822R(0008) <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />01- 33228932 <br />Page 4 of 4 Form 3111 1101 <br />