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<br /> "_ ° - t � TOGEIHER WiTfl alY tIIe impmvemeois aow or heceafter erectod on the P�P�Y,and all easements,aPP�.ansl
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<br /> '�:;`=_ , ,` �.:°. ' fi�ut�res now ar hereaRer a part of the PmPenY• �Il repia�s and add.itioas shall also be vovered by this Security ; �`r�::•_
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<br /> _=�-, � . :�; inst�umen�All of tt�e foregoing is refeued to tt►this 5ecuriry Instramem as the"ProPcrtY•° - � i .
<br /> -_�` , `"4� BORR�WER COVENANTS ttfat Borrawer is lawfutly s�sissed of the estate heieby conveyed and has the right to grmu and - '�� ..'.� :
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<br /> . � � � p�nvey the pmpe�ty�d ti�at the Property is unencambered, exc�s for enc�btaa,ces of record. Bomawes watsants and will � - � . f
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<br /> _ . � � defend g�e t a l ly the title to ttte ProP�Y a&'��aU claims aad demands,sabject w any encambrances of mcotd. ,S1 �
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<br /> _ �s. 'fI�S SECURTrY INSTRUMENI'oombine�s uniform covenaaLs for ffitional use aad non-uniform covenauts with limited � �� - � z�`.
<br /> r � r Y vaziadons by jntisdlction to cansdmte a�miform securiry instrnment coveiing real groperty. � ` ; Fa-
<br /> t, � � S ' iJPTIFORM COVENANTS.Bonower and Leader coveuant and agree as follows: '
<br /> _ ��--t 1. Ps eut of Fstnd end Interest: Prepa3'me�t and I�te Chatges. Borrower shari PmmP�Y FaY when dne che � � _
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<br /> , . .j���;', p�p Y P�P Y�t .
<br /> -,...�•-:�G al of and Intere.st on the�debt evidenced by the NotC aad sn a and late charges due under the Noce. , .
<br /> �'' �`�._ i,.`'� :` : 2.F�mds for T�cs and Iasmaa��e.Slib3ect to applicable law or to a wriuen waiver by Ixnder.Borroaver shail pay to " t , ,�'
<br /> .�r� .� , << <` leader on the muathiY Fayme�s are dne uader the Hote,until the Note is gaid in full,a sum('Fuads'1 f or.(a�Y�Y� � � 4 �
<br /> �� ` } "�' �. a n d a�n e n�w h i c h m a y a t t a�g r i o t i t Y over this S e c o r i ry In�as a liea on the Pra perty;(b)Yeaz1Y leasehold payments °, ,� ` -
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<br /> '. '' . ' or gmnnd reats oa the Property,if aay;(c)YearlY hazad ur pmperty Insurance gcrmi�:(d}Yes1Y ftood iasurattce preminms, " , -.
<br /> ��� 4' `.' �,, ��y;(e)Y�Y ma��ce pr�ums,if atty: and(�aaY sams Paya62e bp Bosrower co Le�oder,in acoo�ce with � 1 :
<br /> � � t t .. tLe pmvisions of paragiaph S,in lieu of the payment of mortgage iasnrance premiams.7'hese items arc called'Fscrow Items.' ;: �`� ` ::
<br /> x.� '�� .. '� Lender may.at aay time.coltect amd hutd Funds in an amo�mt not to excxed the ma�aimum amount a lender for a fedcrally t� .
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<br /> � ::_, reiaied mnitg�ags Iaan may require for Boaowes's esaow acco�t�mder the federal Real Estate Settlement Pmcedures Act of
<br /> �974 as amended from time Lo time, 12 U.S.C.Section Z661 d seq.("RFSPA').unless miotlier taa►thac appiies w the Fands ` i 'f""
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<br />_�.��;.'.�,-� .•.., .� sets a lesser amowu. If so. I.ender may,at a�r time,ooAect and hold F�ds in an amomu not w exceed the lesser autmmt. ::a� :.<;`_i;._._
<br /> ���':, � . ;• I.ender ma}r estimate the amouat of Fuads dne on the basis of caseut data and reasonable estimates of eapeadita�c of fuNre �.: ., _
<br /> �� ::� � Escrow Iteans or othecwise ia aceordanoe wIth applicabte law. `. �
<br /> �;;". . , . ?he Fimds shall 6e hetd ia aa ias6mtion whose deposits aie insared by a federal agencY. iasuumeutalit9• or e°titY .�:_ .� �,,. -
<br /> (iacluding Lender.if Leader is suc�an ins6wtioa)or in aay Federat Home Loan Baz�tc.Lender shall apply the Funds w pay the °� � '.-
<br /> � �� ,•` Escrow Items.Leader maS►aot c]�arge Borrower for holdin8 and aPPlymg dte Funds,an�ally analyzing the escrow accouut,or �`- .
<br /> • � 5 �� K W�W.i�CQ��+�a�P Fn...^.,�„°°.^�^;.mt�:,a!+le law perrt►ics Lender to make such ��'
<br /> ' s�:� '• � v e ri'ry i n g w�r s c r o w,i c n z;.u t u�s L�r y�a� -
<br />-'��:�<�....�..._� :`.._.,:�.t.;:-� a c�arge.However,I.enBer may tequire Bortower to pay a one-ume charge foz an iBdepeadent real estate tax reporting service ,
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<br /> , ��' r` �.: .. .-� ��� used by Lender in canneaion aritL this toan. uates4 app&cabte law provi des o t henxrise. Unless an agieement is made or �.`.;;.�..1 f;, :
<br /> :re:, . �:.' appllcabie law requires interest to be pald,Lender shall aot be requited to pay Borrower aay interest or earnings on the Funds. r.•� f .
<br /> •�,•: - - Bormwer aad Lender may agroe in wiiting,however.tbat interest s6a11 be paid on the Fimds.Leader shaA give to Bomuwer. �tE;"°
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<br /> � i, withoat c�arge.aa annnal acxovating of the F�mds. shawing ccedits and debits to We Fuads and the pmpose far whtch each
<br /> '^: � _ debit to the F�mds was made.The Fun�s are pledged as addit�onal secarlty for aU su�s secared by tbis Sx�Iry►Insuument. -.�•�u`�;�..-�,..r.
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<br /> If the Fuads held by Lender eacced the amoaats petmitted to be hetd by appHcable law.Lreader shall account to Botrower :. ;.� ;,�.-;,. .
<br />-°���` � ' • ' for ffie excess Funds in accordance witls the recluirem�ts of appllcab2e law.ff the amount of the Funds held by Leader at any •
<br /> ;`:� � ' � � time is not safficient to pay the Pscmw Items wh�n due. Lender may so notify Bomnwer in writing,aad,ia such case Botrower : ,._.:� ,;:;:.
<br />._'L�;:;�'' : �`•' shall pay w Lender the amount necessary to make up the defuiency.Borrower shall make up the deSciency in no mo:e tban .;�"=
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<br /> . �` '',°• � tarelve ntomhly paym$nu,at Lsnder's sole discretian. - �"
<br /> �• "' • Upan paymeat in full oY all sums sec�ued by tLis Securiry Ins�meat, Leuder shall prampdy refwid to Borrower a�y .` .
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<br /> 4 ':: F�mds he2d by Lender.If,uuder paragiaph 21,Le�Wer shaU acquire or sell the Properry,Lender.prior to the acquisidon or sate '� �� � .�:' :
<br /> ���:`j` of the Pcoperty,shall apply aay Funds held by Lender at the time of acquisition or sale a4 a credit againsT the sums secured by ,
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<br /> '�•<=; • . this Security Ja.suitment. �._
<br /> .•:`s.� • �, - 3.AppftcatPoa of Ysymeats.Untess applicabte law provides otherarise,all paymeuts received by IRnder under paragraphs .�'.,•::,�,.�`
<br /> Y���i^' 'r.� • 1 aad 2 shall be applied:fitst.to any p:epaymast charSe.s due uuder the Note;second.to amounts payable under paragtaph 2:
<br /> �� �� third�to interest due;founh.to prmcipal due:aad 1ast,to any late cbarg�d�e under the Note. � ' �;
<br />_. =_.,.' • 4.C�ar�;es:Ltens.Bo:rower shaU pay ail taxes,as�essmenu,chazges. fiaes and Impositions attdbutable to the Pcoperry .
<br /> �4� `���`' �. . •,. .- which may attain priority over this Secuziry Insuument. and teasehald payments or gound rents. if any. Borrower shall pay , . . . -
<br /> �..-: ' ,.... � � �. these obligatians in the maaaer provlded in paragraph 2.or if not paid in�hat maivner.Bo:rower shall pay them on time dicectiy •
<br /> `%>�• • � • [o the person owed payment.Borrower sLall pmmpily fumish to l.eader all notices of amounts to be paid uader this paragrapb. �•. .
<br /> :�: ` ' • �. If Bomrwer makes these paymenu directly,Bonower shall promptly fumish to Lender receipu evidencing the payments. ` ..'.
<br /> . �.,�., . � .
<br /> i: :,: , . � � ';^ Borrower shall promptly d'ucharge any lien wtuch has priority over this Security Insaument untess Barrower:(a)agrees in
<br />• �� �=���•� • wrlting to the payment of the obligation secured by the liea in a manner acceptable to Lender:(b)cantesu in good faith the liea .
<br /> „�,;.�:,, � by, or defends against enforcement of the lien in. legal pmceedings wluch in the Ixnder's opinion opente to prevent the , . . ,
<br /> ?�tF�'�:: •,",' . " � enfarcement oY the lien;or(c)secures from the hotder of the lien an agreemene satisfactory to Lcnder subordinat�ag the lien co . . ,_
<br /> t.; ' � ' this Security Iastrument. If Lender determiaes that any part of the Property is subject to a lien whicL may attain priority over �. �
<br /> �;;,, . . this Secvrity Insmiment.Lender may give Borrower a notice identifying the 11en.Boaower shall satisfy the lien or take oae or
<br /> "�.: •<". more of tl:e actions set forth above within 10 days of the giving of notice. .
<br /> _ . . Fotm 3�28 9/9 �
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