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1JV2l1SSV 1'0 <br />After Recording Return To: <br />Archer Cooperative Credit Union <br />510 G St <br />Central City, NE 68826 <br />308-946-3070 <br />Prepared By: <br />Amanda Springs <br />Archer Cooperative Credit Union <br />510 G St <br />Central City, NE 68826 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Loan #: 8500034141 <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 15, 2020, together with all <br />Riders to this document. <br />(B) "Borrower" is Williams A. Ruballos and Rosario E. Jordan Ramos, Husband and Wife. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Archer Cooperative Credit Union. Lender is a State Chartered Credit Union <br />organized and existing under the laws of THE STATE OF NEBRASKA. Lender's address is 510 G St, <br />Central City, NE 68826. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Archer Cooperative Credit Union, 2121 Archer Rd, Archer, NE 68816. <br />(E) "Note" means the promissory note signed by Borrower and dated October 15, 2020. The Note <br />states that Borrower owes Lender ONE HUNDRED SEVENTY NINE THOUSAND FIFTY AND NO/100 <br />Dollars (U.S. $ 179,050.00) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than November 01, 2050. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in <br />the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower [check box as applicable]: <br />11111[U11121111191 II <br />NEBRASKA --Single Family-Fannle Mae/Freddie Mac UNIFORM INSTRUMENT <br />Mortgage Cadence Document Center m 3027 01/14 <br />1111 1111111111 1111 1111 <br />Qi 0 <br />Form 3028 1 01 (page 1 of 14 pages, <br />