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<br /> .. �� _' TOGETHER WITH all the improveme�ts naw ar 6ereaR�'erected on the PropenY.and all easements.aPP �
<br /> ' �4•' A11 replaoe�tts aad addiunns shall also be covered by this Security F. F�Y4 t� '
<br /> . <:` fnmues now or heceafter a part of the PmP�Y• � � . '. -
<br /> �� `� -. ,' Ins�t.Alt of the foregoing is nfened to in this Se�ritY�n�t as the'Property" '�.
<br /> seised of the es[ate hereb uonv ed and has the right w grant and °.� =
<br /> -" '•��� �� BORROWER COVENANTS t6at Borrower is lawfuily Y �' �'�. .'�. :'.:
<br /> -,�:`�;- - - �' ;;�`- oosrvey tLe PropenY and that the ProgectS' is uaena�mbered. excePt for eacambrances of secord. Borrower warrant4 aad will �5_. .; .
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<br />--�'�. . - ;,, all claims and demands.sub}ea w anY�c�bran�of cecord. �=,�`:�� ,:`°_
<br /> _-;� � . . . , d e f e n d g e n e r a l t y the title w the Pmpe�ty apinsc ,-, '
<br /> 'THIS SECURTfY INSTRUMF1vT combines aniform covenants for national use a�noa-wiifa:m covenanu a+i t h l i m i t e d ,__.` :
<br /> � `- �- ='-- variatious by jurisdicBon to constinue a�mifoTm seauitY ins�umeat covering real pmperty. � �.� r _`
<br /> � � . UNIFORM COVENANTS.Bormwer and l�ender coveaant and agree as follows: � , :�.°:
<br /> ?:.: � .` t L. 1. P�p�eit o!Prtnrlpal and I�erest: PrePaYm�t and Late Chargcs. Bomower shail PmmP�Y PaY when chie the , - --
<br /> -�-"'-�`�` -k-��"�.%�=�'� • principal of and in�on the debt evidence�by the Note and anY P�aYment an d late c 6 a r g e s d a e under We Note. • ;,� . �
<br /> •.` :` _:
<br /> - - - :r-�' =`=`°"-�.. 2.Fim�for Taxcg and Insm'ance. Stib}"ect co aPPliCabte law or to a written waiver by Lender. Borrowec shall pay to � �:'�':�`.- ..-�•_
<br /> �,`„' � � ` � i,ender on the day montWY Paymenis aie due imder the Note.umil the Niote is paid in fuU.a sum("F�mds")for.(a)Y�Y� O
<br /> T and��s^ts which may attaia priority over this Security insaument as a tien oa the Property:(b)Year1Y leasehold payments 1�
<br /> � = � � - Y'` or gratmd:ents oa the Propercy,if ffi►Y;(�)Y�Y��or P�P�Y�Premtums;(d)Year1Y flood insvranve premiums• � -- .•'.'
<br /> �-r,.� t � �'_}�� if any:(e)Year1Y mon8�8e insurance premiums, if anY:and(�anY sums PaYable by Borcaaver to I.ender,in acoordance with ; .
<br /> ' These items are called Facrow Items." %"4,:
<br /> ;` `�. _ ' the pmvisions of pazagraph 8,in lieu of the payme�u of mortgage insarance p�iums• - ,•_:�_
<br /> 4 �; : �
<br /> . 's I.end�r mal+,at any time,collect and hold Fnnds ia an amount not to e�cceed the maaimnm amonnt a leader for a federaily n<�'
<br /> ,. Y. � .�:�..": tel�mortgage loan may require for Borrower's escrow account onder the fedetal ReaI Estate Seutemeat Procedures Act of -r�,,�:(,;:;:. _;',.
<br /> " � � ���� : 1974 as amended fmm time to time. 12 U.S.C.Secxioa Z601 d seq. (°RESPA'),unless another law that applies to the Funds rt r .•.
<br /> L sets a lesser amotmt. If so.I ender maY.at anS+time.coltect and hoid Funds in an amount not w exoeed the tesser amounc. ; ;- _
<br /> , , ,`, .: � oaabte estimates of af funue
<br /> . ._ ,.._F:. L�ender maY estimatc the amunnt of Funds due on the basis of aurent data and reas �� r `
<br /> , , ' Escsvw Items or otherwise in axardance with applicabte law.
<br /> . �t;�, � . ' The Fnads shall be held in an iastitaaan whose d�osits are insured by a fedeial agency, instzumentalitl+. or eutity .� -
<br /> :`r �..: : , ('mctading I.ender•if l.ender is s u c h an insti a t don)o r i a a u y F e d e r a l H o m e L o a n Bank.l.cader shaU a p pl y the Fnnds to pay the `:,R
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<br /> ,�• f.�, r��- Escrow Itetn�.Iander may not cbarge Eorrower for holding and aPPh�S the Funds,annuallY analYzin�the escraw aocount.or
<br /> - ��-��.,:�;_.�. ,. .ri ` s Borrowet interesc ou the F�mds aad applicable law permits Ieader to make such �.'>•.�_�
<br /> -: , verifying the Escrow Itemc.untess Leader pay real estate tax reportiag -_
<br /> � :7��`" Bonower to a a one-iinae charSe for an independem � : ;•;_
<br />� :;, i.� ` . . ��:� a c h a r ge.However.i.e n d e r m a y re c l u i r e F Y �
<br /> � p agceemant is made or ,'�-
<br /> - • - used by lender in connection with this loan, �mtess licable law rovides othenvise. Unless an �.�
<br /> ;`,' . l,;'^; Hcable law interest w be paid,lr�der shall nnt be required w PaY Boicowec any inter�st or eamings on the Fuads: ,�:�'t��-,
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<br /> 'r`:.: � �rr' . Bamawer arid�agcee n►writing,however.dzat interesc shall be paid on[he Funds.LRnder shall�or�wbuch each •. R-
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<br /> ���:_=s��� •, � � �:k � without charge.an annnal accounaag of the F�mds,stwwing c�edit�and debits w the Fuads and the ptupo . ,,•_.,(_
<br /> ��` �'�'. ' � debit to the Ftimds wag made.The Funds are ptedged as addiaonal seca�rlty for all sums s�by this SecuritY Insuument.
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<br /> � .r, 1 . •-=,� If the Fuads held by I.ender exceeii the amounts permitted to be held by applicable 1aw.I.ender shaU accouat to Borrower .i,`.;e.
<br /> "`� , .;_* „ . - f o r t h e e a s e s s Funds in aocordance witb the iequirements of applicable law. If the amount of the Funds held by I�ender at any
<br />`�'':.1:..,:.: . . , � ,`. _iY..:v+'',_"-
<br /> - � t i m e i s not sufficient to p a y the Escrow Items when dae.Leu der may so no ri f y B o r r o w e r i n w r i t i n g,a n d,i n s n c h c a s e B o r m w e r _ ,_
<br /> . . . J �1 PaY to Ixader the atnount necessary co make up the deficiency. Borrower shall uaake up t h e de fi dency in n o m o t e t t t a n :_�..;„.:_.�r,�
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<br />:.�;:;'`- twelve montbly paymenls.at Lender's so2e discncion. :;�,;� _-
<br /> � ;r,;,;�. ' � Upon payment in fiill of all sums secared by this Securiry Insuument, l.ender shall prompaty refund to Bonower any . :::�
<br /> - ��•� � .'� � , � Fnnds held by lender.lf,under paragrapb 21.Lender s6a11 acquire or sell the Property.[.ender.prior m the acquisition or sate
<br /> ' ��::;.,
<br /> a�•:_ ;�.� �c.=~. . of the Pioperiy.shall apply any Funds held by Lender at the time of acquisi[ioa or sale as a ccedit againsc the sums secured by - .
<br /> ,��.�,,!`',- , ::� '`-
<br /> �,' ,-, this Security Instrument.
<br />� ':$� .: � 3.Appllcation oY paynicn4s.Unless apDlicable law provides otherwise.all paymenu received by Leader under paragrap8s :'�•.���_ -
<br /> �'`�; '�;':; - - • 1 and 2 shall be applied.fust,to aqy Pteppyme��1�sges due undes the Notc;semnd.to amounts payable wsder patagaph 2;
<br /> .F�.s. :. .. � ` : • .
<br /> `" � � � t h i r d,t o interest due:fourth,to prlucipal dne:ana 1as�•�o any late charges due uader We Note. _
<br /> ���..;�. . . . 4.Charges:Idens.Borrower shaU paY aU reaes,assessmeats.charges,fines and impositions atvi bu t a b te to t he P c o p e a y
<br /> • , nu or ound reats, if Eorrower shall pay
<br /> ��:. ': - . : which may attain priority over this Seauity lnswment.aad teasehold FaYme S� �3''
<br /> these obligations in the manner provideA in paragrapb 2,or if not paid in that manner.Bortower shall�ay them on tiiae ditectty
<br /> .��s:' .�. � �� .�. � t Borro�ver shall pmmptiy famish to Lender all notices of atnounu to be paid under this paragrapL. ;
<br /> �` '� ; � � • ' �� to ttte persoa owed paymen • .
<br /> ��� � � � ' � If Borrower malces these payments directlY.Borrower shall prc�mpdy fumish to Lender receipu evidencing the payments.
<br /> `- s'r::',. :.. ... ,: i
<br /> J� " . � gorrower shall promptly discUarge any lien which has priority over this Secvriry laswmeat unless Borrower.(a)agrees in
<br /> �.� ;�: . .'•� ' of ` on seciued by ihe tien in a manner acceptable co Lender:(b)coatesu in good faith�he lien ,. . ..
<br /> writing to the pay�i t�ub�gari
<br /> ;E.'�.:-, • . • ':� ' by. or defends agaisut enforcement of the lien in. legal ProceedinSs w6icts ia the Leader's opinion operate to ptevent the
<br /> �1,��� � . '. .' ' e n Y o r ce m e n t o f t h e l i e n:or lc)secures fram the holder of the lien an agreement satisfactory co ixnder subordinating the fien to .
<br /> ' i this Securiry instrument. If Lender deteanines that any par�of che Property is subjecc to a tien which may auain prioriry over .... '.. �
<br /> ':''°.. ` • ' this S¢curity Instnunent.Lender may give Borrower a notice identifying the lien.Borrower shall satisfy the lien or take one or ,. .
<br /> •� '� : � �• ' more of the actions set forth above within 10 days ot the giving of notice.
<br /> .��� . . � Parm 3028 9140 '•
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