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1OV211SEIY TO C'1 • rn C n z rn (It,' NJ 1 Q 0 1'I ON 1N3W11111SNI SY a31131N3 THIS INSTRUMENT PREPARED BY: FARM CREDIT MID -AMERICA 1601 UPS DRIVE LOUISVILLE, KY 40223 AFTER RECORDING RETURN TO: FARM CREDIT MID -AMERICA 1601 UPS DRIVE PO BOX 34390 LOUISVILLE, KY 40223 (Space Above This Line For Recording Data) LOAN ORIGINATOR COMPANY NAME: FARM CREDIT MID -AMERICA, FLCA NMLS COMPANY IDENTIFIER: 407249 LOAN ORIGINATOR NAME: SARAH SABATKA NMLS ORIGINATOR IDENTIFIER: 1208993 DEED OF TRUST THIS DEED OF TRUST ("Security Instrument") is made on September 22, 2020. The grantor is Jerome J Czarnick, Sandra J Czarnick, Trustee(s) of The J&S Czarnick Trust, whose address is 4321 SHERWOOD RD, GRAND ISLAND, Nebraska 68803, and whose trustees are JEROME J CZARNICK and SANDRA J CZARNICK ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is EDWARD BRINK, whose address is 10855 WEST DODGE ROAD, SUITE 230, OMAHA, NE 68154 ("Trustee"). The beneficiary is FARM CREDIT MID -AMERICA, FLCA, which is organized and existing under the laws of the United States of America and whose address is PO BOX 34390, LOUISVILLE, Kentucky 40299 ("Lender"). JEROME J CZARNICK and SANDRA J CZARNICK owe Lender the principal sum of Two Hundred Thirty Thousand One Hundred Thirty-five and 50/100 Dollars (U.S. $230,135.50), which is evidenced by the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which provides for monthly payments ("Periodic Payments"), with the full debt, if not paid earlier, due on October 1, 2050. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL, State of Nebraska: Address: 4321 SHERWOOD RD, GRAND ISLAND, Nebraska 68803 Legal Description: See Exhibit A attached hereto and incorporated herein by reference TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be C 2004-2020 Compliance Systems, Inc. cc317ef3"c19c333d - 2019.205.2.4 Consumer Real Estate - Security Instrument DL2036 Page 1 of 8 www.compliancesystems.emn 11111111111111111111111111111111111111111111111111 III IIIINI III IIIIIIIIIIII