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202©0750 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />415B' (Seal) <br />Steven J Soto -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below This Line For Acknowledgment] <br />Hall County ss: <br />On this 29 th day of September, 2020 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Steven J Soto A Single Person <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: July 30, 2022 <br />GENERAL NOTARY - State of Nebraska <br />ROBERTA L. REED <br />•a My Comm. Exp. July 30, 2022 <br />Roberta Reed — -Notary Public <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Roberta L Reed - 491146 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT <br />FORM 3028 1/01 <br />Laser Forms Inc. #FNMA3028-MERS 5/05 Page 13 of 131. <br />1111'' 11111 <br />