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<br /> _ .�`�"2` %`: �.°. TOGE'I'HER WITH atl the improvemeats noar or i�eieafter erected on the property.and al!easemcats.a�pwtenances.aad „ �.
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<br /> �_ � -- �g�.• ftxtntes now or � a part of the property. All rep�•�*^^^�° aad additifl� shall also �e covered by this Security �.�_ .-
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<br /> Inst�ument.AI!of the foregoing'ts refemed�in this Security Insuument as the"Property" '° `•� �
<br /> ` � � : BQRR0INER COYENANTS thai Barruwer is lawfully seised of the estate here6y conveyed aud 6as the rigiu to grant and " _
<br /> � � �z °��'.° � convey Ebe Property and thai Wc P�perty is��nenn,mfiered,excxpt for entvmbrauces of record. Borrower warcants and arill �� � , . °
<br /> ° <'� • `; defend generalty the atte to the PmPertY a8auu�al!�laims and demauds.subject to any encumUiances of moocd. `. ` `�<
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<br /> .:�_ ` ` �� �` Tl�€IS SECURTY'Y INS11tUME1�tT oombiaes unifotm wvenanu for aatianal ase and no�uniforni covena�ts with limitec! ,' �
<br /> -;r°i',.5. ' ��` '� �.e:.;- variations by jurisdictuon to com�oinue.a uaiform security insnumeat coveting real property. - .- �.,�'�.,
<br /> <-',� UNffORM COVEA[ANt'1S.Borrower and Lender covenani aad agree as follows: •` �r��J`: .°'
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<br /> _ _ 1. Pf�ymeut o�pciucipaf aad Interest: Prepaym�t aud LaLe Chargts. Borrower shall PrompdY PaY when due the � - �._.-:
<br /> ,rt'...;.:�� princiP3l of and interest on the debt evidenced by the Note and anY P�Ymenc aad late c6arges due under the Piote. ` ,, �'.
<br /> � �'-` =4 i��;��� 2. B�ds for Tascs and Ias�uamoe. Subjea m applicable law or to a written waiver by Leader.Bo�rower shali pay to � ::s .-�
<br /> � , � � r �= Lender on the day amntlily payments are due nnder the Note.until the Note is paid in futt.a sam("Funds")for. (a)yeaziy ta�cces � :.Y:,,:� '..
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<br /> '� ` `. ."- -" aad aFSessmenis which ma attain riority over this Securiiy�n�.,�mem as a li�on the Property:(b)yearty teasehnid payments � .�<- ..;.:;:
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<br /> . . r or grouad rents oa ti�e prapetcy.if atry:(c?Y�Y ha�rd or praperty ia�uance pnemiums:fd)Yearly 800d ins�uance pmminms,
<br /> � �'� if any;te)YeariY mnrtgage insurance premiums. if any:a�i tfl�Y�F�Y�te by Borcower to l.euder.ia acmrcFance wiW � ��,`�
<br /> ` `':.•`. . � '7 tlte visions of b 8,in lieu of the t of mo age insurance premi�ms.Tltese items aze ralled"Fsi.�row IL�s." };;;�;-_ -
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<br /> ; l�nder may. at azry time, collect aad hold Fund� iu an amount not m eaceed the maaimum amount a tender for a fedeial[y �s;,.. :-�;.�c::`
<br /> .. � re}ated mortgage loan may n:quite.for$otrowei s escrow account under the feaera! Real Estate S�tlement Proceduies Act of 7 _��.
<br /> �''� ' • 1 ; 197�1 as am.endc-d from time to time. t2 U.S.C. Section 26Q1 et seq. ("RESPA"}.unless another law tlrat appEies to die Fnnds ,
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<br /> ,, sets a tesser amount. If sa. Lender may. at atry time. collect and hoid Funds in an amount not w exceed the le.rser aw+ount. ,���:;.�...::.<;,.
<br />'.�;� L,ender may estimate the aawunt of FtuWs due on the basis of c�urent data and reasoffable e�irnate.s of expeudidues of fudue
<br /> Escmw It�ms or ot6emise in accordance with applicable taw. ` �, -
<br /> � ``. The Fcutds shaU be held in an iastitution w[�ose deposits are insured by a federal agency. insuumentality. or enaty
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<br />"��;'..''':.:'-:�.,'`'.`,"`Y_'. (inctuding f.ender,.if l.ender is suct�aa iastixutian)or in anv Fedeta4 Home�.oas�ank.Lxnder shal�agpty tAe Funds to pay the °�.t,_`�..`;:,;:=.
<br /> �• '•: ,_ Escrow Iteu�s.Lectder may not c6arge Borrower for holding at�applying t�e Funds.anuuaUy analyzing the escrow accouni.or �C.: `=-':",l..;r
<br /> ` verifyiug the Escraw Items,unless Lender pays Barrower inteiest on the Funds and applicable law permits f.ender to make suc6 `�•�: �;>-
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<br /> •� },:. a charge.Hawever. L.ender may require Borrower to pay a one-rime charge for an indeQeudent real estate tax reporting sen+ice ' f`
<br /> :� ��r, .:. � _. . used by Lendec in rnn�ction with this loan. untess applicable law pmvides otheewise. Unless an agieement is made or a�� _
<br /> `:•'`.... .• - • - ° applicabfe Iaw reqe�ires interest to be paid,l.eader shall¢at be reqoired to gay Bacrowec any iaterest or earniags on the Fuads. ,,
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<br /> y ' :"�:.i1 gorrnarer aad Leuder may agree in writing,however.that interest shall be paid on the Funds. I.ender sha(t give to Borrower, a '� ,t�•
<br /> :� -�,.Y:� � �: �;_� wiihout charge.aa annna!accoLLIItlIIg af[he Funds. showing credits and debits to[6e F�nds and the purpose for which each • :,•- .'' _
<br /> :, '�� debit ta the Fu�s was made.The Funds are pledged as additionat secutiry for all sums secureQ by this Security Inspument �`•': :':-"��?;,
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<br /> k. , �. If the Fonds hetd by Ixnder eacee�!tf�e amount4 permiued w be hetd by ap�licrable taw.Lender shalt ascount to Borroerer f; �
<br /> t.+'�•.. , • for the ences�FuIIds in acrnrdance witb the requarements of applicable law. If dte amwnt of ihe Funds held by l.ender at aay '�� �
<br /> .: . . �..;.�:L time is�ot sufficient to pay the Escrow Items when due.Lender may so notify Borrower iu writing,and,in such case Borrower .,;;F'
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<br /> •'^ • shall pay m l.eadet the amount necessary to make ap the defsciency. 8orrower shall maatcee up the deficiency in ao enore d�an �l�`.-
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<br /> ��. . ��•`: twetve monehty paymenu.at Lender's wle discretion. `
<br /> .;�• ' Uport payment in fult of ati sums secured by this Seturity Instrument, Lender shall promptly siefuad to Bomawer arry
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<br /> �;�_,,:: , . � �� Funds hetc!by Leader.If,wider�+atagraph ll.Lender shall acquire or sell the Yropetty.Lender,prior ta the acquisition or sate
<br /> ��,-�.. � .� . ��.,•:,;; of the Property,shal!appty any Funds held by [.ender at the time of acquisition or sale as a credit against the svms secured by . ':.•
<br /> . , • �` % thssSecurity tnstrument. . . .�..�' •,
<br /> �"�"_� � "�•. ; 3.Applicat[ou of P�yments.Urtless apQlicable law provides otherwise.all paymenrs received by Lender undet parageapiis _
<br /> ,�� �, 1 aud 2 sball be applied: first,to any prepayment charges due under the Note:second,ta amaunts payable under paragraph 2: .���_�;-_.
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<br /> -`�.. � . ! � third,to i�erest due:fourtb,to principal due:and last.to any hate charges due nnder the Dlote.
<br /> �` �, .• � 4` (,•hatg¢s; l,tens.Sorrower shall pay all taxes.assessm�ents.charges.fines an�!im8ositions attrib�ttable to the Property
<br /> ' ' , which may atqin priority over this Secvrity Inswment, and tearehold payment�or gound rents, if any. Borrower shall pay '
<br /> . �. � � �. tkese nbligations in the manncr pravided in parsgraph 2,or if not paid in that manner.Borrower shall pay them on rime directty
<br /> � . . to the penon owed payment. Bonower sha11 prompdy furnish w L,ender all norices of amaunts to be paid under this parsigraph. '
<br /> ' � � � If Borruwer makey th�e payments directly.Bonower shalt prompdy fumish w Lender receipts evidencing the payments. . .. �
<br /> Y�� • • ' � Borrowcr shail promptly di�:h:irge any iien which has pnoriry over this Sccurity I�trumertt unless Borrower.(a)agrer_s in u ' �
<br /> ?�•��;` � . • • wsiting to the payment of the obligation secureJ by the lien in a mnnner acceptable to Lender,{b)contes�s in good faith the lien •
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<br /> •''e�-�:='� . �� by, or defends againtt enforcement of the lien irt, lega! prcrceeJings which in the Lender's opinion oQerate to prevent the �
<br /> =' ,.� . i enforcement of the lien: or Ic)secures from the hotder of the Ieen an�greement sasisfactory to l.ender subardinaung the lien to � '° .
<br /> _ _ _� � ' .. this Securiiy Instrument. If Lender determines that any p:ut uf thr Properry is subject to a lien which may attain priority�ver '�'
<br /> �1 � �� ' ' •�; this S�curity lnstrument. Lender may give Borr��wer a nuticc idcntifying the lien. Borrower tihall satisfy the lien or take one or • . . �
<br /> Y:'-•.-.� . . ' - .
<br /> ' . . more of thc acnons set forth above within lo Jayti of ihe giving uf nutiee. ..
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<br /> • • . Form 3028 9l90 .
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