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<br />-_ `'� ;'`F`-�`: 5. BaTat'd or Property iasu*ance. Borrower shall keep the improvements now existiag or hereafter erect � _
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<br />-.��•:�'-:�.�_�,;�-;,'t:.;�:; �P�Y �+��ust toss by fire. 6a7ards inciuded witdia the term"extended coverage' and any other ha7ards. inclu ` �, � -
<br />-_��.�x . > :,_ � �_�• floods or flooding. for which i.ender reqnires insurance.This insurance shal1 be maintainect in the sinounu and for the periods :4-:s..;.,.:,:.4.
<br /> r `� + �:°`�`> that Lender ceyu'ues.The insurance carrier providing the insurance s t�a A b e c hosen by Bomnwer sub ject to li.cnder•S�TOY� F�.`�,`y"�F..� ,:
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<br /> _ :.;,, . wtuch shaU not be w►rcasoaabiy witt�Y�eld. If Borrower fails w maiIItain coverage dessribed above, l�ender may. at L,ender's ': � .•,•, t�:
<br /> : , Y` � : aption.o6tain ooverage to protert Lettder's rights in the Properry in accordance�vith paragraph 7. ; �F, �
<br /> 'L' ���=� Ait insurance po&cies astd rene`�'a�s�a�!b���te to lender snd shaU include a standard mortgage clause. l.ender �'4 ..
<br /> �. G sdall tiave the right to hotd ehe policies and tenewals.If 1.ender re9uires.Borrower shaU prompdy give to lendet a1l rece►Pts of ';"s-
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<br /> `` � - `:�' paid preminms and rene�val nutices.In the event of loss.Borrower shall give pTOmpt notice to the iasurance carrier aad lender. :r : L .:
<br /> � .- �z �� Lender may make pmof of toss if not made prum�ttY bY Bonower. '`Y �_ ��_
<br /> � -:h y--� �, liniess[�;,�go��.���z�$g�':n writ4ng_ innranoe Qmceeds shatl be applied to restoratioa or repair of the �R� � _ �
<br /> :`�'�,.., � - propercy damaged.if the restoration or repair is eannomically feasible and Lender's security is noi t e s s e n e d.If the restorarion or ;. .
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<br /> �, _ :< ,�j,�, repair is not eoonomicalty feasible or Lender's security would 6c tessened,the insurance pmceeds sh�l!be applied to the sums � .G,.
<br /> `.� �� •. �- s�cured by this Secutity insuume�t• whether or not th�due. aritb any excess paid to Borrower. If Bormwer abandons the .fl � ° t
<br /> , �,. . .'�;.� p�upertY.or does not anmes within 30 days a notice from I.ender that the ic�suranoe carrier tns offe�ed to s�tte a ctaim. then � _ <<y.
<br /> .f-.��` o; restore the ProPerry O `..
<br /> _�.. -:-� ._. Lender may collect the insurance pmoeeds. Laeder maY use the pmceeds to repair or to pay sua►s '` < L` y :: .
<br /> , £ <�`f � y_ secured by this Security Inswmen�wtiether or aot then dne.The 30-day periad aill begin when the notice is given. � ._. � .
<br /> . ��`. . `r�. Unless Lender and Borrower otherwise agree in wriring. anY aPpliration of praceeds co principal sdall not extcnd or " 5":
<br /> `• �
<br /> ` , .��,� ., - refetred ta in I and 2 or chang�the amount of the pnyments- If
<br /> . <:� ,.� }`. P��ne the due date of the monthlY PaYm�nts p� Lctes and rocee�s resu}ting fmm � `M1. � J��r� ,
<br /> �Y-` '`<:,�:�,- -�: �nd�garag�h 21 dee P�operty is acquired by Lendet,Borrower s right to any insvrance po� P �
<br /> -°; • ���, snms secared by this Security Instsument � ... r;"-"
<br /> — � damage to the Property prior to the acquisition shall pass to Ixnder to the ea�tent of We .. v,�:'
<br /> �, �.b. � .�- immodiately prior to the acquisition- � _
<br /> 6.Uocupaac9,Pres�rvstion,Ma�un8 Pratee�on o€ti��r�ty;Bo�r��r's L�aa�t3n�.L��t�. �
<br /> � � ,,°5.. s after the execution of � ,-°�
<br />— _ ,.,�:; -.--. - Borrower shafl aocupy.establish.aad use the Property as Rornnwer's principal residence within sixty daY `__ `:` -.�_
<br />��';- `I Y . '==r' this Se�urity In.�trumem ana s6a11 continue to occapy the Property as Borrower's principal resideace foT at least one year after • _,:lE=:,:yr;
<br /> � ' � -�;� the datc of occupaucy.uatess Lender atherwise agrees in writing,wluch oamem shall not be unreasonably withheld.or unless �";�r �- `�v,_
<br />.�a.:� �` � �;`; extenuating cucvu�stances e�rist ahich are 6eyond Borrower's oontrol_ Borrower shail not deswy. dama8e or impair the � ;,�, `.
<br /> � ° x ; Prope�ty.atlow the Prnperty to detesiorate. or commit waste on the Property. Borrower shali be in default if a�r forfeimre . F, �-
<br />�t '�� r-•, action ot proceed`inR. whether civit or criaana}.is begun that in l.endu's gaod faith judgaaent cautd result in forfeiture of the ��.
<br /> --�.�.-.' . — , .•`;;� Property or otherwise materially impair the lien creaced by this 5ecutity Instrument or Lender's securiry intersst.Barrawer may '" -�fy
<br /> ;^ P��P Y P to be dismissed wifb a ruling •.'��`r'<.�_:�
<br /> � � `� z '. cure such a default anrl�einstate.as provided in h 18.b rausing the acrion or mce�ing , ;. �.,
<br /> ar other matedal y � �:g
<br /> that.in Lender's gaod faith deter�a�ination. precludes forfeiture oz the Born�wer's imenest ia t6e PropertY -
<br /> ,� �., w`' impairment of the lien created by this SecuritY Insuumeot or i+ender's securitY i n t e r e s t- H o r r o w e r s h a l l a l s c i 6 e i n d efaalt if �� '
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<br /> B a r ro w e r.d w i n g t h e t o an a p p t i c a t i o n p r o o e s s.gave materialt y false or inaccurate infomaation or statements to 1.ender(or failod
<br /> ��' , '" , � to prov�de Lender witi►any material information)in oolmmecaon witt�ttuz loan evidenced by the Note.i n c lu d i ng,b u t no t l i m i t e d - �:;:,r,;_.
<br /> � ' '� ' to.rePrese�aons conceming Borcower's occupancy of the Property as a principal residence.If this Serurity Instmment is on a
<br /> �-.,",., • leasehold, Borrawer shail comply wit6 sil the provisions of the lease. if Borrower acquires fee tide w ttte Propett�r, 1he r�:.:'�`�;
<br /> � �_:�;�r ::
<br /> ..- � a-� leas�old and the fee tiQe shal!nat merge nnless l.ender agreea to the merger in�vriting. .-�`
<br /> �-: .,.'.:,;�.. , uu oontained in '.� , ':;
<br /> " f:, .: •. 7.Protectlon of Lender's Rig6ts in the Propesty.If Borrower fails to perForm the covenanu and agreeme , . - "
<br /> �•�� 'r- • �. ` _ this Security Insuument.or there is a legat proceeding that may signiScantly affect[.ender's rights in the Prope�cy(such.a9 a
<br /> �:`," . . pmcxeding in bankmptcY.p�Date. far condemnation or fosfeiw�e or to enforce laws or regalations).then Lender may a°and �.;
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<br /> �'�• pay fot whate�er is necescary to pmteM the value of the Property and [.eruter s rights in the Property. Lender's actions may
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<br /> �':::',:; ,." ' �. ..' inctude paying any sums se�+md by a tien which has prioriry over this Security Insuument. appearing ia court. P�Y�°S ':r` ._
<br /> -=�' � ' ��� reasonabte attomeys' fees and entering on the Properry w malce rePaits•Atthoagh Lender maY take action undes this para�raph „...;.
<br />`_•:, s.• ,�-
<br />�;;�_: . � - : - ?.l�der daes not have to do so. __ . -
<br /> ro�'-: �' �" Any amounts disbursed by Lender under this paragraph 7 shall become additional de6t of Borrower secvred by this
<br /> �'`��`. :. ,� '. S�curity Insuument. lJnless Borrower and Lender agree to other tertns of paymen�chese amouncs sf�all bear intecest from the
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<br /> � � . �. '"'� date of dis6ursement at the Note rate and shall be payahle, with interest, upon notice from Lxnder to Borrowet requesting
<br /> �;.,� . . paymen[. , '",.
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<br /> :�•,:,< • � ;� 8.Mortgage InSVranee.lf Lender required mortgage insw'aace as a condition of maEcing the toan sr.cured by this Sec�ity , ;.
<br /> t� -•�••°� :.. �����,• lnsttument. 8orrower shall pay the premiums required to main[ain the mongagc i�surar►ce in effect. If. for any reason,the �
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<br /> "`�';.; • .' -- �,:�?..•,::�` rttortgage iasurance crnerage reqoired by Ixnder l apses or ceases to b e in e f f e c t.B o r r o w e r s h a l 1 p a y t h e p re m i u m s r e q u i t e d t o �r,',.
<br /> �,;,_` ` , . .
<br /> � " � '� ' obtain coverage substantialiy eqitivalent to the mortgage insurance previously in eifect.at a cost substantially eguivalent to ihe
<br /> ,�.�'`� .� ��'.A. � . ' ' �� coct to Borrower of the mongage insumnce previously in cffect, from an altemare mortgage insurer approved Ay Lender. if -r .
<br /> ? ' _ substantially equivalent mortgage insurance coverage is noi available.Borrower shall p�}r to Lender eash month a sum equal to .
<br /> � ,�• `", ane-twelfth of the yearty mongage insurance premium being paid by Borrower when the insurance coverage tapsed or ce�sed to
<br /> • . • � be in effect. Lertder will accept,use and retain these paymenu as a lo�.s reserve in lieu of rttortgage insurance. Loss reserve
<br /> '!':�.�;. • Form 3028 8130 . .
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