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<br /> �:' �°�,�' ?. ' S�. �rd or P►+o�cetty Ia+,vsenee. Boirower shall keep the improvemeats now existing or hereafcer erected on the � .
<br /> ,�_� ;< <. }`�� ..
<br /> '::�: _ � PruPen}+inzvied against loss by fi�.La7ards inciuded within the tetm'eueaded coveiage'and aay other i�r+dg. incladin8
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<br /> ��.` - � 800ds or daoding.for whicl�Lender iequizes inswrance.This inst±*��shall be maiataiaed'm the a���aad for the geriods
<br /> -.�+� � ;`� , ':::� `'�i.
<br /> ��`� ' thac I.euasr�equires.T6s in.garanoe cazrier proviaing[he ins,irance shau 6e ch4sen by Boaower sabjett w l.eaaer's appmval t .
<br /> -. �'' which s�all not be im�asonably witLheld. If Borrower fails to maintain coveragc descn'bed abwe,Lender may►,az Leader's f ° `
<br /> R S � all
<br /> ��� - i option,obffiin covecage to pmtect l.ender's rights in clnz Property in accordaace with paragcaph 7. . " ..
<br /> }, _ '`_1 All iasurance policies and zenewals shall be acceptable to I.eader and shall include a standazd martgage cla�ue. Lender � _
<br /> � �` " � � '�� sLall have We right to hold the policies aad ienewals.lf Lender requires.Borrower shaU promptly give co Lender all c�eceipts of .� �`
<br /> , ��; - . . <<`;, paid p*gninmc aIId tenewal notices.In the eveat of toss.Borrower shall give prompt notice to the in.sutance canier and I.ender. � .z F. . -
<br /> �::<�-a;.. - _ �- . I�des may make proof of loss if nat made pmmpdy by Borrower. � � '
<br /> - ��...y'L_ , -v'4` Untess Lender aad Bo�wer othenvise ag�e i�writing,ins�uaace proceeds shaU be a�plied to reswrarion or sepair of ths �,p . ��-Y � = �
<br /> '��: ::c��c•: �n Pt+operty damaged+if the mstmativa or repair is eoonomicaliy fe�ible aad Lendetr's secutity is not Iessened.If We restoration or �
<br /> :<<. .. � repair es nnt eooaomicalty feas�'ble or i.eader's security wautd be l�eecl..the insuranse pioceed.s shatl be a�pIied to t�e snms � _ =.: A �
<br /> fi- :��'` - - `�� se�vred by this Sec�uity Iasuumeut,whether or nut the�due,with a�ty+exoess paid to Borrower. If Borrower abandons the ���k.;�."�,_-
<br /> ;,,�':,: -`., : .�. . i. �.�:..� evred �
<br /> Property,or daes not answet witLin 30 dnys a notice fiom l.ender that the insarauce carrier has offered to seute a claim, theu `' �� "":
<br /> �;��y�. � �- . �y . .
<br /> ,>'Y.' - Lender may collect the insurance praceeds. l.ender may use the proceeds to repair or restorc the Pivperty or to pay sums -
<br /> ,:.�;�x?:.�,. . �,. ... ' h �
<br /> , � s.� �,� �by�g�ry���,�ether or not then due.The 3Q�day period wUl begia when the nottce is given. -,
<br /> : ..'�:, t . .��` Untesg l�ender and Bomnwer othetwise ag�ec iu writiBg. anY a�Plicatloa of proceeds to priacipal shail not exte�sd or =�-- �c-� ::
<br /> 4 ` .
<br /> ::�`";:r.. . . _ pastpone she dae date of the momhty paymeats ceferred to in paragtaphs 1 and 2 or cUauge t6e amount of the paym�ts. If :� �::� .�.-
<br /> +�_�� �:�•. under paiag�aph 21 the Property�s acquired by Lender,Borrawer's rigtu to aay insurance policies and proceeds re�witing frnm Y:�',;°�, :
<br /> ^��.;�y. - ' .. :� _ �
<br /> z:•.y.:, � _ damage w the Propzrty prior w the acquisitioa shall pasn to Lxuder to ttte exteat of the sums secured by this Seauity Instrament .:` ._�,'
<br /> ,�; _ -• immedialety prior w the acquisition_ - '
<br /> ��=;° _ , . • 6.Q�sy.Preservatton.Malnteaanoe and Prat�tton ot the Property,Bormwer'a Laan Appiication:Leasehotd9. ^ � `. �,
<br /> ���i ` , ..�.` Hoaower shaU occuPY,establisD,and ase the ProFerty as Bormwec's p�3ncipal residence withia sixty days after the e�cecuaon of ` ,
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<br /> : k-.�, • �.�.,, this Security Iusuument and sttall continne w accupy the Property as Borrower's principal residencc for at least oae year after �` ��..
<br /> the date of occ�ancy,unless Irnder mIIeiwise agrees in wriaag,wbich consenc shall not be uarea.sonably withheld, or�mless 4�•� ..
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<br /> '` }� , T estenuattng cira�mst�ce,v exist which are 6eyand Borrower's coatrol. Borrower shall not desuoy, damage or impair the
<br /> ,.?�..,:,: �Property.allow the Property to deterloiate,or commit waste on the Property. Borrower shall be in dcfault if a�r forfeiture ' .
<br /> :`'...�,t;; ' • `-- . action os presoeediag,wheaher civil or criruinal,is begua t6a�in l.eader's good faith judgment coutd res�ilt#n fosfeta�re of the `. ...�-,t�,,�-
<br /> } i; . . .•�.7 propeny or athcra+ise materialty impair the lien�xeated by this Security L�strument or l�ender's secauity interest.8ormwer may -� �.
<br /> .c,,.: . _ � aue sucL a defautt aad relnstate.as,provided ln paragraph 18.bY causiag the ac�on or prooeeding to be dismi�sed witb a ruling ,..�,.-
<br /> .• . ` ., that, ln Lender's gaad faith determination, precludes forfeinue of the Borrower's interest ia the Property or other iaatedal , .�:^r
<br /> � t'°•� . fmpaiiment of the lie�n cteated by this Securiry lastivment or Lender's security intctest. Bormwer shall also be ia defautt if
<br /> - '�" �;� ' � . '�:� •$orrower,during the loan application pmcess.gave materiall�+false or Iaaccurate iafolmaaion or statements to Lender(or failed
<br /> �°, �:: .
<br /> , � � �to pmvide Lender with any aiaterial information}in connectioA with tha loaa evidenced by the Note.iactuding,but uot limited , .
<br /> ` : .,, ..• . . to,rePreseatations conceming Borrower's occupancy of the Properry as a principal tesidence. (f this Secutity Ia9tiument fis on a .°_,-�. • '
<br /> �( .�-'• . � ' . ., leasehold, Bonower shaU compty wttb all the provisions of the lease. If Bomower acquires fee dAe to the Pcoperty, the �.: :
<br /> •.'.i� �;�- � . : � : le�asehold and the fee titte shall not merge ualess Lender agrees to the merger in writing.
<br /> `�� 7.Protection of l.eader's Rights in the Property.If Bonower fails to perform the cover�auts and agreemenu contained ln .
<br /> ;1,�.• � � � � f this Se�rity Instrument,or there is a tegal proceeding that may sigirificantly affecc l.ender's rights in the PropenY(such as a � -' -
<br /> r�: :.... .. .. . . .
<br /> :..�„ . .. � ;�proc.eeding in bantc�uy,probate, for coadejnuatIon or forfeinue or to enforce laws or regufatIons).thea Lender may do and
<br /> '' • ` pay for whatever is necessary[o p:otecc the value af the Praperty and lxude�'s rights in the P�nperry.l.euder's actions may '
<br /> ',i�'.':_ ' .. ' ��'.J''. .
<br /> . ' .', :
<br /> j - . . . - iaclude Payin� any sums secured by a lien whicb has priority over this Seciuiry Instrument. apyearing In co4rt, paytu8 .
<br />.. �,.�C�._7-;...' . . .,• - ',�,, ,
<br /> �:+r;.: • � reasonable attosneys'fees and entering on the Property+to make repairs.Although Leader may take action uader this paragraph � '; :
<br /> �•.�•'...,... : .�.<<
<br /> . • - 7,Lender daes not have to do so.
<br /> � •`��''��,' ' ` Any amounta disbursed by Lender uader this paragraph 7 shall become addidonal debt of Bonower secuted by this . •
<br /> .:�.':�'„ . ' 'S Securlty Insuument. Unless Borrower aad l.cnder agree to other term4 of payment.these amounts ahall bear intetest from the • . .
<br /> �.`�� -,='• • . date of disbmsement at the Note rate and ahall be payable. with inceresc, upon aotice from Lender to Borrowcr reqaesting
<br /> . PaYment. , � ."
<br /> .�'1�: `. ' . 8.Mortgage Iasvrance.If Lender required mortgage insurance as a condition of makiag the loan secured by this Security .
<br /> �`�._,.,��,-•, it�trument, Botrower shall pay the premiums required to maiatain the mortgage insurattce in effect. !f, for any rea5on. the
<br /> � �.`�.-• ': . ' � mortg2ge insutance coverage required by Lender lapses or ceases to be ia effe«,Barrower ahall pay the premiums required to :
<br /> .� � obtain coverage substantially eyuivalent to the mortgage insurance previously in effect.at a cost substantially equivalent to the
<br /> ,.;; � .cost to Borrower of the mortgage insurance previously in effect, from an alternate mongage insurer approved by Lender. If
<br /> � . subslantiall y e quivalent mongage insurance coverage is not available, Borrower shail pay to Lender each mon�h a sum equal to ,
<br /> one-twelfth of the yearly mor[gage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to :
<br /> �r�.:' • r � • �} be in effect.l.ender will accept,use and retain these payments as a loss resene in lieu ot mortsage insurance. Loss reserve •
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<br /> '��' ' !; n F`orm 3028 a190
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