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• <br />N <br />n <br />When recorded, return to: <br />West Gate Bank <br />6003 Old Cheney Road <br />Lincoln, NE 68516 <br />Title Order No.: 2008079 <br />LOAN #: 154064 <br />(Space Above This Line For Recording Datal <br />DEED OF TRUST <br />r , <br />—1 <br />—'t <br />±3 <br />rJ <br />f n <br />CJ1 <br />CASE #: 3434-6-0235548 <br />MIN: 1003601-0000353581-2 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 13, 2020, <br />together with all Riders to this document. <br />(B) "Borrower" is DEREK SCOTT SAWYER-KOCIEMBA AND ALEXIS LEANN KOCIEMBA, <br />HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is West Gate Bank. <br />Lender is a Commercial Bank, <br />under the laws of Nebraska. <br />6003 Old Cheney Road, Lincoln, NE 68516. <br />organized and existing <br />Lender's address is <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />Ellie Mae, Inc. Page 1 of 11 <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />10/08/2020 11:15 AM PST <br />ry <br />CD <br />CD <br />CD <br />CO <br />s <br />ENTERED AS INSTRUMENT NO <br />